AINSWORTHS FINANCIAL SERVICES LIMITED

💤Zombieactive
04000799 · ltd · incorporated 2000-05-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£249.9k
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 18.3y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 18.3 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
14 officers (1 active, 14 linked, 10 with DOB)
84
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
133 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £249,908

Key financials

1 year extracted from filed iXBRL accounts
Cash
£55k
Net Worth
£250k
Current Assets
£245k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-31
Total assets£249.9k
Current assets£245.1k
Cash£54.9k
Debtors£190.3k
Net assets£249.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
7
filings
  • • 2 accounts
  • • 2 confirmation-statement
  • • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
  1. 2026-03-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-01-27
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  4. 2026-01-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2026-01-06
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2026-01-06
    🔓
    Charge satisfied #3
  7. 2025-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-10-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2024-10-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2024-10-07
    ➖
    BOOTHMAN, David John resigned
    director
  11. 2024-10-07
    ➖
    GRIFFIN, Paul John resigned
    director
  12. 2024-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-04-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2023-08-31
    ➖
    ROBSON, Christopher Neil resigned
    secretary
  15. 2023-08-31
    ➖
    ROBSON, Christopher Neil resigned
    director
  16. 2023-08-31
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  17. 2023-08-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2023-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2023-08-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  20. 2023-08-08
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  21. 2023-06-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2023-06-09
    🔒
    Charge registered #3
    Lender: Hazeplace Limited
  23. 2023-05-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2023-05-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2023-05-02
    🔓
    Charge satisfied #2
  26. 2023-05-02
    🔓
    Charge satisfied #1
  27. 2023-02-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2023-01-31
    ➖
    DUGMORE, Ian Martin Walter resigned
    director
  29. 2022-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  30. 2015-07-20
    ➕
    BOOTHMAN, David John appointed
    director
  31. 2013-11-18
    ➖
    CRAWFORD, Iain David resigned
    director
  32. 2013-10-01
    ➕
    DUFFY, Ian Anthony appointed
    director
  33. 2008-03-28
    🔒
    Charge registered #2
    Lender: William Frederick Griffin
  34. 2008-03-28
    🔒
    Charge registered #1
    Lender: William Alan Hopwood
  35. 2007-02-05
    ➖
    DUGMORE, Patricia Lynne resigned
    secretary
  36. 2007-02-05
    ➕
    ROBSON, Christopher Neil appointed
    secretary
  37. 2007-02-05
    ➕
    GRIFFIN, Paul John appointed
    director
  38. 2007-02-05
    ➕
    ROBSON, Christopher Neil appointed
    director
  39. 2003-04-30
    ➕
    DUGMORE, Patricia Lynne appointed
    secretary
  40. 2003-04-30
    ➖
    RIDEHALGH, Christopher Robert resigned
    secretary
  41. 2003-04-30
    ➕
    DUGMORE, Ian Martin Walter appointed
    director
  42. 2003-04-30
    ➖
    RIDEHALGH, Christopher Robert resigned
    director
  43. 2001-06-06
    ➖
    AINSWORTH, Robert Michael resigned
    director
  44. 2001-06-06
    ➖
    DUGMORE, Ian Martin Walter resigned
    director
  45. 2001-06-06
    ➖
    MCKNIGHT, Anthony James resigned
    director
  46. 2000-08-11
    ➕
    AINSWORTH, Robert Michael appointed
    director
  47. 2000-08-11
    ➕
    DUGMORE, Ian Martin Walter appointed
    director
  48. 2000-08-11
    ➕
    MCKNIGHT, Anthony James appointed
    director
  49. 2000-08-11
    ➕
    RIDEHALGH, Christopher Robert appointed
    director
  50. 2000-05-24
    🏢
    Company incorporated
    As AINSWORTHS FINANCIAL SERVICES LIMITED
Showing most recent 50 of 54 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 13 years.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Afsl Holdings Ltd holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Afsl Holdings Ltd
Corporate parent · holds 25-50% shares
significant stake
⬇
AINSWORTHS FINANCIAL SERVICES LIMITED
This company · 04000799

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ian Anthony Duffy
Individual · British · DOB 03/1978 · age 48
50–75%
50–75%50-75% shares · 50-75% voting23/12/2025
Afsl Holdings Ltd
Corporate entity
25–50%
25–50%25-50% shares · 25-50% voting28/07/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-05-24
Jurisdictionengland-wales
Primary SIC70221 — Financial management

Registered office

Charter House
Stansfield Street
Nelson
BB9 9XY
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-04-06
Last: 2026-03-23

Officers (1 active · 13 resigned)

DUFFY, Ian Anthony→
director · ~48y · appointed 2013-10-01
View their other companies + combined net worth →
Active
DUGMORE, Patricia Lynne→
secretary · appointed 2003-04-30 · resigned 2007-02-05
Resigned
RIDEHALGH, Christopher Robert→
secretary · appointed 2000-05-24 · resigned 2003-04-30
Resigned
ROBSON, Christopher Neil→
secretary · appointed 2007-02-05 · resigned 2023-08-31
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 2000-05-24 · resigned 2000-05-24
Resigned
AINSWORTH, Robert Michael→
director · ~82y · appointed 2000-08-11 · resigned 2001-06-06
Resigned
BOOTHMAN, David John→
director · ~64y · appointed 2015-07-20 · resigned 2024-10-07
Resigned
CRAWFORD, Iain David→
director · ~63y · appointed 2000-05-24 · resigned 2013-11-18
Resigned
DUGMORE, Ian Martin Walter→
director · ~61y · appointed 2003-04-30 · resigned 2023-01-31
Resigned
DUGMORE, Ian Martin Walter→
director · ~61y · appointed 2000-08-11 · resigned 2001-06-06
Resigned
GRIFFIN, Paul John→
director · ~64y · appointed 2007-02-05 · resigned 2024-10-07
Resigned
MCKNIGHT, Anthony James→
director · ~83y · appointed 2000-08-11 · resigned 2001-06-06
Resigned
RIDEHALGH, Christopher Robert→
director · ~80y · appointed 2000-08-11 · resigned 2003-04-30
Resigned
ROBSON, Christopher Neil→
director · ~66y · appointed 2007-02-05 · resigned 2023-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Hazeplace
Hazeplace Limited
A registered charge1 property09/06/202306/01/2026
satisfied
William Frederick Griffin
Debenture1 property28/03/200802/05/2023
satisfied
William Alan Hopwood
Debenture1 property28/03/200802/05/2023

Recent filings (133 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-23
change-account-reference-date-company-previous-extended
accounts · AA01
2026-01-27
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-30
termination-director-company-with-name-termination-date
officers · TM01
2024-10-09
termination-director-company-with-name-termination-date
officers · TM01
2024-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-02
termination-secretary-company-with-name-termination-date
officers · TM02
2023-08-31