A & P STARKEY LTD
🌳Matureactive
04466136 · ltd · incorporated 2002-06-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£197.4k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 23.7y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
60
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £197,388
Cash YoY
-38%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£149k
↓ 38% YoY
Net Worth
£197k
↑ 339% YoY
Current Assets
£255k
↓ 8.8% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £508.2k | £70.4k |
| Current assets | £254.9k | £279.4k |
| Cash | £149.2k | £242.5k |
| Debtors | £102.1k | £32.4k |
| Net assets | £197.4k | £44.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-06-27📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-06-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-05🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2024-12-05🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2024-10-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-03-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-03-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-06-18🔒Charge registered #3Lender: Urban Space Limited
- 2004-04-30🔒Charge registered #2Lender: Hsbc Bank PLC
- 2002-10-16🔒Charge registered #1Lender: Hsbc Bank PLC
- 2002-07-02➕STARKEY, Paul Brian appointedsecretary
- 2002-07-02➕STARKEY, Andrew appointeddirector
- 2002-07-02➕STARKEY, Paul Brian appointeddirector
- 2002-06-26➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2002-06-26➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2002-06-20🏢Company incorporatedAs A & P STARKEY LTD
- 2002-06-20➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2002-06-20➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "STARKEY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Starkey Individual · British · DOB 02/1977 · age 49 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Paul Brian Starkey Individual · British · DOB 01/1975 · age 51 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A. W. ABLETT LIMITED→ 01225030 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| A1 SERVICE AND REPAIRS LTD→ 12425091 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALL FORDS RECYCLING CENTRE LIMITED→ 06230965 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AMA 24/7 LTD→ 15559678 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX VEHICLE SOLUTIONS LIMITED→ 16696048 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASG VEHICLE TECHNICIAN UK LTD→ 15581603 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTO CAR TRADER LIMITED→ 16841269 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUTO OLTENITA LTD→ 16529598 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUTO PERFORMANCE PARTS LTD→ 16816735 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUTO REVIVE LTD→ 16258386 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AUTO SERVICES (FORMBY) LTD→ 07537417 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AUTO ZEN LIVERPOOL LIMITED→ 14162703 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-06-20
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
Seymour Chambers
92 London Rd
Liverpool
L3 5NW
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-04
Last: 2025-06-20
Officers (3 active · 2 resigned)
STARKEY, Paul Brian→
Activesecretary · appointed 2002-07-02
View their other companies + combined net worth →
STARKEY, Andrew→
Activedirector · ~49y · appointed 2002-07-02
View their other companies + combined net worth →
STARKEY, Paul Brian→
Activedirector · ~51y · appointed 2002-07-02
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2002-06-20 · resigned 2002-06-26
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2002-06-20 · resigned 2002-06-26
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 2 properties | 05/12/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 05/12/2024 | — | |
| outstanding | Urban Space Urban Space Limited | Rent deposit deed | 1 property | 18/06/2008 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 30/04/2004 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 16/10/2002 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-31
change-person-secretary-company-with-change-date
officers · CH03
2025-06-27
change-person-director-company-with-change-date
officers · CH01
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-27
change-person-director-company-with-change-date
officers · CH01
2025-06-27
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-10
change-person-director-company-with-change-date
officers · CH01
2024-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-31