ARCARE (WEST MIDLANDS) LIMITED
No material changes in the last 30 days.
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No snapshot from 180 days ago — start tracking from today.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
15 live charges · 5 lenders · oldest 25.8y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 25.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (59 events)Click to expand
- 2025-11-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-11📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-03-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-21📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-03-04➖SHARMA, Suman Bala resignedsecretary
- 2024-03-04➖SHARMA, Suman Bala resigneddirector
- 2023-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-21🔓Charge satisfied #11
- 2022-11-21🔓Charge satisfied #8
- 2022-11-21🔓Charge satisfied #3
- 2022-11-18🔒Charge registered #15Lender: Unity Trust Bank PLC (Company Number 01713124)
- 2022-11-18🔒Charge registered #14Lender: Unity Trust Bank PLC (Company Number 01713124)
- 2022-11-18🔒Charge registered #13Lender: Unity Trust Bank PLC (Company Number 01713124)
- 2022-10-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-18🔓Charge satisfied #12
- 2022-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-06-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-08-16➖SHARMA, Raj Kishan, Dr resigneddirector
- 2015-11-25🔓Charge satisfied #7
- 2015-11-25🔓Charge satisfied #4
- 2015-08-19➕SABHARWAL, Sumit appointeddirector
- 2015-08-19➕SHARMA, Katen appointeddirector
- 2013-09-20🔒Charge registered #12Lender: Black Country Reinvestment Society LTD
- 2010-12-21🔓Charge satisfied #10
- 2010-12-21🔓Charge satisfied #9
- 2010-12-21🔓Charge satisfied #6
- 2010-12-21🔓Charge satisfied #5
- 2009-04-23🔒Charge registered #11Lender: Barclays Converted Investments (No.2) Limited
- 2007-11-03🔓Charge satisfied #2
- 2007-07-25🔒Charge registered #10Lender: Barclays Bank PLC
- 2007-07-25🔒Charge registered #9Lender: Barclays Bank PLC
- 2007-07-25🔒Charge registered #8Lender: Barclays Bank PLC
- 2007-07-25🔒Charge registered #7Lender: Barclays Bank PLC
- 2007-07-25🔒Charge registered #6Lender: Barclays Bank PLC
- 2007-07-25🔒Charge registered #5Lender: Barclays Bank PLC
- 2007-07-25🔒Charge registered #4Lender: Barclays Bank PLC
- 2007-07-03🔒Charge registered #3Lender: Barclays Bank PLC
- 2006-09-30🔓Charge satisfied #1
- 2004-10-04🔒Charge registered #2Lender: National Westminster Bank PLC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Katen Sharma Individual · British · DOB 01/1985 · age 41 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/11/2019 |
Suman Bala Sharma Individual · British · DOB 03/1954 · age 72 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Dr Raj Kishan Sharmaceased 30/11/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank (Company Number 01713124) Unity Trust Bank PLC (Company Number 01713124) | A registered charge | — | 18/11/2022 | — | |
| outstanding | Unity Trust Bank (Company Number 01713124) Unity Trust Bank PLC (Company Number 01713124) | A registered charge | — | 18/11/2022 | — | |
| outstanding | Unity Trust Bank (Company Number 01713124) Unity Trust Bank PLC (Company Number 01713124) | A registered charge | 9 properties | 18/11/2022 | — | |
| satisfied | Black Country Reinvestment Society Black Country Reinvestment Society LTD | A registered charge | 1 property | 20/09/2013 | 18/10/2022 | |
| satisfied | Barclays Barclays Converted Investments (No.2) Limited | Legal charge | 1 property | 23/04/2009 | 21/11/2022 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 21/12/2010 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 21/12/2010 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 21/11/2022 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 25/11/2015 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 21/12/2010 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 21/12/2010 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/07/2007 | 25/11/2015 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 03/07/2007 | 21/11/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 04/10/2004 | 03/11/2007 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 27/09/2000 | 30/09/2006 |