ARCHENFIELD INSURANCE MANAGEMENT LIMITED
🌳Matureactive
04261949 · ltd · incorporated 2001-07-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 13.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 13.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
15 officers (4 active, 15 linked, 9 with DOB)
82
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
129 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
- 2025-09-19📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-19📄legacyaccounts · PARENT_ACC
- 2025-09-19📄legacyother · GUARANTEE2
- 2025-09-19📄legacyother · AGREEMENT2
- 2024-11-17📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-17📄legacyaccounts · PARENT_ACC
- 2024-11-01📄legacyother · GUARANTEE2
- 2024-11-01📄legacyother · AGREEMENT2
- 2024-08-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-31➖PARKER, Christian Scott resigneddirector
- 2023-10-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-10-13📄legacyaccounts · PARENT_ACC
- 2023-10-13📄legacyother · AGREEMENT2
- 2023-10-13📄legacyother · GUARANTEE2
- 2023-05-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-15➖RODEN, Andrew Paul resigneddirector
- 2022-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2022-07-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2022-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-12🔓Charge satisfied #1
- 2022-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-05➕HUNTER, Andrew Stewart appointedsecretary
- 2022-04-05➕CHRISTOPHERSON, Alastair James appointeddirector
- 2022-04-05➕PARKER, Christian Scott appointeddirector
- 2022-04-05➕RODEN, Andrew Paul appointeddirector
- 2021-04-12🔓Charge satisfied #5
- 2021-04-12🔓Charge satisfied #4
- 2021-04-12🔓Charge satisfied #3
- 2021-04-12🔓Charge satisfied #2
- 2020-04-05➖WALSH, Francis Patrick resignedsecretary
- 2016-03-23➖LOVE, Stuart Charles resignedsecretary
- 2016-03-23➕WALSH, Francis Patrick appointedsecretary
- 2016-03-23➖LOVE, Stuart Charles resigneddirector
- 2013-09-25🔒Charge registered #5Lender: Stuart Charles Love
- 2013-09-25🔒Charge registered #4Lender: Francis Patrick Walsh
- 2013-09-25🔒Charge registered #3Lender: Gbf Capital Limited
- 2013-09-25🔒Charge registered #2Lender: Gbf Capital Limited
- 2013-06-20🔒Charge registered #1Lender: Barclays Bank PLC
- 2011-01-31➕WALSH, Francis Patrick appointeddirector
- 2011-01-31➖GAMMON, Anthony Howard resignedsecretary
- 2011-01-31➕LOVE, Stuart Charles appointedsecretary
- 2011-01-31➖GAMMON, Anthony Howard resigneddirector
- 2011-01-31➕LOVE, Stuart Charles appointeddirector
- 2006-12-31➖JAMES, Alan Nicol resigneddirector
- 2006-12-31➖JAMES, Kerry Patricia resigneddirector
- 2001-07-31🏢Company incorporatedAs ARCHENFIELD INSURANCE MANAGEMENT LIMITED
- 2001-07-31➕RUGEN HANKEY, Mandi Jane appointeddirector
Showing most recent 50 of 58 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Brown & Brown Retail Holdco (Europe) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Brown & Brown Retail Holdco (Europe) Limited
Corporate parent · holds 75-100% shares · board control
⬇
ARCHENFIELD INSURANCE MANAGEMENT LIMITED
This company · 04261949
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brown & Brown Retail Holdco (Europe) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/05/2024 |
3 historic (ceased) PSCs
- Cicg Limitedceased 30/05/2024· 75-100% shares · 75-100% voting · board control
- Mr Francis Patrick Walshceased 05/04/2022· 25-50% shares · 25-50% voting
- Mrs Jane Loveceased 11/10/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AR GLOBAL INVESTMENT GROUP LTD→ 16154565 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARCHIMED ADVISORS LTD→ 16665872 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARCTIC CAPTIAL LIMITED→ 16360460 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARDEA INVESTMENT MANAGEMENT (UK) LIMITED→ 13043903 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARDEE CONSULTING LTD→ 16701556 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARDENHURST FINANCIAL PLANNING LTD→ 16736081 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARENA INTERNATIONAL EQUITY MARKETS (UK) LIMITED→ 13774967 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARES INITIAL GP LIMITED→ 09932377 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ARES UK CSF LIMITED→ 08313206 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ARETE FINANCIAL LTD→ 10548876 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ARGENTA SYNDICATE MANAGEMENT LIMITED→ 03632880 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ARGENTEM CREEK PARTNERS (UK) LIMITED→ 09865346 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-07-31
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-01
Last: 2025-10-18
Officers (4 active · 11 resigned)
HUNTER, Andrew Stewart→
Activesecretary · appointed 2022-04-05
View their other companies + combined net worth →
CHRISTOPHERSON, Alastair James→
Activedirector · ~58y · appointed 2022-04-05
View their other companies + combined net worth →
RUGEN HANKEY, Mandi Jane→
Activedirector · ~57y · appointed 2001-07-31
View their other companies + combined net worth →
WALSH, Francis Patrick→
Activedirector · ~66y · appointed 2011-01-31
View their other companies + combined net worth →
GAMMON, Anthony Howard→
Resignedsecretary · appointed 2001-07-31 · resigned 2011-01-31
LOVE, Stuart Charles→
Resignedsecretary · appointed 2011-01-31 · resigned 2016-03-23
WALSH, Francis Patrick→
Resignedsecretary · appointed 2016-03-23 · resigned 2020-04-05
SEVERNSIDE SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-07-31 · resigned 2001-07-31
GAMMON, Anthony Howard→
Resigneddirector · ~79y · appointed 2001-07-31 · resigned 2011-01-31
JAMES, Alan Nicol→
Resigneddirector · ~83y · appointed 2001-07-31 · resigned 2006-12-31
JAMES, Kerry Patricia→
Resigneddirector · ~82y · appointed 2001-07-31 · resigned 2006-12-31
LOVE, Stuart Charles→
Resigneddirector · ~66y · appointed 2011-01-31 · resigned 2016-03-23
PARKER, Christian Scott→
Resigneddirector · ~45y · appointed 2022-04-05 · resigned 2023-10-31
RODEN, Andrew Paul→
Resigneddirector · ~53y · appointed 2022-04-05 · resigned 2023-05-15
SEVERNSIDE NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2001-07-31 · resigned 2001-07-31
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Stuart Charles Love | A registered charge | 1 property | 25/09/2013 | 12/04/2021 | |
| satisfied | Francis Patrick Walsh | A registered charge | 1 property | 25/09/2013 | 12/04/2021 | |
| satisfied | Gbf Capital Gbf Capital Limited | A registered charge | 1 property | 25/09/2013 | 12/04/2021 | |
| satisfied | Gbf Capital Gbf Capital Limited | A registered charge | 1 property | 25/09/2013 | 12/04/2021 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 20/06/2013 | 12/05/2022 |
Recent filings (129 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-19
legacy
accounts · PARENT_ACC
2025-09-19
legacy
other · GUARANTEE2
2025-09-19
legacy
other · AGREEMENT2
2025-09-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-17
legacy
accounts · PARENT_ACC
2024-11-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-02
legacy
other · GUARANTEE2
2024-11-01
legacy
other · AGREEMENT2
2024-11-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-06-04
termination-director-company-with-name-termination-date
officers · TM01
2023-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-10-13