BJFM LIMITED
🌳Matureactive
04437565 · ltd · incorporated 2002-05-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (3 active, 10 linked, 5 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
83 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-06-01📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-01➕CORNISH, Paul appointeddirector
- 2024-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-01➖FERGUSON, Gary resigneddirector
- 2024-02-12➕GRANTHAM, Jeffrey appointeddirector
- 2024-02-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-15✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-12-15✏️change-of-name-noticechange-of-name · CONNOT
- 2023-08-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-05-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-04-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-03-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-03-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-30📄resolutionresolution · RESOLUTIONS
- 2023-02-28➕ADAMS, Donald Frank appointeddirector
- 2023-02-28➖FERGUSON, Julie Ann resignedsecretary
- 2022-09-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2006-05-01➕FERGUSON, Julie Ann appointedsecretary
- 2006-05-01➖WALKER, Adrian resignedsecretary
- 2003-04-21➖THOMAS, Gary William resignedsecretary
- 2003-04-21➕WALKER, Adrian appointedsecretary
- 2003-04-21➖THOMAS, Gary William resigneddirector
- 2002-05-14🏢Company incorporatedAs BJFM LIMITED
- 2002-05-14➕THOMAS, Gary William appointedsecretary
- 2002-05-14➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-05-14➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-05-14➕FERGUSON, Gary appointeddirector
- 2002-05-14➕THOMAS, Gary William appointeddirector
- 2002-05-14➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2002-05-14➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Bjfm Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bjfm Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
BJFM LIMITED
This company · 04437565
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bjfm Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/02/2023 |
1 historic (ceased) PSC
- Mr Gary Fergusonceased 28/02/2023· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AGRICULTURAL & GROUNDSCARE FINANCE LIMITED→ 05526550 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AM MORTGAGES (NE) LIMITED→ 10743436 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AR&M INVESTMENT HOLDINGS LTD→ 15821795 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASTUTE FINANCIAL & MORTGAGE ADVISERS LTD→ 11302671 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AURA FINTECH LTD→ 16371230 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AZALEA WEALTH MANAGEMENT LTD→ 16206737 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BALQUHIDDER INVESTMENTS LIMITED→ 14192472 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BENNY SIDE LIMITED→ 15500150 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BERKSHIRE LENDING GROUP LTD→ 14648258 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BESPOKE LIFE LIMITED→ 15595324 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BESPOKE WILL WRITING LIMITED→ 16301518 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUEBERRY DEVELOPMENTS LIMITED→ 14023886 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-05-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Spitfire House 19 Falcon Court
Preston Farm Industrial Estate
Stockton-On-Tees
TS18 3TU
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-28
Last: 2026-05-14
Officers (3 active · 7 resigned)
ADAMS, Donald Frank→
Activedirector · ~58y · appointed 2023-02-28
View their other companies + combined net worth →
CORNISH, Paul→
Activedirector · ~50y · appointed 2025-08-01
View their other companies + combined net worth →
GRANTHAM, Jeffrey→
Activedirector · ~63y · appointed 2024-02-12
View their other companies + combined net worth →
FERGUSON, Julie Ann→
Resignedsecretary · appointed 2006-05-01 · resigned 2023-02-28
THOMAS, Gary William→
Resignedsecretary · appointed 2002-05-14 · resigned 2003-04-21
WALKER, Adrian→
Resignedsecretary · appointed 2003-04-21 · resigned 2006-05-01
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-05-14 · resigned 2002-05-14
FERGUSON, Gary→
Resigneddirector · ~67y · appointed 2002-05-14 · resigned 2024-03-01
THOMAS, Gary William→
Resigneddirector · ~66y · appointed 2002-05-14 · resigned 2003-04-21
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2002-05-14 · resigned 2002-05-14
Click a director name to see their full track record across all companies.
Recent filings (83 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-01
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-06-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-04
appoint-person-director-company-with-name-date
officers · AP01
2025-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-12-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-07
termination-director-company-with-name-termination-date
officers · TM01
2024-03-04
appoint-person-director-company-with-name-date
officers · AP01
2024-02-12
certificate-change-of-name-company
change-of-name · CERTNM
2023-12-15
change-of-name-notice
change-of-name · CONNOT
2023-12-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-08-14