AMY LOUISE LIMITED
🌳Matureactive
04302170 · ltd · incorporated 2001-10-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 47760
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 4.5y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-17📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-12🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2021-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-12-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-11➕CHESSHER, Helen appointeddirector
- 2019-09-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-11-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2010-04-30➖HALL, Andrew Nicholas resignedsecretary
- 2003-04-30➖CHESSHER, Nicola resignedsecretary
- 2003-04-30➕HALL, Andrew Nicholas appointedsecretary
- 2001-10-10🏢Company incorporatedAs AMY LOUISE LIMITED
- 2001-10-10➕CHESSHER, Roy James appointeddirector
- 2001-10-10➕CHESSHER, Nicola appointedsecretary
- 2001-10-10➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2001-10-10➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2001-10-10➕INSTANT COMPANIES LIMITED appointedcorporate-nominee-director
- 2001-10-10➖INSTANT COMPANIES LIMITED resignedcorporate-nominee-director
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Helen Chessher Individual · British · DOB 11/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/10/2019 |
Mr Roy James Chessher Individual · British · DOB 10/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| AJWA DELIGHTS LIMITED→ 16413521 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| AMBRIT ENTERPRISES LIMITED→ 07850523 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANDREW MATTHEWS LTD→ 07020709 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ANDY'S GARDEN AND AVIARIES LTD→ 08489958 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ANIBEL'S BRIDAL BOUTIQUE LTD→ 14576010 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIKA DESIGN LTD→ 16538688 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANIL ANAND LTD→ 10655358 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-10-10
Jurisdictionengland-wales
Primary SIC47760 — SIC 47760
Registered office
31 High Street
Saffron Walden
Essex
CB10 1AT
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10
Officers (2 active · 4 resigned)
CHESSHER, Helen→
Activedirector · ~63y · appointed 2019-10-11
View their other companies + combined net worth →
CHESSHER, Roy James→
Activedirector · ~64y · appointed 2001-10-10
View their other companies + combined net worth →
CHESSHER, Nicola→
Resignedsecretary · appointed 2001-10-10 · resigned 2003-04-30
HALL, Andrew Nicholas→
Resignedsecretary · appointed 2003-04-30 · resigned 2010-04-30
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-10-10 · resigned 2001-10-10
INSTANT COMPANIES LIMITED→
Resignedcorporate-nominee-director · appointed 2001-10-10 · resigned 2001-10-10
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 12/01/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (75 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-11
change-person-director-company-with-change-date
officers · CH01
2023-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-17
change-person-director-company-with-change-date
officers · CH01
2022-11-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29