AGENCY MANAGEMENT LTD

🌳Matureactive

04303424 · ltd · incorporated 2001-10-12

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2025

Net worth

£54.3k

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other service activities n.e.c.

Sector: Other service activities

Investor take

Pursue

Active trading company with a 75-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -81% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 14.7y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 14.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

7 officers (4 active, 7 linked, 4 with DOB)

Ownership & PSC

3 active PSC(s) of 3 total, 3 with control declared

Director network

4 connected companies via shared directors

Filing history

97 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £54,254

Net assets shrinking

Down £398,770 YoY

Cash draining

Cash down 81% YoY

Cash YoY

-81%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£101k

↓ 81% YoY

Net Worth

£54k

↓ 88% YoY

Current Assets

£498k

↓ 45% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-11-30	2024-11-30
Total assets	£160.7k	£596.6k
Current assets	£498.3k	£901.3k
Cash	£101.2k	£545.8k
Debtors	£397.0k	£355.5k
Net assets	£54.3k	£453.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (30 events)Click to expand

2026-03-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-02
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2021-10-27
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-08-26
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-03-16
📄
capital-name-of-class-of-shares
capital · SH08
2020-10-27
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-10-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-01-29
➖
EL-HADDAD, Farid Emile resigned
director
2019-10-28
📍
move-registers-to-registered-office-company-with-new-address
address · AD04
2019-10-28
📍
move-registers-to-registered-office-company-with-new-address
address · AD04
2019-10-28
📍
move-registers-to-registered-office-company-with-new-address
address · AD04
2019-10-28
📄
change-person-secretary-company-with-change-date
officers · CH03
2019-10-28
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-10-28
📄
change-person-director-company-with-change-date
officers · CH01
2019-10-28
📄
change-person-director-company-with-change-date
officers · CH01
2013-04-11
➕
EL-HADDAD, Farid Emile appointed
director
2012-11-13
➕
EL-HADDAD, Alexander Emile appointed
director
2011-10-11
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2005-10-01
➖
TRING COMPANY SECRETARIES LIMITED resigned
corporate-secretary
2004-10-01
➕
EL-HADDAD, Alexander Emile appointed
secretary
2001-10-12
🏢
Company incorporated
As AGENCY MANAGEMENT LTD
2001-10-12
➕
CAMPBELL WALTER, Lynn appointed
director
2001-10-12
➕
CHARMAN, David Kenneth appointed
director
2001-10-12
➕
TRING COMPANY SECRETARIES LIMITED appointed
corporate-secretary
2001-10-12
➕
TRING COMPANY DIRECTORS LIMITED appointed
corporate-director
2001-10-12
➖
TRING COMPANY DIRECTORS LIMITED resigned
corporate-director

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Alexander Emile El-Haddad Individual · British · DOB 09/1983 · age 43	25–50%	—	25-50% shares	13/05/2021
Miss Lynn Patricia Campbell-Walter Individual · British · DOB 07/1956 · age 70	25–50%	—	25-50% shares	12/10/2016
Mr David Kenneth Charman Individual · British · DOB 09/1951 · age 75	25–50%	—	25-50% shares	12/10/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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AEROTRACE LIMITED→ 16770588 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AFRICAN SUPPLIES LTD→ 09708054 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
AFROLURSH LIMITED→ 15726633 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AG PATH FINDER LIMITED→ 13122992 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
AGILITY FINANCIAL SOLUTIONS LTD→ 06785682 · est 2009 · no financials extracted	—	—	—	—	17y	—	—
AIR & WATER CONSULTANTS LIMITED→ 03514380 · est 1998 · no financials extracted	—	—	—	—	28y	—	—
AIRPORTSUKTRAVEL LIMITED→ 08882048 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
AIRSALON LIMITED→ 08682047 · est 2013 · no financials extracted	—	—	—	—	12y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2001-10-12

Jurisdictionengland-wales

Primary SIC96090 — Other service activities n.e.c.

Registered office

9 The Counting House

High Street

Tring

Hertfordshire

HP23 5TE

England

Filing status

Accounts

Next due: 2027-08-31

Last made up to: 2025-11-30

Confirmation statement

Next due: 2026-10-26

Last: 2025-10-12

Officers (4 active · 3 resigned)

EL-HADDAD, Alexander Emile→

secretary · appointed 2004-10-01

View their other companies + combined net worth →

Active

CAMPBELL WALTER, Lynn→

director · ~70y · appointed 2001-10-12

View their other companies + combined net worth →

Active

CHARMAN, David Kenneth→

director · ~75y · appointed 2001-10-12

View their other companies + combined net worth →

Active

EL-HADDAD, Alexander Emile→

director · ~43y · appointed 2012-11-13

View their other companies + combined net worth →

Active

TRING COMPANY SECRETARIES LIMITED→

corporate-secretary · appointed 2001-10-12 · resigned 2005-10-01

Resigned

EL-HADDAD, Farid Emile→

director · ~44y · appointed 2013-04-11 · resigned 2020-01-29

Resigned

TRING COMPANY DIRECTORS LIMITED→

corporate-director · appointed 2001-10-12 · resigned 2001-10-12

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	National Westminster Bank National Westminster Bank PLC	Debenture	1 property	11/10/2011	—

Click column headers to sort. Use filters above to narrow by status and lender.