ACTIVE FINANCIAL PLANNERS LIMITED
🌳Matureactive
04039863 · ltd · incorporated 2000-07-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£863.8k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
12 officers (5 active, 12 linked, 6 with DOB)
80
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
118 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £863,823
Cash YoY
+25%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.1m
↑ 25% YoY
Net Worth
£864k
↑ 30% YoY
Current Assets
£1.2m
↑ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £981.0k | £825.0k |
| Current assets | £1.17M | £980.1k |
| Cash | £1.06M | £847.9k |
| Debtors | £115.5k | £132.2k |
| Net assets | £863.8k | £662.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-27📄memorandum-articlesincorporation · MA
- 2025-05-27📄resolutionresolution · RESOLUTIONS
- 2025-05-21📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-05-21📄capital-name-of-class-of-sharescapital · SH08
- 2025-04-15📄capital-name-of-class-of-sharescapital · SH08
- 2025-04-15📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-04-14📄resolutionresolution · RESOLUTIONS
- 2025-04-14📄memorandum-articlesincorporation · MA
- 2025-04-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04➕BORNOLD, Sören Georg Joakim appointeddirector
- 2025-04-04➖NENDICK, Karl resigneddirector
- 2025-04-04➖PEMBERTON, Glyn resigneddirector
- 2024-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01➕PEMBERTON, Rebecca appointedsecretary
- 2021-03-03➖PEMBERTON, Janice Winifred resignedsecretary
- 2014-05-01➕PEMBERTON, Janice Winifred appointedsecretary
- 2014-04-30➕GIBSON, Paul Robert appointedsecretary
- 2014-04-30➖PEMBERTON, Janice Winifred resignedsecretary
- 2013-07-23➕NENDICK, Karl appointeddirector
- 2009-11-30➕GIBSON, Paul Robert appointeddirector
- 2007-08-08➖OSWIN, Emma Louise resigneddirector
- 2007-05-01➕PEMBERTON, Karl appointeddirector
- 2005-09-22➕OSWIN, Emma Louise appointeddirector
- 2000-07-25🏢Company incorporatedAs ACTIVE FINANCIAL PLANNERS LIMITED
- 2000-07-25➕PEMBERTON, Janice Winifred appointedsecretary
- 2000-07-25➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2000-07-25➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2000-07-25➕PEMBERTON, Glyn appointeddirector
- 2000-07-25➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2000-07-25➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
60/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Söderberg & Partners Holding Ab holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Söderberg & Partners Holding Ab
Corporate parent · holds 25-50% shares
⬇
ACTIVE FINANCIAL PLANNERS LIMITED
This company · 04039863
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Söderberg & Partners Holding Ab Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/04/2025 |
Mr Karl Pemberton Individual · British · DOB 08/1977 · age 49 | — | — | sig. influencesignificant influence | 25/07/2018 |
Mr Paul Robert Gibson Individual · British · DOB 01/1973 · age 53 | — | — | sig. influencesignificant influence | 25/07/2018 |
1 historic (ceased) PSC
- Mr Karl Nendickceased 04/04/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A AND R MORTGAGE & PROTECTION SPECIALISTS LTD→ 15677835 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A B S FINANCIAL LIMITED→ 15274291 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A T & P INVESTMENTS LTD→ 13558183 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A W FINANCIAL SERVICES LIMITED→ 04980133 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AC FINANCE LIMITED→ 04074753 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AGRICULTURAL & GROUNDSCARE FINANCE LIMITED→ 05526550 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ALTON PROPERTY SALES LTD→ 12321708 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AM MORTGAGES (NE) LIMITED→ 10743436 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ANCELL EQUITY HOLDINGS LTD→ 16798371 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANGEL OF THE NORTH PROPERTY INVESTMENT LTD→ 10861266 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AR&M INVESTMENT HOLDINGS LTD→ 15821795 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARISE FINANCIAL LIMITED→ 12485697 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-07-25
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Active House 1 Dukes Court
Teesside Industrial Estate
Stockton-On-Tees
TS17 9LR
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2026-11-20
Last: 2025-11-06
Officers (5 active · 7 resigned)
GIBSON, Paul Robert→
Activesecretary · appointed 2014-04-30
View their other companies + combined net worth →
PEMBERTON, Rebecca→
Activesecretary · appointed 2021-04-01
View their other companies + combined net worth →
BORNOLD, Sören Georg Joakim→
Activedirector · ~48y · appointed 2025-04-04
View their other companies + combined net worth →
GIBSON, Paul Robert→
Activedirector · ~53y · appointed 2009-11-30
View their other companies + combined net worth →
PEMBERTON, Karl→
Activedirector · ~49y · appointed 2007-05-01
View their other companies + combined net worth →
PEMBERTON, Janice Winifred→
Resignedsecretary · appointed 2014-05-01 · resigned 2021-03-03
PEMBERTON, Janice Winifred→
Resignedsecretary · appointed 2000-07-25 · resigned 2014-04-30
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-07-25 · resigned 2000-07-25
NENDICK, Karl→
Resigneddirector · ~56y · appointed 2013-07-23 · resigned 2025-04-04
OSWIN, Emma Louise→
Resigneddirector · ~53y · appointed 2005-09-22 · resigned 2007-08-08
PEMBERTON, Glyn→
Resigneddirector · ~76y · appointed 2000-07-25 · resigned 2025-04-04
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2000-07-25 · resigned 2000-07-25
Click a director name to see their full track record across all companies.
Recent filings (118 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-17
memorandum-articles
incorporation · MA
2025-05-27
resolution
resolution · RESOLUTIONS
2025-05-27
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-05-21
capital-name-of-class-of-shares
capital · SH08
2025-05-21
capital-name-of-class-of-shares
capital · SH08
2025-04-15
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-04-15
resolution
resolution · RESOLUTIONS
2025-04-14
memorandum-articles
incorporation · MA
2025-04-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-08
appoint-person-director-company-with-name-date
officers · AP01
2025-04-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-08
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08