CHARNLEY MARKETING LIMITED
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 77/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -90% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 17.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £436.0k | £422.3k |
| Current assets | £1.18M | £1.38M |
| Cash | £42.5k | £428.4k |
| Debtors | £1.14M | £947.6k |
| Net assets | £424.2k | £406.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-25🔓Charge satisfied #1
- 2020-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-07📄change-person-director-company-with-change-dateofficers · CH01
- 2017-02-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-05-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-30📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2008-08-22🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-10-02➕CHARNLEY, Josephine appointedsecretary
- 2006-10-02➖CHARNLEY, Judith Ann resignedsecretary
- 2006-10-02➖CHARNLEY, Edgar Bernard resigneddirector
- 2006-10-02➖CHARNLEY, Judith Ann resigneddirector
- 2001-06-07🏢Company incorporatedAs CHARNLEY MARKETING LIMITED
- 2001-06-07➕CHARNLEY, James Andrew appointeddirector
- 2001-06-07➕CHARNLEY, Judith Ann appointedsecretary
- 2001-06-07➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2001-06-07➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2001-06-07➕CHARNLEY, Edgar Bernard appointeddirector
- 2001-06-07➕CHARNLEY, Judith Ann appointeddirector
- 2001-06-07➕INSTANT COMPANIES LIMITED appointedcorporate-nominee-director
- 2001-06-07➖INSTANT COMPANIES LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "CHARNLEY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Charnley Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Charnley Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 22/08/2008 | 25/09/2020 |