BEXHILL UK LIMITED
🌳Matureactive
03987793 · ltd · incorporated 2000-05-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 24.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 24.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
97 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2025-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-07-07📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-04-22📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-12📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-26📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-10📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-16🔓Charge satisfied #6
- 2021-06-16🔓Charge satisfied #4
- 2021-06-16🔓Charge satisfied #3
- 2021-06-16🔓Charge satisfied #2
- 2021-06-16🔓Charge satisfied #1
- 2021-06-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-15🔒Charge registered #7Lender: Toyota Financial Services (UK) PLC
- 2020-12-07📄accounts-with-accounts-type-fullaccounts · AA
- 2020-05-01📄accounts-with-accounts-type-fullaccounts · AA
- 2019-07-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-19🔒Charge registered #6Lender: Barclays Bank PLC
- 2019-01-09📄accounts-with-accounts-type-fullaccounts · AA
- 2016-01-26🔓Charge satisfied #5
- 2015-12-17🔒Charge registered #5Lender: Cua Finance Limited
- 2015-10-20➕KORENKOVA, Tatiana appointeddirector
- 2015-06-01➕MCSHANE, Liam Leo appointedsecretary
- 2015-05-31➖TAKHAR, Raj resignedsecretary
- 2015-04-01➕STRATFORD, Emmia Louise appointeddirector
- 2015-02-06➖SMITH, Olga resigneddirector
- 2014-03-10🔒Charge registered #4Lender: Barclays Bank PLC
- 2013-09-30➕SMITH, Olga appointeddirector
- 2013-05-31➖GENTLEMAN, Ian Michael resigneddirector
- 2008-02-28🔒Charge registered #3Lender: Barclays Bank PLC
- 2003-07-29➖GENTLEMAN, Beryl Marion resignedsecretary
- 2003-07-29➕TAKHAR, Raj appointedsecretary
- 2002-10-03➕TAKHAR, Rabinder Singh appointeddirector
- 2002-03-20🔒Charge registered #2Lender: Barclays Bank PLC
- 2002-01-17🔒Charge registered #1Lender: Barclays Bank PLC
- 2000-05-09➕GENTLEMAN, Beryl Marion appointedsecretary
- 2000-05-09➖WHITE ROSE FORMATIONS LIMITED resignedcorporate-nominee-secretary
- 2000-05-08🏢Company incorporatedAs BEXHILL UK LIMITED
- 2000-05-08➕WHITE ROSE FORMATIONS LIMITED appointedcorporate-nominee-secretary
- 2000-05-08➕GENTLEMAN, Ian Michael appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Orchard Funding Group Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Orchard Funding Group Plc
Corporate parent · holds 75-100% shares
⬇
BEXHILL UK LIMITED
This company · 03987793
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Orchard Funding Group Plc Corporate entity | 75–100% | — | 75-100% shares | 08/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 9INEFIGURES LTD→ 12417461 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCALON ASSOCIATES LIMITED→ 04458547 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AISHAD PROPERTY FINANCE LTD→ 12769290 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALLIANCE STAFFING & SECURITY LIMITED→ 16860317 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANADEROL LTD→ 15460536 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BALDERTON AVIATION HOLDINGS LIMITED→ 05556013 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BLACKB FINANCIAL SERVICES LIMITED→ 10580082 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BLACKSTONE WEALTH LTD→ 14469824 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BONDSMORE FINANCIAL SERVICES LTD→ 15202173 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRIDGING LENDER LTD→ 12296350 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BUSINESS CONCEPT ASSOCIATES LIMITED→ 03388789 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| CAMBRIAN FUNDING LIMITED→ 08864312 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-05-08
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
222 Armstrong Road
Luton
LU2 0FY
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (4 active · 5 resigned)
Active
KORENKOVA, Tatiana→
Activedirector · ~54y · appointed 2015-10-20
View their other companies + combined net worth →
STRATFORD, Emmia Louise→
Activedirector · ~44y · appointed 2015-04-01
View their other companies + combined net worth →
TAKHAR, Rabinder Singh→
Activedirector · ~61y · appointed 2002-10-03
View their other companies + combined net worth →
GENTLEMAN, Beryl Marion→
Resignedsecretary · appointed 2000-05-09 · resigned 2003-07-29
TAKHAR, Raj→
Resignedsecretary · appointed 2003-07-29 · resigned 2015-05-31
WHITE ROSE FORMATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-05-08 · resigned 2000-05-09
GENTLEMAN, Ian Michael→
Resigneddirector · ~84y · appointed 2000-05-08 · resigned 2013-05-31
SMITH, Olga→
Resigneddirector · ~59y · appointed 2013-09-30 · resigned 2015-02-06
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
1
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Toyota Financial Services (UK) Toyota Financial Services (UK) PLC | A registered charge | 1 property | 15/06/2021 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 19/07/2019 | 16/06/2021 | |
| satisfied | Cua Finance Cua Finance Limited | A registered charge | 1 property | 17/12/2015 | 26/01/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 10/03/2014 | 16/06/2021 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 28/02/2008 | 16/06/2021 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 20/03/2002 | 16/06/2021 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 17/01/2002 | 16/06/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (97 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-09-12
change-account-reference-date-company-current-extended
accounts · AA01
2025-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-15
accounts-with-accounts-type-full
accounts · AA
2025-04-22
accounts-with-accounts-type-full
accounts · AA
2024-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-full
accounts · AA
2023-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-09
accounts-with-accounts-type-full
accounts · AA
2022-01-10
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-16
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-16
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-16