CHESTERTON GRANT MORTGAGES LTD.

🌳Matureactive
04232613 · ltd · incorporated 2001-06-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 19.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£21.6k
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 19.5y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 19.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 33/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
13 officers (2 active, 13 linked, 10 with DOB)
85
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £21,626

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£22k
Current Assets
£210k
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-06-30
Total assets£158.5k
Current assets£209.8k
Net assets£21.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2026-01-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-09-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-03-05
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  4. 2025-01-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-07-24
    ➖
    WRIGHT, Stephen John resigned
    director
  6. 2024-07-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-01-10
    📄
    notification-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC08
  8. 2024-01-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2023-12-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2023-12-20
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2023-12-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2023-12-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2023-12-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-12-19
    ➕
    ROONEY, David Anthony appointed
    director
  15. 2023-12-19
    ➕
    THOMPSON, Ian David appointed
    director
  16. 2023-12-19
    ➖
    KENNEDY, David resigned
    secretary
  17. 2023-12-19
    ➖
    KENNEDY, David resigned
    director
  18. 2023-12-19
    ➕
    WRIGHT, Stephen John appointed
    director
  19. 2023-10-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2023-01-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2022-01-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2020-11-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2020-08-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  24. 2020-08-28
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  25. 2020-08-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  26. 2011-08-22
    ➖
    KENNEDY, Elizabeth Sarah resigned
    director
  27. 2009-11-03
    ➖
    ROONEY, David Anthony resigned
    director
  28. 2009-04-30
    ➖
    ROONEY, Jennifer resigned
    director
  29. 2007-01-23
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  30. 2003-02-21
    ➖
    BEATTIE, Adrian resigned
    director
  31. 2003-02-21
    ➖
    FORSYTH, John Wilson resigned
    director
  32. 2003-02-21
    ➖
    THOMPSON, Barry resigned
    director
  33. 2003-02-01
    ➕
    KENNEDY, Elizabeth Sarah appointed
    director
  34. 2003-02-01
    ➕
    ROONEY, Jennifer appointed
    director
  35. 2001-06-18
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  36. 2001-06-18
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  37. 2001-06-15
    ➕
    KENNEDY, David appointed
    secretary
  38. 2001-06-15
    ➕
    BEATTIE, Adrian appointed
    director
  39. 2001-06-15
    ➕
    FORSYTH, John Wilson appointed
    director
  40. 2001-06-15
    ➕
    KENNEDY, David appointed
    director
  41. 2001-06-15
    ➕
    ROONEY, David Anthony appointed
    director
  42. 2001-06-15
    ➕
    THOMPSON, Barry appointed
    director
  43. 2001-06-12
    🏢
    Company incorporated
    As CHESTERTON GRANT MORTGAGES LTD.
  44. 2001-06-12
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  45. 2001-06-12
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-06-12
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Unit 3 Evolution House, Lakeside Business Village St. Davids Park
Ewloe
Deeside
Flintshire
CH5 3XP
United Kingdom

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17

Officers (2 active · 11 resigned)

ROONEY, David Anthony→
director · ~58y · appointed 2023-12-19
View their other companies + combined net worth →
Active
THOMPSON, Ian David→
director · ~47y · appointed 2023-12-19
View their other companies + combined net worth →
Active
KENNEDY, David→
secretary · appointed 2001-06-15 · resigned 2023-12-19
Resigned
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2001-06-12 · resigned 2001-06-18
Resigned
BEATTIE, Adrian→
director · ~53y · appointed 2001-06-15 · resigned 2003-02-21
Resigned
FORSYTH, John Wilson→
director · ~79y · appointed 2001-06-15 · resigned 2003-02-21
Resigned
KENNEDY, David→
director · ~62y · appointed 2001-06-15 · resigned 2023-12-19
Resigned
KENNEDY, Elizabeth Sarah→
director · ~56y · appointed 2003-02-01 · resigned 2011-08-22
Resigned
ROONEY, David Anthony→
director · ~58y · appointed 2001-06-15 · resigned 2009-11-03
Resigned
ROONEY, Jennifer→
director · ~83y · appointed 2003-02-01 · resigned 2009-04-30
Resigned
THOMPSON, Barry→
director · ~66y · appointed 2001-06-15 · resigned 2003-02-21
Resigned
WRIGHT, Stephen John→
director · ~62y · appointed 2023-12-19 · resigned 2024-07-24
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2001-06-12 · resigned 2001-06-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
Debenture1 property23/01/2007—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (91 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-05
change-account-reference-date-company-current-extended
accounts · AA01
2025-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-21
termination-director-company-with-name-termination-date
officers · TM01
2024-07-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-30
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2024-01-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-01-10
termination-director-company-with-name-termination-date
officers · TM01
2023-12-20
termination-secretary-company-with-name-termination-date
officers · TM02
2023-12-20
appoint-person-director-company-with-name-date
officers · AP01
2023-12-20
appoint-person-director-company-with-name-date
officers · AP01
2023-12-20
appoint-person-director-company-with-name-date
officers · AP01
2023-12-20