A & J STEAD LIMITED
🌳Matureactive
04405998 · ltd · incorporated 2002-03-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£787.5k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other specialised construction activities n.e.c.
Sector: Construction
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -49% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 24.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 24.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £787,545
Net assets shrinking
Down £76,133 YoY
Cash draining
Cash down 49% YoY
Cash YoY
-49%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£293k
↓ 49% YoY
Net Worth
£788k
↓ 8.8% YoY
Current Assets
£983k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.08M | £1.26M |
| Current assets | £982.7k | £978.8k |
| Cash | £293.0k | £571.3k |
| Debtors | £638.6k | £307.1k |
| Net assets | £787.5k | £863.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-06-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-03➖STEAD, Denise Heather resignedsecretary
- 2025-06-03➖STEAD, Denise Heather resigneddirector
- 2024-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-08-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-17📄memorandum-articlesincorporation · MA
- 2022-06-17📄resolutionresolution · RESOLUTIONS
- 2022-06-15📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-06-15📄capital-name-of-class-of-sharescapital · SH08
- 2022-04-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-06📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-06📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-31📄change-person-director-company-with-change-dateofficers · CH01
- 2018-07-26➕RICHARDSON, Sabrina Charmaine appointeddirector
- 2007-06-20➕STEAD, Jody appointeddirector
- 2002-05-10🔒Charge registered #1Lender: Hsbc Bank PLC
- 2002-04-01➕STEAD, Denise Heather appointeddirector
- 2002-03-28🏢Company incorporatedAs A & J STEAD LIMITED
- 2002-03-28➕STEAD, Russell Anthony appointeddirector
- 2002-03-28➕STEAD, Denise Heather appointedsecretary
- 2002-03-28➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-03-28➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-03-28➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2002-03-28➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "STEAD" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: STEAD, Denise Heather resigned 2025-06-03; STEAD, Denise Heather resigned 2025-06-03
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Russell Anthony Stead Individual · British · DOB 05/1958 · age 68 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mr Jody Stead Individual · British · DOB 09/1985 · age 41 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 31/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J P HOMES LIMITED→ 05072124 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| A K P BUILDING SERVICES LIMITED→ 10604765 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AAC POWER SOLUTIONS LIMITED→ 06740223 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ABBEY ELECTRICAL (SCARBOROUGH) LIMITED→ 09784885 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABBEYDALE PROPERTIES LIMITED→ 00935878 · est 1968 · no financials extracted | — | — | — | — | 57y | — | — |
| ABSCAFF (SELBY) LIMITED→ 07803748 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ADAM STRINGER JOINERY AND BUILDING LIMITED→ 09582813 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADL ELECTRICAL (YORKSHIRE) LTD→ 09829005 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADMIRAL PROJECTS (CONSTRUCTION) LTD→ 09514467 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ADS ELECTRICAL SERVICES LIMITED→ 11387566 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADVANCED ELECTRICAL SERVICES YORK LTD→ 07242892 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ADVANCED PAINTERS OF DULWICH LUXURY FINISHES LIMITED→ 14860767 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-03-28
Jurisdictionengland-wales
Primary SIC43999 — Other specialised construction activities n.e.c.
Registered office
Medina House
2 Station Avenue
Bridlington
East Yorkshire
YO16 4LZ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-04
Last: 2025-10-21
Officers (3 active · 4 resigned)
RICHARDSON, Sabrina Charmaine→
Activedirector · ~39y · appointed 2018-07-26
View their other companies + combined net worth →
Active
STEAD, Russell Anthony→
Activedirector · ~68y · appointed 2002-03-28
View their other companies + combined net worth →
STEAD, Denise Heather→
Resignedsecretary · appointed 2002-03-28 · resigned 2025-06-03
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-03-28 · resigned 2002-03-28
STEAD, Denise Heather→
Resigneddirector · ~69y · appointed 2002-04-01 · resigned 2025-06-03
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2002-03-28 · resigned 2002-03-28
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 10/05/2002 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (79 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-31
termination-director-company-with-name-termination-date
officers · TM01
2025-10-31
termination-secretary-company-with-name-termination-date
officers · TM02
2025-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-20
change-person-director-company-with-change-date
officers · CH01
2023-06-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-02
memorandum-articles
incorporation · MA
2022-06-17
resolution
resolution · RESOLUTIONS
2022-06-17
capital-variation-of-rights-attached-to-shares
capital · SH10
2022-06-15