AFFINITY BUSINESS SERVICES LIMITED

💤Zombieactive
04276804 · ltd · incorporated 2001-08-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£684.1k
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (1 active, 8 linked, 3 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £684,074
Cash YoY
+33%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£554k
↑ 33% YoY
Net Worth
£684k
↑ 19% YoY
Current Assets
—
Current Liabilities
—
£0£137k£274k£410k£547k£684kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£684.1k£574.9k
Cash£554.3k£416.5k
Net assets£684.1k£574.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2025-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-10-04
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  6. 2021-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-09-30
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  8. 2021-09-30
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  9. 2021-09-30
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  10. 2021-09-14
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  11. 2020-06-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-09-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2009-07-29
    ➖
    SEKHON, Satwant Kaur resigned
    secretary
  17. 2005-04-01
    ➖
    KAUR, Satwant resigned
    director
  18. 2003-01-03
    ➕
    SEKHON, Darshan Singh appointed
    director
  19. 2002-10-28
    ➖
    THOMSON, Joan Edith resigned
    secretary
  20. 2002-10-28
    ➖
    VICKERS REYNOLDS & CO LYE LTD resigned
    corporate-secretary
  21. 2002-10-28
    ➖
    THOMSON, John Murray resigned
    director
  22. 2002-10-05
    ➕
    SEKHON, Satwant Kaur appointed
    secretary
  23. 2002-03-15
    ➕
    THOMSON, Joan Edith appointed
    secretary
  24. 2002-03-15
    ➕
    THOMSON, John Murray appointed
    director
  25. 2001-08-24
    🏢
    Company incorporated
    As AFFINITY BUSINESS SERVICES LIMITED
  26. 2001-08-24
    ➕
    CENTRAL SECRETARIES LIMITED appointed
    corporate-secretary
  27. 2001-08-24
    ➖
    CENTRAL SECRETARIES LIMITED resigned
    corporate-secretary
  28. 2001-08-24
    ➕
    VICKERS REYNOLDS & CO LYE LTD appointed
    corporate-secretary
  29. 2001-08-24
    ➕
    KAUR, Satwant appointed
    director
  30. 2001-08-24
    ➕
    CENTRAL DIRECTORS LIMITED appointed
    corporate-director
  31. 2001-08-24
    ➖
    CENTRAL DIRECTORS LIMITED resigned
    corporate-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Darshan Singh Sekhon
Individual · British · DOB 10/1961 · age 65
—75–100%75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · B postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ADVANCE CAPITAL INVESTMENT LTD→
15813464 · est 2024 · no financials extracted
————1y——
ADVANCED INSURANCE CONSULTANTS LIMITED→
04918171 · est 2003 · no financials extracted
————22y——
ADVANTAGE FINANCE LIMITED→
03773673 · est 1999 · no financials extracted
————26y——
ADVICE WISE LTD→
11678145 · est 2018 · no financials extracted
————7y——
AE AUTO ENROLMENT LIMITED→
09310563 · est 2014 · no financials extracted
————11y——
AEX CONSULTANCY LIMITED→
09824103 · est 2015 · no financials extracted
————10y——
AGE CONCERN SOLIHULL TRADING LIMITED→
02908140 · est 1994 · no financials extracted
————32y——
AGR ACQUISITIONS LTD→
12048090 · est 2019 · no financials extracted
————6y——
AIREDALE INVESTMENT HOLDINGS→
17037038 · est 2026 · no financials extracted
———————
AJ SECURA LTD→
14366856 · est 2022 · no financials extracted
————3y——
AJC WEALTH MANAGEMENT LIMITED→
11177229 · est 2018 · no financials extracted
————8y——
AJH BUSINESS FINANCE LTD→
13248809 · est 2021 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-08-24
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Grays Court 15 High Street
Harborne
Birmingham
B17 9NT

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-07
Last: 2025-08-24

Officers (1 active · 7 resigned)

SEKHON, Darshan Singh→
director · ~65y · appointed 2003-01-03
View their other companies + combined net worth →
Active
SEKHON, Satwant Kaur→
secretary · appointed 2002-10-05 · resigned 2009-07-29
Resigned
THOMSON, Joan Edith→
secretary · appointed 2002-03-15 · resigned 2002-10-28
Resigned
CENTRAL SECRETARIES LIMITED→
corporate-secretary · appointed 2001-08-24 · resigned 2001-08-24
Resigned
VICKERS REYNOLDS & CO LYE LTD→
corporate-secretary · appointed 2001-08-24 · resigned 2002-10-28
Resigned
KAUR, Satwant→
director · ~62y · appointed 2001-08-24 · resigned 2005-04-01
Resigned
THOMSON, John Murray→
director · ~82y · appointed 2002-03-15 · resigned 2002-10-28
Resigned
CENTRAL DIRECTORS LIMITED→
corporate-director · appointed 2001-08-24 · resigned 2001-08-24
Resigned

Click a director name to see their full track record across all companies.

Recent filings (78 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-31
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-30
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-09-30
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-09-30
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-09-30
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-09-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-24