ARNOLD HOMES (UK) LIMITED

💤Zombieactive
04225043 · ltd · incorporated 2001-05-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-24.0k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Retail sale via mail order houses or via Internet
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 74909Other professional, scientific and technical activities n.e.c.
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (80/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -57% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 24.2y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 24.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
111 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £24,015
Cash draining
Cash down 57% YoY
Cash YoY
-57%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£532
↓ 57% YoY
Net Worth
-£24k
↓ 48% YoY
Current Assets
£12k
↑ 7.6% YoY
Current Liabilities
—
-£24k-£17k-£10k-£3k£5k£12kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Total assets£-8.8k£195
Current assets£11.7k£10.9k
Cash£532£1.2k
Debtors£11.1k£9.6k
Net assets£-24.0k£-16.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
3
filings
  • • 2 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2026-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-02-25
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  4. 2024-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-03-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2023-03-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-03-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2023-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-02-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-06-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2020-06-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2020-06-04
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  14. 2020-06-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2020-06-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2020-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-07-09
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  18. 2017-12-12
    🔓
    Charge satisfied #7
  19. 2017-12-12
    🔓
    Charge satisfied #6
  20. 2017-12-12
    🔓
    Charge satisfied #5
  21. 2017-12-12
    🔓
    Charge satisfied #4
  22. 2017-12-12
    🔓
    Charge satisfied #3
  23. 2017-12-12
    🔓
    Charge satisfied #2
  24. 2017-12-12
    🔓
    Charge satisfied #1
  25. 2006-01-13
    🔒
    Charge registered #7
    Lender: Capital Home Loans Limited
  26. 2005-12-08
    🔒
    Charge registered #6
    Lender: Capital Home Loans Limited
  27. 2005-12-08
    🔒
    Charge registered #5
    Lender: Capital Home Loans Limited
  28. 2005-11-22
    🔒
    Charge registered #4
    Lender: Capital Home Loans Limited
  29. 2003-12-12
    🔒
    Charge registered #3
    Lender: Aib Group (UK) PLC
  30. 2003-12-12
    🔒
    Charge registered #2
    Lender: Aib Group (UK) PLC
  31. 2002-04-18
    🔒
    Charge registered #1
    Lender: Aib Group (UK) PLC
  32. 2001-05-30
    🏢
    Company incorporated
    As ARNOLD HOMES (UK) LIMITED
  33. 2001-05-30
    ➕
    ARNOLD, Jane appointed
    secretary
  34. 2001-05-30
    ➕
    ARNOLD, Christopher appointed
    director
  35. 2001-05-30
    ➕
    BHARDWAJ, Ashok appointed
    nominee-secretary
  36. 2001-05-30
    ➖
    BHARDWAJ, Ashok resigned
    nominee-secretary
  37. 2001-05-30
    ➕
    BHARDWAJ CORPORATE SERVICES LIMITED appointed
    corporate-nominee-director
  38. 2001-05-30
    ➖
    BHARDWAJ CORPORATE SERVICES LIMITED resigned
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "ARNOLD" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Christopher Arnold
Individual · British · DOB 02/1966 · age 60
25–50%
25–50%board control25-50% shares · 25-50% voting · board control01/07/2016
Mrs Jane Arnold
Individual · British · DOB 06/1963 · age 63
25–50%
25–50%board control25-50% shares · 25-50% voting · board control01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-05-30
Jurisdictionengland-wales
Primary SIC47910 — Retail sale via mail order houses or via Internet

Registered office

C/O Elco Accounting
24 Church Street
Rickmansworth
Hertfordshire
WD3 1DD
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-04-16
Last: 2026-04-02

Officers (2 active · 2 resigned)

ARNOLD, Jane→
secretary · appointed 2001-05-30
View their other companies + combined net worth →
Active
ARNOLD, Christopher→
director · ~60y · appointed 2001-05-30
View their other companies + combined net worth →
Active
BHARDWAJ, Ashok→
nominee-secretary · appointed 2001-05-30 · resigned 2001-05-30
Resigned
BHARDWAJ CORPORATE SERVICES LIMITED→
corporate-nominee-director · appointed 2001-05-30 · resigned 2001-05-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
satisfied
Capital Home Loans
Capital Home Loans Limited
Deed of charge1 property13/01/200612/12/2017
satisfied
Capital Home Loans
Capital Home Loans Limited
Charge1 property08/12/200512/12/2017
satisfied
Capital Home Loans
Capital Home Loans Limited
Charge1 property08/12/200512/12/2017
satisfied
Capital Home Loans
Capital Home Loans Limited
Deed of charge1 property22/11/200512/12/2017
satisfied
Aib Group (UK)
Aib Group (UK) PLC
Legal mortgage2 properties12/12/200312/12/2017
satisfied
Aib Group (UK)
Aib Group (UK) PLC
Legal mortgage2 properties12/12/200312/12/2017
satisfied
Aib Group (UK)
Aib Group (UK) PLC
Legal mortgage2 properties18/04/200212/12/2017

Recent filings (111 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-02
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-19
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-02-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-15
change-person-director-company-with-change-date
officers · CH01
2023-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-22