CUMBERLAND TAVERNS LIMITED
🌳Matureactive
04423870 · ltd · incorporated 2002-04-24
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 14.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 78-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 14.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-01-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-01-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-19📄gazette-notice-compulsorygazette · GAZ1
- 2023-11-19➖DIXON, Patricia Jean resigneddirector
- 2023-08-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-01-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-01-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-01-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-01-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-02-10🔒Charge registered #2Lender: Barclays Bank PLC
- 2011-07-18🔒Charge registered #1Lender: Barclays Bank PLC
- 2002-09-17➕DIXON, Stephen Mark appointeddirector
- 2002-08-22➕DIXON, Patricia Jean appointeddirector
- 2002-05-16➖HEAD, John resigneddirector
- 2002-05-01➕DIXON, Ian Ashley appointedsecretary
- 2002-05-01➕DIXON, Ian Ashley appointeddirector
- 2002-05-01➖CDF SECRETARIAL SERVICES LIMITED resignedcorporate-nominee-secretary
- 2002-05-01➕HEAD, John appointeddirector
- 2002-05-01➖CDF FORMATIONS LIMITED resignedcorporate-nominee-director
- 2002-04-24🏢Company incorporatedAs CUMBERLAND TAVERNS LIMITED
- 2002-04-24➕CDF SECRETARIAL SERVICES LIMITED appointedcorporate-nominee-secretary
- 2002-04-24➕CDF FORMATIONS LIMITED appointedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Ashley Dixon Individual · British · DOB 08/1948 · age 78 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mr Stephen Mark Dixon Individual · British · DOB 04/1971 · age 55 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Patricia Jean Dixonceased 19/11/2023· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 104 HOLDINGS UK LTD→ 14087431 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 258 PROPERTY LIMITED→ 15846424 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 39 PROPERTIES LIMITED→ 15206054 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 47 SPENCER STREET MANAGEMENT COMMITTEE LIMITED→ 12405712 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A HYDE & CO LTD→ 16273825 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A K (CUMBRIA) LTD→ 06496234 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A.& E.MARSHALL.LIMITED→ 00439253 · est 1947 · no financials extracted | — | — | — | — | 78y | — | — |
| A.H.H.A INVESTMENTS LTD→ 16422880 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&DS PROPERTY ENTERPRISES LIMITED→ 15814854 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&I PROPERTIES (CUMBRIA) LIMITED→ 16143398 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAIMA NOOR PROPERTIES LTD→ 15773651 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARDVARK RESEARCH & DEVELOPMENT LTD→ 12389387 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-04-24
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O Christian Douglass Accountants Limited The Old Stables
Edenhall
Penrith
CA11 8ST
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29
Officers (3 active · 4 resigned)
Active
DIXON, Ian Ashley→
Activedirector · ~78y · appointed 2002-05-01
View their other companies + combined net worth →
DIXON, Stephen Mark→
Activedirector · ~55y · appointed 2002-09-17
View their other companies + combined net worth →
CDF SECRETARIAL SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-04-24 · resigned 2002-05-01
DIXON, Patricia Jean→
Resigneddirector · ~78y · appointed 2002-08-22 · resigned 2023-11-19
HEAD, John→
Resigneddirector · ~84y · appointed 2002-05-01 · resigned 2002-05-16
CDF FORMATIONS LIMITED→
Resignedcorporate-nominee-director · appointed 2002-04-24 · resigned 2002-05-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 10/02/2015 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 18/07/2011 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (69 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-30
accounts-with-accounts-type-dormant
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-05
termination-director-company-with-name-termination-date
officers · TM01
2024-11-05
gazette-filings-brought-up-to-date
gazette · DISS40
2024-02-03
accounts-with-accounts-type-dormant
accounts · AA
2024-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-31
gazette-notice-compulsory
gazette · GAZ1
2023-12-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-14
accounts-with-accounts-type-dormant
accounts · AA
2023-01-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-10
accounts-with-accounts-type-dormant
accounts · AA
2022-01-31