HOLDER CONTRACTORS LIMITED

🌳Matureactive
03953605 · ltd · incorporated 2000-03-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£104.6k
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Support activities for crop production
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company with a 60-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -46% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 25.8y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 25.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £104,576
Net assets shrinking
Down £33,849 YoY
Cash draining
Cash down 46% YoY
Cash YoY
-46%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£24k
↓ 46% YoY
Net Worth
£105k
↓ 24% YoY
Current Assets
£42k
↓ 42% YoY
Current Liabilities
—
£0£28k£55k£83k£111k£138kMar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-03-312025-03-31
Total assets£131.9k£177.7k
Current assets£41.7k£71.4k
Cash£24.3k£44.7k
Debtors£1.5k£10.8k
Net assets£104.6k£138.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 1 accounts
  • • 1 persons-with-significant-control
  • • 1 officers
Last 180 days
4
filings
  • • 1 accounts
  • • 1 persons-with-significant-control
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-06-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-05-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2026-05-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2026-03-16
    ➖
    HOLDER, Alfred William Henry resigned
    director
  5. 2025-07-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-10-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-09-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-07-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-10-11
    📄
    capital-allotment-shares
    capital · SH01
  13. 2018-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-09-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-07-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2017-07-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2017-07-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2014-07-01
    ➕
    HOLDER, Susan Marie appointed
    secretary
  19. 2014-07-01
    ➕
    HOLDER, Susan Marie appointed
    director
  20. 2014-06-30
    ➖
    HOLDER, Alfred William Henry resigned
    secretary
  21. 2002-03-31
    ➖
    HOLDER, Maureen Ann resigned
    director
  22. 2000-10-01
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  23. 2000-03-22
    🏢
    Company incorporated
    As HOLDER CONTRACTORS LIMITED
  24. 2000-03-22
    ➕
    HOLDER, Christopher appointed
    director
  25. 2000-03-22
    ➕
    HOLDER, Alfred William Henry appointed
    secretary
  26. 2000-03-22
    ➕
    RWL REGISTRARS LIMITED appointed
    corporate-nominee-secretary
  27. 2000-03-22
    ➖
    RWL REGISTRARS LIMITED resigned
    corporate-nominee-secretary
  28. 2000-03-22
    ➕
    HOLDER, Alfred William Henry appointed
    director
  29. 2000-03-22
    ➕
    HOLDER, Maureen Ann appointed
    director
  30. 2000-03-22
    ➕
    BONUSWORTH LIMITED appointed
    corporate-nominee-director
  31. 2000-03-22
    ➖
    BONUSWORTH LIMITED resigned
    corporate-nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "HOLDER" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Christopher Holder
Individual · British · DOB 06/1966 · age 60
50–75%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
Mrs Susan Marie Holder
Individual · British · DOB 09/1969 · age 57
25–50%
25–50%25-50% shares · 25-50% voting16/03/2026

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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FOREST WILD TREES LTD→
15018993 · est 2023 · no financials extracted
————2y——
GH, VM & RA PEARCE LTD→
12489981 · est 2020 · no financials extracted
————6y——
H.L.SAINSBURY & SONS LIMITED→
00689691 · est 1961 · no financials extracted
————65y——
HAINES HOLDING (SOUTHERN) LIMITED→
10892681 · est 2017 · no financials extracted
————8y——
HAYES KNOLL FARM LTD→
17125857 · est 2026 · no financials extracted
———————
HEALING EARTH PROJECT LIMITED→
16479969 · est 2025 · no financials extracted
———————
HIGH KNOCK MAIZE LTD→
13794351 · est 2021 · no financials extracted
————4y——
HILLWOOD BLOODSTOCK LIMITED→
06909495 · est 2009 · no financials extracted
————16y——
HOOFEQUINE LTD→
08790303 · est 2013 · no financials extracted
————12y——
HOSIER BROTHERS LIMITED→
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————41y——
I J M YATES FARMING LIMITED→
11040888 · est 2017 · no financials extracted
————8y——
I.S.O BAITS LTD→
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————1y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-03-22
Jurisdictionengland-wales
Primary SIC01610 — Support activities for crop production

Registered office

The Old Post Office
41-43 Market Place
Chippenham
Wiltshire
SN15 3HR
England

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-04-05
Last: 2026-03-22

Officers (3 active · 5 resigned)

HOLDER, Susan Marie→
secretary · appointed 2014-07-01
View their other companies + combined net worth →
Active
HOLDER, Christopher→
director · ~60y · appointed 2000-03-22
View their other companies + combined net worth →
Active
HOLDER, Susan Marie→
director · ~57y · appointed 2014-07-01
View their other companies + combined net worth →
Active
HOLDER, Alfred William Henry→
secretary · appointed 2000-03-22 · resigned 2014-06-30
Resigned
RWL REGISTRARS LIMITED→
corporate-nominee-secretary · appointed 2000-03-22 · resigned 2000-03-22
Resigned
HOLDER, Alfred William Henry→
director · ~84y · appointed 2000-03-22 · resigned 2026-03-16
Resigned
HOLDER, Maureen Ann→
director · ~81y · appointed 2000-03-22 · resigned 2002-03-31
Resigned
BONUSWORTH LIMITED→
corporate-nominee-director · appointed 2000-03-22 · resigned 2000-03-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture deed1 property01/10/2000—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (77 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-05-19
termination-director-company-with-name-termination-date
officers · TM01
2026-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-09