1ST FINANCIAL FOUNDATIONS LIMITED

🌳Matureactive

04283820 · ltd · incorporated 2001-09-07

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£15.0k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 74-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (3 active, 6 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

9 connected companies via shared directors

Filing history

60 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £14,962

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£15k

↑ 3.8% YoY

Current Assets

£64k

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£9.3k	£1.3k
Current assets	£63.6k	£63.2k
Net assets	£15.0k	£14.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2025-08-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-10-24
➕
FOSTER, Tina Yashwant appointed
secretary
2018-10-24
➖
JONES, Jacqueline Anne resigned
secretary
2018-10-24
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2018-10-24
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2018-09-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-10-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-10-09
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-01
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-10
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-09
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2013-10-10
➕
TOSAR, Dineshkumar Jadavji appointed
director
2001-09-15
➕
TOSAR, Yashwantkumar Jadavji Naran appointed
director
2001-09-15
➕
JONES, Jacqueline Anne appointed
secretary
2001-09-15
➖
SUMIT (COMPANY SECRETARY) LIMITED resigned
corporate-secretary
2001-09-15
➖
SUMIT (UK) LIMITED resigned
corporate-director
2001-09-07
🏢
Company incorporated
As 1ST FINANCIAL FOUNDATIONS LIMITED
2001-09-07
➕
SUMIT (COMPANY SECRETARY) LIMITED appointed
corporate-secretary
2001-09-07
➕
SUMIT (UK) LIMITED appointed
corporate-director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 74 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Yashwankumar Jadavji Tosar Individual · British · DOB 08/1952 · age 74	—	—	sig. influencesignificant influence	01/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2001-09-07

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

11 Furzton Lake Shirwell Crescent

Milton Keynes

Buckinghamshire

MK4 1GA

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-03-15

Last: 2026-03-01

Officers (3 active · 3 resigned)

FOSTER, Tina Yashwant→

secretary · appointed 2018-10-24

View their other companies + combined net worth →

Active

TOSAR, Dineshkumar Jadavji→

director · ~66y · appointed 2013-10-10

View their other companies + combined net worth →

Active

TOSAR, Yashwantkumar Jadavji Naran→

director · ~74y · appointed 2001-09-15

View their other companies + combined net worth →

Active

JONES, Jacqueline Anne→

secretary · appointed 2001-09-15 · resigned 2018-10-24

Resigned

SUMIT (COMPANY SECRETARY) LIMITED→

corporate-secretary · appointed 2001-09-07 · resigned 2001-09-15

Resigned

SUMIT (UK) LIMITED→

corporate-director · appointed 2001-09-07 · resigned 2001-09-15

Resigned

Click a director name to see their full track record across all companies.