ADMIRAL INSURANCE COMPANY LIMITED
🌳Matureactive
04080051 · ltd · incorporated 2000-09-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 25.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 25.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
31 officers (5 active, 31 linked, 23 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
171 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (84 events)Click to expand
- 2025-12-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-08➖WARD, Glen Neville resigneddirector
- 2025-09-16📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-24➕WARD, Glen Neville appointeddirector
- 2024-09-18📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-18➕SAKER, Matthew Christopher appointeddirector
- 2023-10-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-18➖DAVIES, Keith Gerald resigneddirector
- 2023-09-18➖JONES, Geraint Allan resigneddirector
- 2022-10-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-10-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-09-29➕WADE, Jarlath appointedsecretary
- 2022-09-29➖CAUNT, Daniel John resignedsecretary
- 2022-08-22📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-16➖ARMSTRONG, James Hamilton resigneddirector
- 2021-09-14📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-20📄accounts-with-accounts-type-fullaccounts · AA
- 2020-04-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-04-17➕CHURCHLOW, Mark John appointeddirector
- 2020-04-17➖CLARKE, Stuart David resigneddirector
- 2020-04-17➕DAVIES, Keith Gerald appointeddirector
- 2020-04-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-25➕MONDINI-DE-FOCATIIS, Milena appointeddirector
- 2020-03-24➖JAMES, David Keith Marlais resigneddirector
- 2019-03-11➕CAUNT, Daniel John appointedsecretary
- 2019-03-11➖WATERS, Mark Robert resignedsecretary
- 2017-05-16➕PRUSSOG, Carsten Dieter, Dr appointeddirector
- 2017-05-16➖CONNELLY, Lorna Ellen resigneddirector
- 2017-05-16➖SCHIAVON, Alberto Giuseppe resigneddirector
- 2017-05-16➖WELLS, Linda Patricia resigneddirector
- 2016-11-15➕SCHIAVON, Alberto Giuseppe appointeddirector
- 2016-09-15➖MORGAN, Stuart John resigneddirector
- 2015-12-31➖MARISSEN, Peter Roelof resigneddirector
- 2015-07-14➕ARMSTRONG, James Hamilton appointeddirector
- 2014-02-11➖PRICE, Christopher Michael resigneddirector
- 2012-06-25➕CONNELLY, Lorna Ellen appointeddirector
- 2012-02-10➕PRICE, Christopher Michael appointeddirector
- 2012-01-01➖WENG-KAN, Francis Nicolas resigneddirector
- 2008-10-21🔓Charge satisfied #3
- 2008-07-09🔒Charge registered #4Lender: Lloyds Tsb Bank PLC
- 2008-05-22🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2007-07-18➖ENGELHARDT, Henry Allan resigneddirector
Showing most recent 50 of 84 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Admiral Group Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Admiral Group Plc
Corporate parent · holds 75-100% shares
⬇
ADMIRAL INSURANCE COMPANY LIMITED
This company · 04080051
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Admiral Group Plc Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A D ASSET MANAGEMENT LTD→ 11532681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| AJP FINANCIAL PLANNING SERVICES LIMITED→ 09476680 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
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| ALLIED AEROSYSTEMS TRUSTEES LIMITED→ 05220647 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
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| ARCHYTAS CORPORATE PLANNING LTD→ 11503541 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARMS PARK FINANCIAL SERVICES LIMITED→ 03046890 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ARNOLD RICHER, CURRAN LIMITED→ 01165875 · est 1974 · no financials extracted | — | — | — | — | 52y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-09-28
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Ty Admiral
David Street
Cardiff
CF10 2EH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-12
Last: 2025-09-28
Officers (5 active · 26 resigned)
Active
CHURCHLOW, Mark John→
Activedirector · ~67y · appointed 2020-04-17
View their other companies + combined net worth →
MONDINI-DE-FOCATIIS, Milena→
Activedirector · ~49y · appointed 2020-03-25
View their other companies + combined net worth →
PRUSSOG, Carsten Dieter, Dr→
Activedirector · ~55y · appointed 2017-05-16
View their other companies + combined net worth →
SAKER, Matthew Christopher→
Activedirector · ~58y · appointed 2023-10-18
View their other companies + combined net worth →
CAUNT, Daniel John→
Resignedsecretary · appointed 2019-03-11 · resigned 2022-09-29
CLARKE, Stuart David→
Resignedsecretary · appointed 2000-10-25 · resigned 2003-07-16
COOPER, David James→
Resignedsecretary · appointed 2003-07-16 · resigned 2005-04-26
WATERS, Mark Robert→
Resignedsecretary · appointed 2005-04-26 · resigned 2019-03-11
SISEC LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-09-28 · resigned 2000-10-05
ARMSTRONG, James Hamilton→
Resigneddirector · ~47y · appointed 2015-07-14 · resigned 2021-12-16
BRICK, Raymond Michael→
Resigneddirector · ~84y · appointed 2003-07-16 · resigned 2005-02-21
CLARKE, Stuart David→
Resigneddirector · ~61y · appointed 2003-07-16 · resigned 2020-04-17
CONNELLY, Lorna Ellen→
Resigneddirector · ~56y · appointed 2012-06-25 · resigned 2017-05-16
DAVIES, Keith Gerald→
Resigneddirector · ~59y · appointed 2020-04-17 · resigned 2023-09-18
ENGELHARDT, Henry Allan→
Resigneddirector · ~68y · appointed 2000-10-05 · resigned 2007-07-18
JAMES, David Keith Marlais→
Resigneddirector · ~82y · appointed 2003-07-16 · resigned 2020-03-24
JONES, Geraint Allan→
Resigneddirector · ~50y · appointed 2006-08-23 · resigned 2023-09-18
LYONS, Alastair David→
Resigneddirector · ~73y · appointed 2003-07-17 · resigned 2007-07-18
MARISSEN, Peter Roelof→
Resigneddirector · ~62y · appointed 2007-07-18 · resigned 2015-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deposit agreement to secure own liabilities | 1 property | 09/07/2008 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deposit agreement to secure own liabilities | 1 property | 22/05/2008 | 21/10/2008 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC as Trustee for the Secured Parties | Debenture | 1 property | 10/10/2002 | 03/11/2005 | |
| satisfied | Royal & Sun Alliance Insurance (The Secured Party) Royal & Sun Alliance Insurance PLC (The Secured Party) | Security deed | 1 property | 29/03/2001 | 11/10/2002 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (171 total)
termination-director-company-with-name-termination-date
officers · TM01
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-01
accounts-with-accounts-type-full
accounts · AA
2025-09-16
appoint-person-director-company-with-name-date
officers · AP01
2025-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-full
accounts · AA
2024-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-20
appoint-person-director-company-with-name-date
officers · AP01
2023-10-20
termination-director-company-with-name-termination-date
officers · TM01
2023-10-12
termination-director-company-with-name-termination-date
officers · TM01
2023-10-12
accounts-with-accounts-type-full
accounts · AA
2023-09-26
appoint-person-secretary-company-with-name-date
officers · AP03
2022-10-05
termination-secretary-company-with-name-termination-date
officers · TM02
2022-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-full
accounts · AA
2022-08-22