ANSCO PROPERTIES LIMITED

💤Zombieactive
04245511 · ltd · incorporated 2001-07-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£1.27M
book net assets
Opportunity
71/100
Strong
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What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 68100Buying and selling of own real estate
  • 68209Other letting and operating of own or leased real estate
  • 68320Management of real estate on a fee or contract basis
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 71/100 (strong), bankability 65/100. Strong seller-intent signal (78/100, director aged 65). Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -97% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

10 live charges · 2 lenders · oldest 24.6y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 24.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
7 officers (1 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,265,533
Cash draining
Cash down 97% YoY
Cash YoY
-97%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£957
↓ 97% YoY
Net Worth
£1.3m
↑ 1.5% YoY
Current Assets
£9k
↓ 87% YoY
Current Liabilities
—
£0£253k£506k£759k£1.0m£1.3mSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£2.45M£2.47M
Current assets£9.3k£69.0k
Cash£957£36.0k
Debtors£8.3k£33.0k
Net assets£1.27M£1.25M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2025-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-04-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2024-04-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2024-04-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-04-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-04-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-09-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2023-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-11-05
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  11. 2021-07-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-07-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2021-07-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2021-07-09
    🔒
    Charge registered #10
    Lender: National Westminster Bank PLC
  15. 2021-07-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2021-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-06-30
    🔒
    Charge registered #9
    Lender: National Westminster Bank PLC
  18. 2020-07-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-06-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2019-03-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2016-09-16
    ➖
    KARIA, Vasant Parsottam resigned
    secretary
  22. 2016-09-16
    ➖
    KARIA, Usha resigned
    director
  23. 2016-09-16
    🔓
    Charge satisfied #8
  24. 2016-06-29
    🔓
    Charge satisfied #6
  25. 2013-08-27
    ➕
    KARIA, Usha appointed
    director
  26. 2011-01-31
    🔓
    Charge satisfied #7
  27. 2011-01-31
    🔓
    Charge satisfied #4
  28. 2011-01-31
    🔓
    Charge satisfied #3
  29. 2011-01-31
    🔓
    Charge satisfied #2
  30. 2011-01-31
    🔓
    Charge satisfied #1
  31. 2007-11-28
    🔒
    Charge registered #8
    Lender: National Westminster Bank PLC
  32. 2007-11-28
    🔒
    Charge registered #7
    Lender: National Westminster Bank PLC
  33. 2007-09-30
    ➖
    KARIA, Shibir Vasant resigned
    director
  34. 2007-03-02
    🔒
    Charge registered #6
    Lender: National Westminster Bank PLC
  35. 2007-03-02
    🔒
    Charge registered #5
    Lender: National Westminster Bank PLC
  36. 2001-12-20
    ➖
    KARIA, Anup Vasant resigned
    secretary
  37. 2001-12-20
    ➕
    KARIA, Vasant Parsottam appointed
    secretary
  38. 2001-12-14
    🔒
    Charge registered #4
    Lender: Hsbc Bank PLC
  39. 2001-12-14
    🔒
    Charge registered #3
    Lender: Hsbc Bank PLC
  40. 2001-12-14
    🔒
    Charge registered #2
    Lender: Hsbc Bank PLC
  41. 2001-10-10
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  42. 2001-07-03
    🏢
    Company incorporated
    As ANSCO PROPERTIES LIMITED
  43. 2001-07-03
    ➕
    KARIA, Anup Vasant appointed
    director
  44. 2001-07-03
    ➕
    DWYER, Daniel John appointed
    nominee-secretary
  45. 2001-07-03
    ➖
    DWYER, Daniel John resigned
    nominee-secretary
  46. 2001-07-03
    ➕
    KARIA, Anup Vasant appointed
    secretary
  47. 2001-07-03
    ➕
    DWYER, Daniel James appointed
    nominee-director
  48. 2001-07-03
    ➖
    DWYER, Daniel James resigned
    nominee-director
  49. 2001-07-03
    ➕
    KARIA, Shibir Vasant appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high · 1 med ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-26

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Shriti Karia
Individual · British · DOB 07/1963 · age 63
25–50%
—25-50% shares12/04/2024
Mr Anup Vasant Karia
Individual · British · DOB 05/1961 · age 65
25–50%
75–100%75-100% shares · 75-100% voting06/04/2016
2 historic (ceased) PSCs
  • Mrs Usha Kariaceased 15/09/2016· 25-50% shares · 25-50% voting · significant influence
  • Mr Shibir Vasant Kariaceased 15/09/2016· 25-50% shares · 25-50% voting · significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-07-03
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

1a Hillfoot Road
Hillfoot Road
Romford
RM5 3LP
England

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-04-26OVERDUE
Last: 2025-04-12

Officers (1 active · 6 resigned)

KARIA, Anup Vasant→
director · ~65y · appointed 2001-07-03
View their other companies + combined net worth →
Active
DWYER, Daniel John→
nominee-secretary · appointed 2001-07-03 · resigned 2001-07-03
Resigned
KARIA, Anup Vasant→
secretary · appointed 2001-07-03 · resigned 2001-12-20
Resigned
KARIA, Vasant Parsottam→
secretary · appointed 2001-12-20 · resigned 2016-09-16
Resigned
DWYER, Daniel James→
nominee-director · ~51y · appointed 2001-07-03 · resigned 2001-07-03
Resigned
KARIA, Shibir Vasant→
director · ~69y · appointed 2001-07-03 · resigned 2007-09-30
Resigned
KARIA, Usha→
director · ~87y · appointed 2013-08-27 · resigned 2016-09-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
3
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property09/07/2021—
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge—30/06/2021—
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property28/11/200716/09/2016
satisfied
National Westminster Bank
National Westminster Bank PLC
Charge of deposit1 property28/11/200731/01/2011
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property02/03/200729/06/2016
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property02/03/2007—
satisfied
HSBC
Hsbc Bank PLC
Legal mortgage1 property14/12/200131/01/2011
satisfied
HSBC
Hsbc Bank PLC
Legal mortgage1 property14/12/200131/01/2011
satisfied
HSBC
Hsbc Bank PLC
Legal mortgage1 property14/12/200131/01/2011
satisfied
HSBC
Hsbc Bank PLC
Debenture1 property10/10/200131/01/2011
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (103 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-11
change-person-director-company-with-change-date
officers · CH01
2024-04-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-18
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-29
change-account-reference-date-company-previous-extended
accounts · AA01
2021-11-05