FLOWERS MCEWAN LIMITED
💤Zombieactive
04237360 · ltd · incorporated 2001-06-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£41.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 2.2y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
128 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £41,412
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£41k
Current Assets
£116k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-29 |
|---|---|
| Total assets | £41.4k |
| Current assets | £115.7k |
| Net assets | £41.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-31➖PUDDEPHATT, Susan Marie resigneddirector
- 2025-12-15📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-05-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-01-08📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2024-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-27📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-11-27📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2024-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-27🔓Charge satisfied #1
- 2024-10-30➕MICHELMORES SECRETARIES LIMITED appointedcorporate-secretary
- 2024-10-30➕WILLIS, Stephen David appointeddirector
- 2024-10-30➖BAXTER, John resigneddirector
- 2024-10-30➖CREW, Timothy Peter resigneddirector
- 2024-10-30➕PUDDEPHATT, Susan Marie appointeddirector
- 2024-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-24📄resolutionresolution · RESOLUTIONS
- 2024-04-24📄memorandum-articlesincorporation · MA
- 2024-04-17📄memorandum-articlesincorporation · MA
- 2024-04-17📄resolutionresolution · RESOLUTIONS
- 2024-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-09➖FLOWERS, David Stephen resignedsecretary
- 2024-04-09➕BAXTER, John appointeddirector
- 2024-04-09➕CREW, Timothy Peter appointeddirector
- 2024-04-09➖FLOWERS, David Stephen resigneddirector
- 2024-04-09➖MCEWAN, Murray Charles resigneddirector
- 2024-04-09🔒Charge registered #1Lender: Vertus Capital SPV1 Limited as Lender (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01)
- 2004-07-27➕FLOWERS, David Stephen appointedsecretary
- 2004-07-27➖YORK PLACE COMPANY SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2001-07-30➕FLOWERS, David Stephen appointeddirector
- 2001-07-30➕MCEWAN, Murray Charles appointeddirector
- 2001-07-30➖YORK PLACE COMPANY NOMINEES LIMITED resignedcorporate-nominee-director
- 2001-06-19🏢Company incorporatedAs FLOWERS MCEWAN LIMITED
- 2001-06-19➕YORK PLACE COMPANY SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2001-06-19➕YORK PLACE COMPANY NOMINEES LIMITED appointedcorporate-nominee-director
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
True Financial Partnerships Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
True Financial Partnerships Limited
Corporate parent · holds 75-100% shares · board control
⬇
FLOWERS MCEWAN LIMITED
This company · 04237360
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
True Financial Partnerships Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/04/2024 |
4 historic (ceased) PSCs
- Mr David Stephen Flowersceased 09/04/2024· 25-50% shares · 25-50% voting
- Mr Murray Charles Mcewanceased 09/04/2024· 25-50% shares · 25-50% voting
- Mr David Stephen Flowersceased 27/10/2023· 25-50% shares · 25-50% voting
- Mr Murray Charles Mcewanceased 27/10/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRIS NEWTON MORTGAGE SERVICES LIMITED→ 08891809 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| DARREN ROWE FINANCIAL PLANNING LIMITED→ 07108874 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ETHICAL INVESTMENTS (SW) LTD→ 11611438 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EXTRASIGN LIMITED→ 05903376 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| FACILITY REVIEW LTD→ 10136058 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FANCY STUFF HOLDINGS LIMITED→ 16478782 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FIRE PREVENTION GROUP LTD→ 11070120 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| FIREBIRD HEATING LIMITED→ 07443722 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| FOLK NOMINEE LIMITED→ 09939972 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| FOLK2FOLK LIMITED→ 08178576 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| FOOD INFRASTRUCTURE ACCELERATOR LIMITED→ 16064848 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FORWARD VIEW FINANCIAL LTD→ 17126093 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-06-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Apex Brest Road Derriford Business Park
Derriford
Plymouth
PL6 5FL
United Kingdom
Filing status
Accounts
Next due: 2027-01-29
Last made up to: 2024-10-29
Confirmation statement
Next due: 2027-01-27
Last: 2026-01-13
Officers (2 active · 8 resigned)
MICHELMORES SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2024-10-30
View their other companies + combined net worth →
WILLIS, Stephen David→
Activedirector · ~46y · appointed 2024-10-30
View their other companies + combined net worth →
FLOWERS, David Stephen→
Resignedsecretary · appointed 2004-07-27 · resigned 2024-04-09
YORK PLACE COMPANY SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-06-19 · resigned 2004-07-27
BAXTER, John→
Resigneddirector · ~56y · appointed 2024-04-09 · resigned 2024-10-30
CREW, Timothy Peter→
Resigneddirector · ~51y · appointed 2024-04-09 · resigned 2024-10-30
FLOWERS, David Stephen→
Resigneddirector · ~67y · appointed 2001-07-30 · resigned 2024-04-09
MCEWAN, Murray Charles→
Resigneddirector · ~60y · appointed 2001-07-30 · resigned 2024-04-09
PUDDEPHATT, Susan Marie→
Resigneddirector · ~64y · appointed 2024-10-30 · resigned 2026-03-31
YORK PLACE COMPANY NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2001-06-19 · resigned 2001-07-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Vertus Capital SPV1 as Lender (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01) Vertus Capital SPV1 Limited as Lender (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01) | A registered charge | — | 09/04/2024 | 27/11/2024 |
Recent filings (128 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-15
change-account-reference-date-company-current-extended
accounts · AA01
2025-12-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-07-01
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-13
second-filing-of-director-appointment-with-name
officers · RP04AP01
2025-01-08
change-person-director-company-with-change-date
officers · CH01
2024-12-16
appoint-person-director-company-with-name-date
officers · AP01
2024-11-28
termination-director-company-with-name-termination-date
officers · TM01
2024-11-27
termination-director-company-with-name-termination-date
officers · TM01
2024-11-27
appoint-person-director-company-with-name-date
officers · AP01
2024-11-27
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-11-27