THE MORTGAGE CAFE.CO.UK LIMITED

⚰️Wound downdissolved
04220525 · ltd · incorporated 2001-05-21
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
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Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
48/100
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 48/100 (watch), bankability 50/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100). Current lenders should be on monthly review.

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
48/100Watch
PassWatchWorth a lookStrongExceptional 

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality
15
Concerning — overdue filings or status flags present.
Acquirability
60
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2017-05-09
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2017-05-09
    🏁
    Company dissolved
  3. 2016-10-22
    📄
    dissolution-voluntary-strike-off-suspended
    dissolution · SOAS(A)
  4. 2016-08-23
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  5. 2016-08-15
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  6. 2016-06-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  7. 2016-05-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  8. 2015-05-31
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  9. 2015-05-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2015-05-31
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  11. 2015-05-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2014-07-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2014-05-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2013-09-18
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  15. 2013-09-17
    📄
    gazette-notice-compulsary
    gazette · GAZ1
  16. 2013-09-12
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2013-05-17
    📍
    change-registered-office-address-company-with-date-old-address
    address · AD01
  18. 2013-05-17
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2012-10-23
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  20. 2012-10-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  21. 2012-09-18
    📄
    gazette-notice-compulsary
    gazette · GAZ1
  22. 2012-05-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  23. 2012-05-25
    📍
    change-registered-office-address-company-with-date-old-address
    address · AD01
  24. 2011-08-16
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  25. 2011-08-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  26. 2011-02-12
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  27. 2008-05-21
    ➖
    OWEN, Shelley resigned
    director
  28. 2001-05-21
    🏢
    Company incorporated
    As THE MORTGAGE CAFE.CO.UK LIMITED
  29. 2001-05-21
    ➕
    OWEN, Philip appointed
    secretary
  30. 2001-05-21
    ➕
    OWEN, Philip David appointed
    director
  31. 2001-05-21
    ➕
    READYMADE SECRETARIES LTD. appointed
    corporate-secretary
  32. 2001-05-21
    ➖
    READYMADE SECRETARIES LTD. resigned
    corporate-secretary
  33. 2001-05-21
    ➕
    OWEN, Shelley appointed
    director
  34. 2001-05-21
    ➕
    READYMADE NOMINEES LTD. appointed
    corporate-director
  35. 2001-05-21
    ➖
    READYMADE NOMINEES LTD. resigned
    corporate-director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2017-05-31

Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2017-05-09

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated2001-05-21
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

11 Cedarwood
1 Four Oaks Road
Sutton Coldfield
West Midlands
B74 2SH

Filing status

Accounts
Next due: 2017-05-31OVERDUE
Last made up to: 2015-08-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 3 resigned)

OWEN, Philip→
secretary · appointed 2001-05-21
View their other companies + combined net worth →
Active
OWEN, Philip David→
director · ~55y · appointed 2001-05-21
View their other companies + combined net worth →
Active
READYMADE SECRETARIES LTD.→
corporate-secretary · appointed 2001-05-21 · resigned 2001-05-21
Resigned
OWEN, Shelley→
director · ~46y · appointed 2001-05-21 · resigned 2008-05-21
Resigned
READYMADE NOMINEES LTD.→
corporate-director · appointed 2001-05-21 · resigned 2001-05-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (56 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2017-05-09
dissolution-voluntary-strike-off-suspended
dissolution · SOAS(A)
2016-10-22
gazette-notice-voluntary
gazette · GAZ1(A)
2016-08-23
dissolution-application-strike-off-company
dissolution · DS01
2016-08-15
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-06-07
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-27
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-05-31
change-person-director-company-with-change-date
officers · CH01
2015-05-31
change-person-secretary-company-with-change-date
officers · CH03
2015-05-31
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-05-31
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-07-02
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-05-30
gazette-filings-brought-up-to-date
gazette · DISS40
2013-09-18
gazette-notice-compulsary
gazette · GAZ1
2013-09-17
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-09-12