CHOSEN CARE LIMITED
🌳Matureactive
04408664 · ltd · incorporated 2002-04-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Medical nursing home activities
Sector: Human health & social work
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
9 live charges · 4 lenders · oldest 24.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
19 officers (8 active, 19 linked, 16 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
30 connected companies via shared directors
90
Filing history
135 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (69 events)Click to expand
- 2025-12-15📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-12-15📄legacyaccounts · PARENT_ACC
- 2025-12-15📄legacyother · AGREEMENT2
- 2025-12-15📄legacyother · GUARANTEE2
- 2025-02-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-26🔓Charge satisfied #8
- 2025-02-26🔓Charge satisfied #7
- 2025-02-26🔓Charge satisfied #6
- 2025-02-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-18🔒Charge registered #9Lender: Hsbc UK Bank PLC
- 2024-12-18📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-12-18📄legacyaccounts · PARENT_ACC
- 2024-12-18📄legacyother · GUARANTEE2
- 2024-12-18📄legacyother · AGREEMENT2
- 2023-12-18📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-12-18📄legacyaccounts · PARENT_ACC
- 2023-12-18📄legacyother · GUARANTEE2
- 2023-12-18📄legacyother · AGREEMENT2
- 2023-02-28📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-02-28📄legacyaccounts · PARENT_ACC
- 2023-02-28📄legacyother · GUARANTEE2
- 2023-02-28📄legacyother · AGREEMENT2
- 2022-10-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-08-26➕LEAKE, Claire Jane appointeddirector
- 2020-09-01➕CLEASBY, Michael appointeddirector
- 2020-09-01➕RANSON, Michael appointeddirector
- 2020-08-31➖MOORE, Chloé resigneddirector
- 2019-06-24➕LEWIS, Karen appointeddirector
- 2019-03-11➕ALLEN, James Frank appointeddirector
- 2019-03-01➕MOORE, Chloé appointeddirector
- 2019-01-11➖STANHOPE, David Alexander resigneddirector
- 2018-03-23➕STANHOPE, David Alexander appointeddirector
- 2018-03-22🔒Charge registered #8Lender: Aib Group (UK) P.L.C.
- 2018-03-22🔒Charge registered #7Lender: Aib Group (UK) P.L.C.
- 2018-03-22🔒Charge registered #6Lender: Aib Group (UK) P.L.C.
- 2018-03-05➕ROWE-BEWICK, David appointeddirector
- 2018-02-02➖GREALLY, Gary Alan resigneddirector
- 2018-01-18🔓Charge satisfied #5
- 2018-01-18🔓Charge satisfied #4
- 2018-01-18🔓Charge satisfied #3
- 2018-01-12➕LALANI, Faisal appointeddirector
- 2018-01-12➕MAWJI, Jamil appointeddirector
- 2018-01-12➕GREALLY, Gary Alan appointeddirector
- 2018-01-12➖ISMAIL, Iqbal resigneddirector
- 2018-01-12➖MERALI, Shabbir Hassanali Walimohammed resigneddirector
- 2017-11-23🔓Charge satisfied #2
- 2017-11-23🔓Charge satisfied #1
- 2014-05-28➖FIELD, Dawn Tracy resignedsecretary
Showing most recent 50 of 69 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
National Care Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
National Care Group Ltd
Corporate parent · holds 75-100% shares · board control
⬇
CHOSEN CARE LIMITED
This company · 04408664
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
National Care Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/07/2022 |
1 historic (ceased) PSC
- Access Housing Limitedceased 22/07/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-04-03
Jurisdictionengland-wales
Primary SIC86102 — Medical nursing home activities
Registered office
Suite 22 The Globe Centre
St James Square
Accrington
BB5 0RE
England
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-30
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31
Officers (8 active · 11 resigned)
ALLEN, James Frank→
Activedirector · ~61y · appointed 2019-03-11
View their other companies + combined net worth →
CLEASBY, Michael→
Activedirector · ~53y · appointed 2020-09-01
View their other companies + combined net worth →
LALANI, Faisal→
Activedirector · ~49y · appointed 2018-01-12
View their other companies + combined net worth →
LEAKE, Claire Jane→
Activedirector · ~53y · appointed 2021-08-26
View their other companies + combined net worth →
LEWIS, Karen→
Activedirector · ~56y · appointed 2019-06-24
View their other companies + combined net worth →
MAWJI, Jamil→
Activedirector · ~54y · appointed 2018-01-12
View their other companies + combined net worth →
RANSON, Michael→
Activedirector · ~61y · appointed 2020-09-01
View their other companies + combined net worth →
ROWE-BEWICK, David→
Activedirector · ~52y · appointed 2018-03-05
View their other companies + combined net worth →
FIELD, Dawn Tracy→
Resignedsecretary · appointed 2002-04-11 · resigned 2014-05-28
AA COMPANY SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-04-03 · resigned 2002-04-11
ELCOCK, Anthony Micheal→
Resigneddirector · ~70y · appointed 2004-02-10 · resigned 2014-05-28
FALLOWS, Susan Helen→
Resigneddirector · ~66y · appointed 2002-04-11 · resigned 2004-02-10
FIELD, Dawn Tracy→
Resigneddirector · ~61y · appointed 2002-04-11 · resigned 2014-05-28
GREALLY, Gary Alan→
Resigneddirector · ~57y · appointed 2018-01-12 · resigned 2018-02-02
ISMAIL, Iqbal→
Resigneddirector · ~71y · appointed 2014-05-28 · resigned 2018-01-12
MERALI, Shabbir Hassanali Walimohammed→
Resigneddirector · ~70y · appointed 2014-05-28 · resigned 2018-01-12
MOORE, Chloé→
Resigneddirector · ~47y · appointed 2019-03-01 · resigned 2020-08-31
STANHOPE, David Alexander→
Resigneddirector · ~58y · appointed 2018-03-23 · resigned 2019-01-11
BUYVIEW LTD→
Resignedcorporate-nominee-director · appointed 2002-04-03 · resigned 2002-04-11
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
1
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 18/02/2025 | — | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 2 properties | 22/03/2018 | 26/02/2025 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | — | 22/03/2018 | 26/02/2025 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 22/03/2018 | 26/02/2025 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | — | 28/05/2014 | 18/01/2018 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | 2 properties | 28/05/2014 | 18/01/2018 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | 1 property | 28/05/2014 | 18/01/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 14/03/2006 | 23/11/2017 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 20/05/2002 | 23/11/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (135 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-04
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-15
legacy
accounts · PARENT_ACC
2025-12-15
legacy
other · AGREEMENT2
2025-12-15
legacy
other · GUARANTEE2
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-26
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-26
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-22
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-12-18
legacy
accounts · PARENT_ACC
2024-12-18
legacy
other · GUARANTEE2
2024-12-18
legacy
other · AGREEMENT2
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02