S S LEASING LIMITED
- · Oldest live charge 21.7y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 21.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (50 events)Click to expand
- 2025-12-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-10-09📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-10-08📄gazette-notice-compulsorygazette · GAZ1
- 2023-12-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-07-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-07-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-01➕RAWAL, Kalpana appointeddirector
- 2023-05-01➕RAWAL, Selina Kajal appointeddirector
- 2023-05-01➖RAWAL, Krishna Kumar resigneddirector
- 2022-12-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-11-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-07-29✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-07-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-07-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-07-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-01➕CHADHA, Papla appointeddirector
- 2021-10-01➖CHADHA, Papla resigneddirector
- 2021-10-01➕RAWAL, Krishna Kumar appointeddirector
- 2021-10-01➖RAWAL, Sanjay resigneddirector
- 2012-04-12➖ASHFORD ASSOCIATES SECRETARIAL SERVICES LIMITED resignedcorporate-secretary
- 2008-04-05➖RAWAL, Krishna Kumar resigneddirector
- 2008-04-05➕RAWAL, Sanjay appointeddirector
- 2006-01-01➖VYAS, Ruchir resigneddirector
- 2004-10-01➕VYAS, Ruchir appointeddirector
- 2004-09-06🔒Charge registered #1Lender: National Westminster Bank PLC
- 2004-09-01➖SUTARWALA, Ashish resignedsecretary
- 2004-09-01➕ASHFORD ASSOCIATES SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2004-07-01➕SUTARWALA, Ashish appointedsecretary
- 2004-07-01➖SPECIALIST SUPPORT SERVICES LIMITED resignedcorporate-secretary
- 2004-04-01➕RAWAL, Krishna Kumar appointeddirector
- 2004-04-01➖VYAS, Ruchir resigneddirector
- 2003-03-01➖VYAS, Kunal resigneddirector
- 2003-03-01➕VYAS, Ruchir appointeddirector
- 2001-10-01➖STROUD, Maria resigneddirector
- 2001-10-01➕VYAS, Kunal appointeddirector
- 2001-04-18➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2001-04-18➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2001-04-11🏢Company incorporatedAs S S LEASING LIMITED
- 2001-04-11➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2001-04-11➕SPECIALIST SUPPORT SERVICES LIMITED appointedcorporate-secretary
- 2001-04-11➕STROUD, Maria appointeddirector
- 2001-04-11➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- primaryFamily succession underway: Not a takeover target — RAWAL, Selina Kajal (same surname) appointed 2023-05-01. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kalpana Rawal Individual · British · DOB 02/1947 · age 79 | 75–100% | — | 75-100% shares | 01/05/2023 |
3 historic (ceased) PSCs
- Mr Krishna Kumar Rawalceased 01/05/2023· 75-100% shares · board control
- Mrs Papla Chadhaceased 01/10/2021· 75-100% shares
- Mr Sanjay Rawalceased 01/10/2021· 75-100% shares · board control · significant influence · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-2-1 DOULA & BREASTFEEDING SUPPORT LIMITED→ 09904874 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 1X1 CLEANING SOLUTIONS LTD→ 13614551 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 2J-ART LTD.→ 08701295 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 31ST ESTATES LTD→ 15713224 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 360S SERVICES LIMITED→ 15832800 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 365 HANDYMAN LTD→ 12103013 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 38 LIMITED→ 13943205 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 38STYLES LTD→ 15110092 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 3H NAIL LTD→ 16033417 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4 DAY WEEK FOUNDATION LTD→ 14059445 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 40 CAMPBELL ROAD LTD→ 08548957 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 4000 MONDAYS LTD→ 15796236 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 06/09/2004 | — |