S&W PARTNERS AUDIT LIMITED
- · Oldest live charge 23.7y old — refinance window within 12 months
- 69203Tax consultancy
Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 23.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 23.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 mortgage
- • 3 officers
- • 1 mortgage
- • 1 confirmation-statement
- • 7 officers
- • 4 capital
- • 1 mortgage
Corporate timeline (173 events)Click to expand
- 2026-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-18🔓Charge satisfied #1
- 2026-04-27📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-04-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-31➕ADKINS, Alexander James appointeddirector
- 2026-02-24📄capital-allotment-sharescapital · SH01
- 2026-02-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-19➕DYMOND, Andrew Paul appointeddirector
- 2026-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-16➕ROBERTSON, Neil Andrew appointeddirector
- 2026-01-21📄capital-cancellation-sharescapital · SH06
- 2026-01-21📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-13📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-01-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-31➖HARDY, Nigel James resigneddirector
- 2025-12-19➕HUNTER, Craig Campbell appointeddirector
- 2025-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-15➕VAULKS, Christopher appointeddirector
- 2025-12-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-07📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-11-03➕WOOD, Keith appointeddirector
- 2025-11-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-08➕HORNBY, Andrew James appointeddirector
- 2025-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-12➕TAMKIN, Gary Robert appointeddirector
- 2025-09-05➕BARNETT, Britney appointeddirector
- 2025-09-05➕PENGELLEY, Oliver Charles Hugh appointeddirector
- 2025-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-21➕HARRIS, Simon Thomas appointeddirector
- 2025-07-18➕SARKAR, Sagar appointeddirector
- 2025-06-19➖JONES, David Edward resigneddirector
- 2025-05-23➖HALE, Stephen Charles resigneddirector
- 2025-05-16➖EL KHALIDI, Margaret resigneddirector
- 2025-05-09➕NEWTON, Edward Joseph appointeddirector
- 2025-04-17➖COOK, Neil resigneddirector
- 2025-03-24➕KIDDY, Victoria Jane appointeddirector
- 2025-03-04➖BULMER, Donna Marie resigneddirector
- 2025-01-29➕BARNETT, Melanie Jayne appointedsecretary
- 2025-01-29➖DAVIES, Charlotte resignedsecretary
- 2024-09-20➖FLETCHER, Jeff Martin resigneddirector
- 2024-08-05➕HOWARTH, John Paul Patrick appointeddirector
- 2024-08-02➕BARTON, Matthew Thomas appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -53 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: HARDY, Nigel James resigned 2025-12-31; JONES, David Edward resigned 2025-06-19
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| &ADVISORY LTD→ 15609041 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AD-VIN LTD→ 17016163 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADSTELL LTD.→ 08017684 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ADTIERRA LTD→ 16337208 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADUBA LIMITED→ 10508280 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADUS HOLDING LIMITED→ 10028379 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADV MANAGEMENT LTD→ 15865399 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVAISIO ASSOCIATES LTD→ 15969280 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVAISOR INTERNATIONAL LTD→ 13891787 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADVANCE ACUMEN LTD→ 14547363 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVANCE AERO LTD→ 12095511 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVANCE WEST LTD→ 16893115 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (54 active · 79 resigned)
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Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 02/10/2002 | 18/05/2026 |