B M ELECTRICAL WHOLESALERS LIMITED
- 47540Retail sale of electrical household appliances in specialised stores
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (78/100, director aged 70). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 17.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 17.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 accounts
Corporate timeline (28 events)Click to expand
- 2026-04-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-02-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-01📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-01📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-01-22📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-05-25🔒Charge registered #3Lender: Lloyds Bank PLC
- 2017-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-03-27🔓Charge satisfied #1
- 2015-03-04🔒Charge registered #2Lender: Lloyds Bank Commercial Finance LTD
- 2009-04-27🔒Charge registered #1Lender: Hsbc Bank PLC
- 2002-02-21➕THAKUR, Basant Kumar appointedsecretary
- 2002-02-21➕SINGH, Harminder Pal appointeddirector
- 2002-02-21➕THAKUR, Basant Kumar appointeddirector
- 2002-02-21➖TEMPLES (NOMINEES) LIMITED resignedcorporate-nominee-secretary
- 2002-02-21➖TEMPLES (PROFESSIONAL SERVICES) LIMITED resignedcorporate-nominee-director
- 2002-02-19🏢Company incorporatedAs B M ELECTRICAL WHOLESALERS LIMITED
- 2002-02-19➕TEMPLES (NOMINEES) LIMITED appointedcorporate-nominee-secretary
- 2002-02-19➕TEMPLES (PROFESSIONAL SERVICES) LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-03-05
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Harminder Pal Singh Individual · British · DOB 11/1957 · age 69 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mr Basant Kumar Thakur Individual · British · DOB 01/1956 · age 70 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALMA TEXTILE TRADING UK LIMITED→ 14544994 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| ARCADIAN DEVP RESIDENTIAL LIMITED→ 15948088 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASHIK CHICKEN KEBABS (DISTRIBUTION) LIMITED→ 16922184 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASHWOOD OFFICE INTERIORS LIMITED→ 06521135 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AT WHOLESALE LIMITED→ 14586274 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AUSTIN WHITE'S COFFEE LTD→ 13462556 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AZHARA ABAYAS LTD→ 16940361 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AZIZ MAHMUD BUSINESS SOLUTION COM. LTD→ 16914245 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| B METERS UK LIMITED→ 11984226 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| B.E.S. LIMITED→ 01202345 · est 1975 · no financials extracted | — | — | — | — | 51y | — | — |
| BAHADARWALA LTD→ 16977542 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 25/05/2017 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 04/03/2015 | — | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 27/04/2009 | 27/03/2015 |