ATKINSON SAUL FAIRHOLM LIMITED
- · Oldest live charge 24.0y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
1 live charge · oldest 24.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (31 events)Click to expand
- 2025-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-10-02➖TOINTON, Stephen Leslie resigneddirector
- 2017-07-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-09-30➖VOAKES, Antony Christopher resigneddirector
- 2009-01-07➕WELSH, Richard Michael appointedsecretary
- 2009-01-07➕WELSH, Richard Michael appointeddirector
- 2009-01-07➕WHITE, Roger Martin appointeddirector
- 2009-01-07➖ATKINSON, Karen Ann resignedsecretary
- 2009-01-07➕TOINTON, Stephen Leslie appointeddirector
- 2009-01-07➕VOAKES, Antony Christopher appointeddirector
- 2002-07-12🔒Charge registered #1Lender: Barclays Bank PLC
- 2002-05-15🏢Company incorporatedAs ATKINSON SAUL FAIRHOLM LIMITED
- 2002-05-15➕ATKINSON, Richard appointeddirector
- 2002-05-15➕ATKINSON, Karen Ann appointedsecretary
- 2002-05-15➕BTC (SECRETARIES) LIMITED appointedcorporate-nominee-secretary
- 2002-05-15➖BTC (SECRETARIES) LIMITED resignedcorporate-nominee-secretary
- 2002-05-15➕BTC (DIRECTORS) LTD appointedcorporate-nominee-director
- 2002-05-15➖BTC (DIRECTORS) LTD resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "ATKINSON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-06-30
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Michael Welsh Individual · British · DOB 04/1971 · age 55 | 25–50% | — | 25-50% shares · firm interest | 06/04/2016 |
Mr Richard Atkinson Individual · British · DOB 12/1958 · age 68 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Roger Martin White Individual · British · DOB 03/1965 · age 61 | 25–50% | — | 25-50% shares · firm interest | 06/04/2016 |
1 historic (ceased) PSC
- Mr Stephen Leslie Tointonceased 02/10/2017· 25-50% shares · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 12/07/2002 | — |