URBAN&CIVIC MIDDLEBECK LIMITED
📉Decliningactive
04172759 · ltd · incorporated 2001-03-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
- · Lifecycle stage drifting downward
- · Currently "declining"
🔒Estimated value
—
Upgrade to see
Turnover
£290.1k
year to Sept 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 67). Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
10 live charges · 5 lenders · oldest 18.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 18.4 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
26 officers (4 active, 26 linked, 16 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
25 connected companies via shared directors
90
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Loss-making
Loss before tax £3,331,800
Revenue decline
Turnover down 99% YoY
Slipped into loss
Moved from profit to loss this year
Turnover YoY
-99%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Turnover | £290.1k | £29.10M |
| Gross profit | £151.5k | £5.73M |
| Operating profit | £-1.20M | £2.88M |
| Profit before tax | £-3.33M | £725.0k |
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 address
Last 90 days
2
filings
- • 1 address
- • 1 accounts
Last 180 days
3
filings
- • 1 address
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (79 events)Click to expand
- 2026-05-27📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2026-03-10📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-10📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-22📄accounts-with-accounts-type-smallaccounts · AA
- 2024-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-07🔒Charge registered #10Lender: Homes and Communities Agency (Trading as Homes England)
- 2024-01-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-04-25📄accounts-with-accounts-type-smallaccounts · AA
- 2023-04-20📄resolutionresolution · RESOLUTIONS
- 2023-04-20📄memorandum-articlesincorporation · MA
- 2023-04-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-04-04🔒Charge registered #9Lender: Homes and Communities Agency Trading as Homes England
- 2023-01-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-16✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-04-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-23📄accounts-with-accounts-type-smallaccounts · AA
- 2022-03-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-01📄accounts-with-accounts-type-fullaccounts · AA
- 2020-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-02🔒Charge registered #8Lender: Homes and Communities Agency (Trading as Homes England)
- 2020-02-21📄accounts-with-accounts-type-fullaccounts · AA
- 2018-09-20➖BROCKLEHURST, Paul resigneddirector
- 2018-04-11🔒Charge registered #7Lender: Homes and Communities Agency
- 2018-01-03🔒Charge registered #6Lender: Homes and Communities Agency
- 2017-01-05➕URBAN&CIVIC (SECRETARIES) LIMITED appointedcorporate-secretary
- 2016-11-16➕BUTLER, Robin Elliott appointeddirector
- 2016-11-16➕WOOD, David Lewis appointeddirector
- 2016-02-12➖RHODES, Jonathan Edward resignedsecretary
- 2016-02-12➖RHODES, Jonathan Edward resigneddirector
- 2015-03-26🔓Charge satisfied #2
- 2015-03-26🔓Charge satisfied #1
- 2015-03-25🔒Charge registered #5Lender: Homes and Communities Agency
- 2015-03-24➕COPPELL, Richard Andrew appointeddirector
- 2015-03-16🔒Charge registered #4Lender: Homes and Communities Agency
- 2015-02-26➖GROVE, Eric William resigneddirector
- 2014-06-13➖BRESLIN, Steven Mark resignedsecretary
- 2014-06-13➕RHODES, Jonathan Edward appointedsecretary
- 2014-06-13➖BRESLIN, Steven Mark resigneddirector
- 2014-06-13➕RHODES, Jonathan Edward appointeddirector
- 2014-03-11🔒Charge registered #3Lender: Philip Ian Hardy
- 2014-01-27➖ALLKINS, Stephen Philip resignedsecretary
- 2014-01-27➕BRESLIN, Steven Mark appointedsecretary
- 2014-01-27➕BRESLIN, Steven Mark appointeddirector
- 2009-03-12➕ALLKINS, Stephen Philip appointedsecretary
- 2009-03-12➖BREESE, Richard Quentin resignedsecretary
- 2007-12-21🔒Charge registered #2Lender: Bank of Scotland PLC
- 2007-12-21🔒Charge registered #1Lender: Bank of Scotland PLC
- 2007-11-30➕BREESE, Richard Quentin appointedsecretary
- 2007-11-30➖MURRAY, Andrew Anthony Paul resignedsecretary
- 2007-11-30➖BREESE, Richard Quentin resigneddirector
Showing most recent 50 of 79 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Catesby Estates (Newark) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Catesby Estates (Newark) Limited
Corporate parent · holds 75-100% shares · board control
⬇
URBAN&CIVIC MIDDLEBECK LIMITED
This company · 04172759
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Catesby Estates (Newark) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 34 QG LIMITED→ 15173778 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 365 ENERGY GROUP LIMITED→ 16417330 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 365 HOME SOLUTIONS LTD→ 16871559 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 369 POWER SERVICES LTD→ 16172749 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 388 DEVELOPMENT LTD→ 11789924 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 3D ART FACTORY LTD→ 08848206 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 3DARCHIVIZION LIMITED→ 07224269 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 3VI PADDINGTON GARDENS LIMITED→ 11691012 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4 SEASONS COMFORT HVAC LTD→ 15322664 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 40-46 SURBITON ROAD LIMITED→ 11855725 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 428 ASSOCIATES LTD→ 11675255 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 45 REDAN STREET LIMITED→ 16293813 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-03-05
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
50 New Bond Street
London
W1S 1BJ
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-02-18
Last: 2026-02-04
Officers (4 active · 22 resigned)
URBAN&CIVIC (SECRETARIES) LIMITED→
Activecorporate-secretary · appointed 2017-01-05
View their other companies + combined net worth →
BUTLER, Robin Elliott→
Activedirector · ~67y · appointed 2016-11-16
View their other companies + combined net worth →
COPPELL, Richard Andrew→
Activedirector · ~59y · appointed 2015-03-24
View their other companies + combined net worth →
WOOD, David Lewis→
Activedirector · ~55y · appointed 2016-11-16
View their other companies + combined net worth →
ALLKINS, Stephen Philip→
Resignedsecretary · appointed 2009-03-12 · resigned 2014-01-27
ANSELL, Richard David→
Resignedsecretary · appointed 2003-05-08 · resigned 2006-04-30
BREESE, Richard Quentin→
Resignedsecretary · appointed 2007-11-30 · resigned 2009-03-12
BREESE, Richard Quentin→
Resignedsecretary · appointed 2006-07-17 · resigned 2007-01-16
BRESLIN, Steven Mark→
Resignedsecretary · appointed 2014-01-27 · resigned 2014-06-13
BRISCOE, Louise Francesca→
Resignedsecretary · appointed 2001-03-05 · resigned 2003-05-08
GRAEME, Dorothy May→
Resignednominee-secretary · appointed 2001-03-05 · resigned 2001-03-05
MURRAY, Andrew Anthony Paul→
Resignedsecretary · appointed 2007-01-16 · resigned 2007-11-30
RHODES, Jonathan Edward→
Resignedsecretary · appointed 2014-06-13 · resigned 2016-02-12
ANSELL, Richard David→
Resigneddirector · ~58y · appointed 2003-05-08 · resigned 2006-04-30
BREESE, Richard Quentin→
Resigneddirector · ~70y · appointed 2006-07-17 · resigned 2007-11-30
BRESLIN, Steven Mark→
Resigneddirector · ~50y · appointed 2014-01-27 · resigned 2014-06-13
BRISCOE, Louise Francesca→
Resigneddirector · ~62y · appointed 2001-03-05 · resigned 2007-01-22
BROCKLEHURST, Paul→
Resigneddirector · ~61y · appointed 2005-06-06 · resigned 2018-09-20
GRAEME, Lesley Joyce→
Resignednominee-director · ~73y · appointed 2001-03-05 · resigned 2001-03-05
GROVE, Eric William→
Resigneddirector · ~96y · appointed 2001-03-05 · resigned 2015-02-26
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
8
Outstanding
4
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Homes and Communities Agency (Trading as Homes England) | A registered charge | — | 07/03/2024 | — | |
| outstanding | Homes and Communities Agency Trading as Homes England | A registered charge | 1 property | 04/04/2023 | — | |
| outstanding | Homes and Communities Agency (Trading as Homes England) | A registered charge | — | 02/10/2020 | — | |
| outstanding | Homes and Communities Agency | A registered charge | — | 11/04/2018 | — | |
| outstanding | Homes and Communities Agency | A registered charge | — | 03/01/2018 | — | |
| outstanding | Homes and Communities Agency | A registered charge | — | 25/03/2015 | — | |
| outstanding | Homes and Communities Agency | A registered charge | 1 property | 16/03/2015 | — | |
| outstanding | Philip Ian Hardy / Frederick Edward Hardy | A registered charge | 1 property | 11/03/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 21/12/2007 | 26/03/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 21/12/2007 | 26/03/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (147 total)
change-sail-address-company-with-old-address-new-address
address · AD02
2026-05-27
accounts-with-accounts-type-full
accounts · AA
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-14
accounts-with-accounts-type-full
accounts · AA
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-04
accounts-with-accounts-type-small
accounts · AA
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-01-19
accounts-with-accounts-type-small
accounts · AA
2023-04-25
resolution
resolution · RESOLUTIONS
2023-04-20
memorandum-articles
incorporation · MA
2023-04-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-01-26