CUMBRIA BUILDING SUPPLIES LIMITED
- 46730SIC 46730
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 25.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 25.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 1300 | 1300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (36 events)Click to expand
- 2025-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-22📄capital-allotment-sharescapital · SH01
- 2019-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-07➖ELLIOT, Jack resigneddirector
- 2019-10-07➖ELLIOT, Luke resigneddirector
- 2019-09-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2019-09-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-09-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-08-28➖BLYTHE, Paul resigneddirector
- 2019-08-28➖REED, David resigneddirector
- 2019-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-07-31➕ELLIOT, Jack appointeddirector
- 2019-07-31➕ELLIOT, Luke appointeddirector
- 2019-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2007-01-31🔓Charge satisfied #2
- 2005-08-24🔒Charge registered #2Lender: National Westminster Bank PLC
- 2000-07-10🔒Charge registered #1Lender: National Westminster Bank PLC
- 2000-06-08🏢Company incorporatedAs CUMBRIA BUILDING SUPPLIES LIMITED
- 2000-06-08➕ELLIOT, Darrell Adrian appointedsecretary
- 2000-06-08➕ELLIOT, Darrell Adrian appointeddirector
- 2000-06-08➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2000-06-08➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2000-06-08➕BLYTHE, Paul appointeddirector
- 2000-06-08➕REED, David appointeddirector
- 2000-06-08➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2000-06-08➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Cumbria Building Supplies Holdings Ltd holds majority control (50-75%). Likely parent but not wholly-owned.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cumbria Building Supplies Holdings Ltd Corporate entity | 50–75% | — | 50-75% shares | 28/08/2019 |
Mr Darrell Adrian Elliot Individual · British · DOB 01/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
2 historic (ceased) PSCs
- Mr Paul Blytheceased 28/08/2019· 25-50% shares · 25-50% voting
- Mr David Reedceased 28/08/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHAGREEN SOLUTIONS UK LIMITED→ 16139115 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AYLE COLLIERY COMPANY LIMITED→ 00281899 · est 1933 · no financials extracted | — | — | — | — | 92y | — | — |
| B. B. DAIRY LIMITED→ 06956754 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BIOGLOW ALGAE LTD→ 15011370 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BURROW & RUTTER-ARMSTRONG ENGINEERING LTD→ 12353425 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CEP NORTHWEST LIMITED→ 16693739 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORNVALE FOODS LIMITED→ 04188889 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| CRAIG KENNEDY LIMITED→ 09332020 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CUMBRIA BUILDING SUPPLIES HOLDINGS LTD→ 11931133 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CUMBRIA COAL LIMITED→ 11250172 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CUMBRIA COMPOSITE DECKING AND TIMBER LTD→ 12641560 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CUMBRIA HEATING SOLUTIONS LIMITED→ 13777953 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 24/08/2005 | 31/01/2007 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 10/07/2000 | — |