CHARGE 2 LIMITED
💤Zombieactive
04118942 · ltd · incorporated 2000-12-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£447.0k
book net assets
Opportunity
80/100
Exceptional
What this business does
Likely a small financial intermediary or holding vehicle based in Cambridge, specialising in some form of charge or lending-related financial services, though its micro-entity filings and minimal activity suggest it may operate as a largely dormant or shell-like entity.
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 66-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (1 active, 7 linked, 2 with DOB)
76
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £447,028
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£447k
↑ 18% YoY
Current Assets
£400k
↑ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £447.0k | £377.5k |
| Current assets | £399.9k | £334.6k |
| Net assets | £447.0k | £377.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-04-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-12-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-04-14➖GOLDMAN CAPITAL SECRETARIES LIMITED resignedcorporate-secretary
- 2012-02-10➕GOLDMAN CAPITAL SECRETARIES LIMITED appointedcorporate-secretary
- 2012-02-10➖SYNCHRONICITY CAPITAL LIMITED resignedcorporate-secretary
- 2011-12-29➖PEAK, Barry Trevor resignedsecretary
- 2011-12-29➕SYNCHRONICITY CAPITAL LIMITED appointedcorporate-secretary
- 2011-12-29➖PEAK, Barry Trevor resigneddirector
- 2000-12-04🏢Company incorporatedAs CHARGE 2 LIMITED
- 2000-12-04➕SWAYNE, Kevin appointeddirector
- 2000-12-04➕PEAK, Barry Trevor appointedsecretary
- 2000-12-04➕SAME-DAY COMPANY SERVICES LIMITED appointedcorporate-nominee-secretary
- 2000-12-04➖SAME-DAY COMPANY SERVICES LIMITED resignedcorporate-nominee-secretary
- 2000-12-04➕PEAK, Barry Trevor appointeddirector
- 2000-12-04➕WILDMAN & BATTELL LIMITED appointedcorporate-nominee-director
- 2000-12-04➖WILDMAN & BATTELL LIMITED resignedcorporate-nominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
95/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Swayne Individual · British · DOB 02/1960 · age 66 | — | — | sig. influencesignificant influence | 04/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABBEXA CAPITAL LTD→ 12129610 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCELERATOR ADVISORY LIMITED→ 12144298 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANABER INVESTMENTS LTD→ 15929869 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASE INTERNATIONAL LTD→ 11841295 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BARTON LILY→ 15111720 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLOOMTECH BUSINESS SERVICES LIMITED→ 15767231 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUE AND GOLD INVESTMENTS LTD→ 16373441 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CBE FINANCE LIMITED→ 10576486 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CH ADVENTURE LTD→ 15301389 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHERYL J MARSHALL LTD→ 11399549 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHURCHILL MORTGAGES LTD→ 09590437 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CLIMASTRY LTD→ 14216120 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-12-04
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Communications House Station Court, Station Road
Great Shelford
Cambridge
Cambs
CB22 5NE
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01
Officers (1 active · 6 resigned)
SWAYNE, Kevin→
Activedirector · ~66y · appointed 2000-12-04
View their other companies + combined net worth →
PEAK, Barry Trevor→
Resignedsecretary · appointed 2000-12-04 · resigned 2011-12-29
GOLDMAN CAPITAL SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2012-02-10 · resigned 2014-04-14
SAME-DAY COMPANY SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-12-04 · resigned 2000-12-04
SYNCHRONICITY CAPITAL LIMITED→
Resignedcorporate-secretary · appointed 2011-12-29 · resigned 2012-02-10
PEAK, Barry Trevor→
Resigneddirector · ~60y · appointed 2000-12-04 · resigned 2011-12-29
WILDMAN & BATTELL LIMITED→
Resignedcorporate-nominee-director · appointed 2000-12-04 · resigned 2000-12-04
Click a director name to see their full track record across all companies.
Recent filings (85 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-12-06