ARC COMMUNITY CARE LTD

🌳Matureactive
04325413 · ltd · incorporated 2001-11-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Aug 2025
Net worth
£312.2k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 24.3y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 24.3 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £312,163
Cash draining
Cash down 50% YoY
Cash YoY
-50%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£40k
↓ 50% YoY
Net Worth
£312k
↑ 9.7% YoY
Current Assets
£88k
↓ 38% YoY
Current Liabilities
—
£0£62k£125k£187k£250k£312kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Total assets£322.9k£840.9k
Current assets£87.8k£142.0k
Cash£39.9k£79.4k
Debtors£47.9k—
Net assets£312.2k£284.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-05-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-04-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-05-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-03-01
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  7. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-10-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2020-10-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2020-10-16
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  11. 2020-10-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2020-10-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2020-10-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2020-06-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2020-06-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2020-06-30
    🔓
    Charge satisfied #2
  17. 2020-06-30
    🔓
    Charge satisfied #1
  18. 2020-06-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2020-06-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2020-06-22
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  21. 2020-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2019-06-24
    🔒
    Charge registered #5
    Lender: Barclays Security Trustee Limited
  23. 2019-06-24
    🔒
    Charge registered #4
    Lender: Barclays Securuty Trustee Limited
  24. 2018-11-19
    🔒
    Charge registered #3
    Lender: Barclays Security Trustee Limited
  25. 2016-05-27
    🔒
    Charge registered #2
    Lender: Hsbc Bank PLC
  26. 2002-02-06
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  27. 2001-11-20
    🏢
    Company incorporated
    As ARC COMMUNITY CARE LTD
  28. 2001-11-20
    ➕
    COPE, Rosemary appointed
    secretary
  29. 2001-11-20
    ➕
    COPE, Andrew appointed
    director
  30. 2001-11-20
    ➕
    COPE, Rosemary appointed
    director
  31. 2001-11-20
    ➕
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  32. 2001-11-20
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Andrew Cope
Individual · British · DOB 04/1964 · age 62
25–50%
—25-50% shares01/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-11-20
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities

Registered office

54 Wood Street
Andrew Seed Accountancy
Lytham St. Annes
FY8 1QG
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-12-04
Last: 2025-11-20

Officers (3 active · 1 resigned)

COPE, Rosemary→
secretary · appointed 2001-11-20
View their other companies + combined net worth →
Active
COPE, Andrew→
director · ~62y · appointed 2001-11-20
View their other companies + combined net worth →
Active
COPE, Rosemary→
director · ~52y · appointed 2001-11-20
View their other companies + combined net worth →
Active
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 2001-11-20 · resigned 2001-11-20
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property24/06/2019—
outstanding
Barclays
Barclays Securuty Trustee Limited
A registered charge1 property24/06/2019—
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge—19/11/2018—
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property27/05/201630/06/2020
satisfied
HSBC
Hsbc Bank PLC
Debenture1 property06/02/200230/06/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (77 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-24
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2022-03-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-10-16
change-person-director-company-with-change-date
officers · CH01
2020-10-16