ACM MANAGEMENT SOLUTIONS LIMITED
- · Oldest live charge 22.5y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 65/100. Strong seller-intent signal (65/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 22.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £50.7k | £81.6k |
| Current assets | £36.9k | £84.3k |
| Net assets | £48.4k | £79.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-01-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-05-13➕GILLAN, Ruth appointeddirector
- 2021-02-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-11-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-04-27📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-01-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-04-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2004-06-05🔒Charge registered #2Lender: Hsbc Bank PLC
- 2003-12-18🔒Charge registered #1Lender: Lawgrade Limited
- 2002-04-17🏢Company incorporatedAs ACM MANAGEMENT SOLUTIONS LIMITED
- 2002-04-17➕GILLAN, Ruth appointedsecretary
- 2002-04-17➕GILLAN, Joseph appointeddirector
- 2002-04-17➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-04-17➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-04-17➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2002-04-17➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-01
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joseph Gillan Individual · British · DOB 09/1964 · age 62 | 50–75% | — | 50-75% shares | 17/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 05/06/2004 | — | |
| outstanding | Lawgrade Lawgrade Limited | Rental deposit deed | 1 property | 18/12/2003 | — |