CLARKE JEFFREYS INSURANCE BROKERS LIMITED
💤Zombieactive
04460184 · ltd · incorporated 2002-06-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£198.9k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -63% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (1 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £198,935
Cash draining
Cash down 63% YoY
Cash YoY
-63%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£98k
↓ 63% YoY
Net Worth
£199k
↑ 8.7% YoY
Current Assets
£213k
↓ 42% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £230.4k | £190.3k |
| Current assets | £213.4k | £370.3k |
| Cash | £98.3k | £268.6k |
| Debtors | £115.1k | £101.7k |
| Net assets | £198.9k | £183.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-06-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-06-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-09-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-09-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-06-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-18➖CLARKE, Helen Frances resigneddirector
- 2013-06-30➖CLARKE, Denise Mary resignedsecretary
- 2013-06-30➖CLARKE, Denise Mary resigneddirector
- 2013-06-30➖CLARKE, Jeffrey Richard resigneddirector
- 2011-04-06➕CLARKE, Helen Frances appointeddirector
- 2008-07-01➕CLARKE, James Andrew appointeddirector
- 2002-06-20➖ENERGIZE SECRETARY LIMITED resignedcorporate-nominee-secretary
- 2002-06-18➕CLARKE, Denise Mary appointedsecretary
- 2002-06-18➕CLARKE, Denise Mary appointeddirector
- 2002-06-18➕CLARKE, Jeffrey Richard appointeddirector
- 2002-06-13🏢Company incorporatedAs CLARKE JEFFREYS INSURANCE BROKERS LIMITED
- 2002-06-13➕ENERGIZE SECRETARY LIMITED appointedcorporate-nominee-secretary
- 2002-06-13➕ENERGIZE DIRECTOR LIMITED appointedcorporate-nominee-director
- 2002-06-13➖ENERGIZE DIRECTOR LIMITED resignedcorporate-nominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "CLARKE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Cjib Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cjib Limited
Corporate parent · holds 75-100% shares · board control
⬇
CLARKE JEFFREYS INSURANCE BROKERS LIMITED
This company · 04460184
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cjib Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mr James Andrew Clarke Individual · British · DOB 01/1978 · age 48 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Helen Clarkeceased 18/10/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B V PLEASE LIMITED→ 09158518 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BERRINGTON CAPITAL MANAGEMENT LIMITED→ 15361461 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLACK MOUNTAIN ASSET MANAGEMENT LIMITED→ 13801846 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BOLLENS CAPITAL LTD→ 16748886 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRITANNIA FINANCE & CAPITAL LTD→ 16816209 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BURKE LTD→ 17018179 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CANARY ACQUISITIONS LIMITED→ 16505978 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CATHEDRAL MORTGAGES LTD→ 17074972 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CHECK A CLAIM LTD→ 06837099 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CHECK A TAX CLAIM LIMITED→ 12779290 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHELSEA & BELGRAVIA INVESTMENTS LIMITED→ 01784179 · est 1984 · no financials extracted | — | — | — | — | 42y | — | — |
| CJIB LIMITED→ 08403292 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-06-13
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Greyfriars House
25 St Nicholas Street
Hereford
Herefordshire
HR4 0BG
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-06-27
Last: 2026-06-13
Officers (1 active · 6 resigned)
CLARKE, James Andrew→
Activedirector · ~48y · appointed 2008-07-01
View their other companies + combined net worth →
CLARKE, Denise Mary→
Resignedsecretary · appointed 2002-06-18 · resigned 2013-06-30
ENERGIZE SECRETARY LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-06-13 · resigned 2002-06-20
CLARKE, Denise Mary→
Resigneddirector · ~72y · appointed 2002-06-18 · resigned 2013-06-30
CLARKE, Helen Frances→
Resigneddirector · ~47y · appointed 2011-04-06 · resigned 2019-10-18
CLARKE, Jeffrey Richard→
Resigneddirector · ~73y · appointed 2002-06-18 · resigned 2013-06-30
ENERGIZE DIRECTOR LIMITED→
Resignedcorporate-nominee-director · appointed 2002-06-13 · resigned 2002-06-13
Click a director name to see their full track record across all companies.
Recent filings (78 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-06-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-13
change-account-reference-date-company-previous-extended
accounts · AA01
2025-01-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-10
change-person-director-company-with-change-date
officers · CH01
2024-06-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-09-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-09-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-02-13