BERKELEY LA ROCHE FINANCIAL CONSULTANTS LTD

💤Zombieactive
04021260 · ltd · incorporated 2000-06-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£173.4k
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 72/100 (strong), bankability 65/100. Strong seller-intent signal (65/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (2 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £173,428
Cash YoY
+21%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£249k
↑ 21% YoY
Net Worth
£173k
↑ 1.6% YoY
Current Assets
£249k
↑ 7.5% YoY
Current Liabilities
—
£0£50k£100k£150k£199k£249kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£173.8k£171.2k
Current assets£249.3k£231.8k
Cash£249.2k£206.1k
Debtors£102£25.7k
Net assets£173.4k£170.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-09-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-07-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2022-07-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2021-08-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-11-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-09-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-06-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2017-02-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-06-29
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2016-03-04
    📄
    capital-alter-shares-subdivision
    capital · SH02
  15. 2016-02-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-08-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2001-11-05
    ➕
    BOGLE, Helen Lois appointed
    secretary
  18. 2001-11-05
    ➖
    PIGGOTT, Gordon Edward resigned
    secretary
  19. 2001-06-04
    ➖
    MARSHALL, Peter Nigel resigned
    secretary
  20. 2001-06-04
    ➕
    PIGGOTT, Gordon Edward appointed
    secretary
  21. 2001-05-31
    ➖
    PIGGOTT, Gordon Edward resigned
    director
  22. 2001-02-08
    ➕
    BOGLE, John Charles appointed
    director
  23. 2000-06-26
    🏢
    Company incorporated
    As BERKELEY LA ROCHE FINANCIAL CONSULTANTS LTD
  24. 2000-06-26
    ➕
    MARSHALL, Peter Nigel appointed
    secretary
  25. 2000-06-26
    ➕
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  26. 2000-06-26
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary
  27. 2000-06-26
    ➕
    PIGGOTT, Gordon Edward appointed
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-07-10

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr John Charles Bogle
Individual · Irish · DOB 10/1962 · age 64
50–75%
50–75%50-75% shares · 50-75% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-06-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1-3 Manor Road
Chatham
Kent
ME4 6AE

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-10OVERDUE
Last: 2025-06-26

Officers (2 active · 4 resigned)

BOGLE, Helen Lois→
secretary · appointed 2001-11-05
View their other companies + combined net worth →
Active
BOGLE, John Charles→
director · ~64y · appointed 2001-02-08
View their other companies + combined net worth →
Active
MARSHALL, Peter Nigel→
secretary · appointed 2000-06-26 · resigned 2001-06-04
Resigned
PIGGOTT, Gordon Edward→
secretary · appointed 2001-06-04 · resigned 2001-11-05
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 2000-06-26 · resigned 2000-06-26
Resigned
PIGGOTT, Gordon Edward→
director · ~83y · appointed 2000-06-26 · resigned 2001-05-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (67 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-07
change-person-director-company-with-change-date
officers · CH01
2022-07-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-11
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-03
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-09