ANGLESEY INSURANCE SERVICES LTD.

🌳Matureactive
04376322 · ltd · incorporated 2002-02-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£8.0k
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 12.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 8 with DOB)
86
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £8,036
Net assets shrinking
Down £30,626 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£8k
↓ 79% YoY
Current Assets
£107k
↓ 9.7% YoY
Current Liabilities
—
£0£24k£48k£71k£95k£119kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£11.3k£38.9k
Current assets£107.3k£118.8k
Cash—£88.3k
Debtors—£30.5k
Net assets£8.0k£38.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • • 2 confirmation-statement
  • • 1 officers
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-02-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-11-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-11-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-11-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-02-15
    ➖
    FARLEY, Jennifer Tracey resigned
    director
  8. 2022-02-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2022-02-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2021-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-12-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-11-29
    ➕
    ROBERTS, Charlotte Louise appointed
    director
  14. 2019-11-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2018-12-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2015-12-20
    ➖
    LEWIS, Allan resigned
    secretary
  17. 2015-04-27
    ➖
    LEWIS, Allan resigned
    director
  18. 2014-04-16
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  19. 2011-12-09
    ➖
    BEBB, Geraint Ap Ifan resigned
    director
  20. 2011-12-09
    ➖
    LEWIS, Charlotte Louise resigned
    director
  21. 2011-12-05
    ➕
    BEBB, Geraint Ap Ifan appointed
    director
  22. 2011-12-05
    ➕
    FARLEY, Jennifer Tracey appointed
    director
  23. 2006-04-25
    ➕
    LEWIS, Charlotte Louise appointed
    director
  24. 2004-03-30
    ➕
    BEBB, Geraint Ap Ifan appointed
    director
  25. 2003-05-31
    ➖
    BEBB, Geraint Ifan resigned
    director
  26. 2003-05-31
    ➖
    LEWIS, Charlotte Louise resigned
    director
  27. 2002-05-01
    ➕
    LEWIS, Charlotte Louise appointed
    director
  28. 2002-02-18
    🏢
    Company incorporated
    As ANGLESEY INSURANCE SERVICES LTD.
  29. 2002-02-18
    ➕
    LEWIS, Allan appointed
    secretary
  30. 2002-02-18
    ➕
    CHETTLEBURGHS SECRETARIAL LTD appointed
    corporate-nominee-secretary
  31. 2002-02-18
    ➖
    CHETTLEBURGHS SECRETARIAL LTD resigned
    corporate-nominee-secretary
  32. 2002-02-18
    ➕
    BEBB, Geraint Ifan appointed
    director
  33. 2002-02-18
    ➕
    LEWIS, Allan appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Jennifer Tracey Farley
Individual · Welsh · DOB 01/1969 · age 57
25–50%
—25-50% shares01/12/2016
Mrs Charlotte Louise Roberts
Individual · Welsh · DOB 10/1976 · age 50
——sig. influencesignificant influence · trust interest · firm interest15/02/2022
Mr Geraint Ap Ifan Bebb
Individual · Welsh · DOB 03/1972 · age 54
——sig. influencesignificant influence02/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · LL postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
5PLUS INT. TRADING LTD→
10307417 · est 2016 · no financials extracted
————9y——
ABERGELE INSURANCE CONSULTANTS LIMITED→
06425351 · est 2007 · no financials extracted
————18y——
ADAM JAMES FINANCIAL SOLUTIONS LIMITED→
05418812 · est 2005 · no financials extracted
————21y——
ANGELS INVEST WALES LIMITED→
04601844 · est 2002 · no financials extracted
————23y——
ARRAN FINANCE LIMITED→
03371820 · est 1997 · no financials extracted
————28y——
ASCENT FINANCIAL PLANNING LIMITED→
11326329 · est 2018 · no financials extracted
————7y——
BANKS CLAIMS GROUP LIMITED→
11609019 · est 2018 · no financials extracted
————7y——
BATEMAN JARVIS LIMITED→
04635513 · est 2003 · no financials extracted
————23y——
BELGRAVE WINCHAM LIMITED→
12167416 · est 2019 · no financials extracted
————6y——
BESPOKE REVIEW LTD→
11976455 · est 2019 · no financials extracted
————6y——
BILLINGTON TRADING LIMITED→
16409868 · est 2025 · no financials extracted
———————
BIRCH LAKE INVESTMENTS LIMITED→
12267668 · est 2019 · no financials extracted
————6y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-02-18
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Canolfan Tysilio
Wood Street
Porthaethwy
Ynys Mon
LL59 5AS
Wales

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-26
Last: 2026-03-12

Officers (2 active · 8 resigned)

BEBB, Geraint Ap Ifan→
director · ~54y · appointed 2011-12-05
View their other companies + combined net worth →
Active
ROBERTS, Charlotte Louise→
director · ~50y · appointed 2019-11-29
View their other companies + combined net worth →
Active
LEWIS, Allan→
secretary · appointed 2002-02-18 · resigned 2015-12-20
Resigned
CHETTLEBURGHS SECRETARIAL LTD→
corporate-nominee-secretary · appointed 2002-02-18 · resigned 2002-02-18
Resigned
BEBB, Geraint Ap Ifan→
director · ~54y · appointed 2004-03-30 · resigned 2011-12-09
Resigned
BEBB, Geraint Ifan→
director · ~54y · appointed 2002-02-18 · resigned 2003-05-31
Resigned
FARLEY, Jennifer Tracey→
director · ~57y · appointed 2011-12-05 · resigned 2022-02-15
Resigned
LEWIS, Allan→
director · ~83y · appointed 2002-02-18 · resigned 2015-04-27
Resigned
LEWIS, Charlotte Louise→
director · ~50y · appointed 2006-04-25 · resigned 2011-12-09
Resigned
LEWIS, Charlotte Louise→
director · ~50y · appointed 2002-05-01 · resigned 2003-05-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge—16/04/2014—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (79 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-12
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-02
change-person-director-company-with-change-date
officers · CH01
2026-02-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-02-15
termination-director-company-with-name-termination-date
officers · TM01
2022-02-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-21