ANZCRO (UK) LIMITED

🌳Matureactive

04009961 · ltd · incorporated 2000-06-07

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 16.5y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Travel agency activities

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 82-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 16.5y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 16.5 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

9 officers (3 active, 9 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

113 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	1700	1400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (42 events)Click to expand

2025-09-05
📄
accounts-with-accounts-type-small
accounts · AA
2025-07-09
📄
change-person-director-company-with-change-date
officers · CH01
2025-07-09
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-08
📄
change-person-director-company-with-change-date
officers · CH01
2024-12-03
📄
accounts-with-accounts-type-small
accounts · AA
2024-11-11
📄
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2024-11-11
📄
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2024-11-11
📄
second-filing-of-annual-return-with-made-up-date
annual-return · RP04AR01
2024-09-03
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-08-27
📄
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2024-07-03
📄
change-person-secretary-company-with-change-date
officers · CH03
2024-04-30
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-04-30
📄
change-person-director-company-with-change-date
officers · CH01
2024-04-30
📄
change-person-director-company-with-change-date
officers · CH01
2024-04-30
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-27
📄
accounts-with-accounts-type-small
accounts · AA
2022-09-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2021-03-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2021-03-04
🔓
Charge satisfied #3
2021-03-04
🔓
Charge satisfied #2
2021-03-04
🔓
Charge satisfied #1
2017-11-13
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2017-04-28
➕
GUTHREY, Andrew appointed
secretary
2017-04-28
➖
WOODWARD, Zoe resigned
secretary
2012-10-01
➕
WOODWARD, Zoe appointed
secretary
2012-09-30
➖
BILBIE, Louise resigned
secretary
2011-08-19
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2009-11-26
🔒
Charge registered #1
Lender: Royal Bank of Scotland PLC
2007-07-28
➖
DREW, Simon resigned
secretary
2007-06-01
➕
BILBIE, Louise appointed
secretary
2007-05-31
➖
DREW, Simon resigned
director
2000-07-14
➕
EAGLES, Owen James appointed
director
2000-07-14
➕
GUTHREY, Peter Charles appointed
director
2000-07-14
➕
DREW, Simon appointed
secretary
2000-07-14
➖
SWIFT INCORPORATIONS LIMITED resigned
corporate-nominee-secretary
2000-07-14
➕
DREW, Simon appointed
director
2000-07-14
➖
INSTANT COMPANIES LIMITED resigned
corporate-nominee-director
2000-06-07
🏢
Company incorporated
As ANZCRO (UK) LIMITED
2000-06-07
➕
SWIFT INCORPORATIONS LIMITED appointed
corporate-nominee-secretary
2000-06-07
➕
INSTANT COMPANIES LIMITED appointed
corporate-nominee-director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 82 — succession pressure is live.

Succession & seller-readiness

96/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Peter Charles Guthrey Individual · New Zealander · DOB 11/1944 · age 82	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

1 historic (ceased) PSC

Anzcro Australia Pty Ltdceased 06/04/2016· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Leisure & entertainment · TR postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
2-6 LFT LIMITED→ 16049635 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
3 OH EN LIMITED→ 12785508 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
A BLAZE OF FEATHER LIMITED→ 14751856 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
A SPLINTER OF HOPE CIC→ 15359463 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ACE YACHTING LTD→ 14750668 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ALFRESCO DISCO EVENTS LIMITED→ 09152910 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
ALISSIUM AERIAL ARTS LIMITED→ 14378213 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ALLWRITE LTD→ 11012594 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ALPINE STUNTS LIMITED→ 14637863 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ALTURA TRAVEL LTD→ 17057581 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ART 4 LIFE CIC→ 16374471 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ART EYE CREATIVE CONSULTANCY LIMITED→ 08413732 · est 2013 · no financials extracted	—	—	—	—	13y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2000-06-07

Jurisdictionengland-wales

Primary SIC79110 — Travel agency activities

Registered office

Pool Innovation Centre Trevenson Road

Pool

Redruth

Cornwall

TR15 3PL

United Kingdom

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-21

Last: 2025-06-07

Officers (3 active · 6 resigned)

GUTHREY, Andrew→

secretary · appointed 2017-04-28

View their other companies + combined net worth →

Active

EAGLES, Owen James→

director · ~78y · appointed 2000-07-14

View their other companies + combined net worth →

Active

GUTHREY, Peter Charles→

director · ~82y · appointed 2000-07-14

View their other companies + combined net worth →

Active

BILBIE, Louise→

secretary · appointed 2007-06-01 · resigned 2012-09-30

Resigned

DREW, Simon→

secretary · appointed 2000-07-14 · resigned 2007-07-28

Resigned

WOODWARD, Zoe→

secretary · appointed 2012-10-01 · resigned 2017-04-28

Resigned

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 2000-06-07 · resigned 2000-07-14

Resigned

DREW, Simon→

director · ~63y · appointed 2000-07-14 · resigned 2007-05-31

Resigned

INSTANT COMPANIES LIMITED→

corporate-nominee-director · appointed 2000-06-07 · resigned 2000-07-14

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	—	13/11/2017	04/03/2021
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Charge of deposit	1 property	19/08/2011	04/03/2021
satisfied	Lloyds Banking Group Royal Bank of Scotland PLC	Charge of deposit	1 property	26/11/2009	04/03/2021

Recent filings (113 total)

accounts-with-accounts-type-small

accounts · AA

2025-09-05

change-person-director-company-with-change-date

officers · CH01

2025-07-09

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2025-07-09

change-person-director-company-with-change-date

officers · CH01

2025-07-08

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-06-10

accounts-with-accounts-type-small

accounts · AA

2024-12-03

second-filing-of-annual-return-with-made-up-date

annual-return · RP04AR01

2024-11-11

second-filing-of-annual-return-with-made-up-date

annual-return · RP04AR01

2024-11-11

second-filing-of-annual-return-with-made-up-date

annual-return · RP04AR01

2024-11-11

second-filing-of-confirmation-statement-with-made-up-date

confirmation-statement · RP04CS01

2024-09-03

capital-alter-shares-redemption-statement-of-capital

capital · SH02

2024-08-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-07-03

change-person-secretary-company-with-change-date

officers · CH03

2024-07-03

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-04-30

change-person-director-company-with-change-date

officers · CH01

2024-04-30