AFTER CARE (N W) LIMITED

🌳Matureactive
04256197 · ltd · incorporated 2001-07-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
£336.8k
book net assets
Opportunity
65/100
Strong
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What this business does
Primary activity: Residential care activities for learning difficulties, mental health and substance abuse
Sector: Human health & social work
Investor take
Special-situation opportunity
Distressed healthcare with salvageable qualities — special-situations priority.

Opportunity 65/100 (strong), bankability 42/100. Strong seller-intent signal (93/100, director aged 70). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).

🏦

Refinance opportunity

6 live charges · 3 lenders · oldest 21.7y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 21.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
51
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £336,760
Net assets shrinking
Down £105,549 YoY
Cash YoY
-39%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£249k
↓ 39% YoY
Net Worth
£337k
↓ 24% YoY
Current Assets
£1.1m
↓ 6.5% YoY
Current Liabilities
£0£236k£472k£708k£944k£1.2mJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£336.8k£442.3k
Current assets£1.10M£1.18M
Cash£248.7k£410.0k
Debtors£854.9k£770.4k
Net assets£336.8k£442.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 mortgage
  • 1 accounts
Last 180 days
2
filings
  • 1 mortgage
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2026-05-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-05-15
    🔒
    Charge registered #6
    Lender: Bibby Financial Services Limited
  3. 2026-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-11-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2024-11-08
    🔓
    Charge satisfied #5
  7. 2024-01-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-06-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2023-06-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2023-06-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2023-05-17
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  12. 2023-05-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2023-05-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2023-05-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2023-05-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2023-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2022-04-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-03-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2019-12-11
    ⚠️
    liquidation-voluntary-arrangement-completion
    insolvency · CVA4
  21. 2012-07-05
    🔓
    Charge satisfied #4
  22. 2012-07-05
    🔓
    Charge satisfied #2
  23. 2012-07-05
    🔓
    Charge satisfied #1
  24. 2012-06-26
    🔓
    Charge satisfied #3
  25. 2009-12-24
    🔒
    Charge registered #5
    Lender: Bibby Financial Services Limited
  26. 2007-07-27
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  27. 2006-06-07
    🔒
    Charge registered #3
    Lender: Rbs Invoice Finance Limited
  28. 2005-10-14
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  29. 2004-10-05
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  30. 2001-07-20
    🏢
    Company incorporated
    As AFTER CARE (N W) LIMITED
  31. 2001-07-20
    VAIGHT, Sheila Anne appointed
    secretary
  32. 2001-07-20
    BLUNDELL, Timothy Arthur appointed
    director
  33. 2001-07-20
    VAIGHT, Sheila Anne appointed
    director
  34. 2001-07-20
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  35. 2001-07-20
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary
  36. 2001-07-20
    INSTANT COMPANIES LIMITED appointed
    corporate-nominee-director
  37. 2001-07-20
    INSTANT COMPANIES LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 2 med ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2019-12-11: liquidation-voluntary-arrangement-completion

Has insolvency history
medium

Companies House flags prior insolvency events. Review the insolvency filings for context.

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

After Care (N W) Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
After Care (N W) Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
AFTER CARE (N W) LIMITED
This company · 04256197

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
After Care (N W) Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control01/06/2023
2 historic (ceased) PSCs
  • Mrs Sheila Vaightceased 01/06/2023· 25-50% shares · 25-50% voting · board control
  • Mr Timothy Blundellceased 01/06/2023· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-07-20
Jurisdictionengland-wales
Primary SIC87200 — Residential care activities for learning difficulties, mental health and substance abuse

Registered office

45 Kensington Road
Southport
Merseyside
PR9 0RT
England

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-03
Last: 2025-07-20

Officers (3 active · 2 resigned)

VAIGHT, Sheila Anne
secretary · appointed 2001-07-20
View their other companies + combined net worth →
Active
BLUNDELL, Timothy Arthur
director · ~68y · appointed 2001-07-20
View their other companies + combined net worth →
Active
VAIGHT, Sheila Anne
director · ~70y · appointed 2001-07-20
View their other companies + combined net worth →
Active
SWIFT INCORPORATIONS LIMITED
corporate-nominee-secretary · appointed 2001-07-20 · resigned 2001-07-20
Resigned
INSTANT COMPANIES LIMITED
corporate-nominee-director · appointed 2001-07-20 · resigned 2001-07-20
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Bibby Financial Services
Bibby Financial Services Limited
A registered charge15/05/2026
satisfied
Bibby Financial Services
Bibby Financial Services Limited
Debenture1 property24/12/200908/11/2024
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property27/07/200705/07/2012
satisfied
NatWest Group
Rbs Invoice Finance Limited
Fixed and floating charge1 property07/06/200626/06/2012
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property14/10/200505/07/2012
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property05/10/200405/07/2012
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (91 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-06-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-07
change-person-secretary-company-with-change-date
officers · CH03
2023-05-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-16
change-person-director-company-with-change-date
officers · CH01
2023-05-16