APPLIED CARD TECHNOLOGIES LIMITED
🌳Matureactive
04476799 · ltd · incorporated 2002-07-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 23.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: dormant / non-trading with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 23.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 23.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 11 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2026-06-18➖FAGAN, Mark resigneddirector
- 2026-06-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-01-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-04📄accounts-with-accounts-type-fullaccounts · AA
- 2021-02-17📄accounts-with-accounts-type-fullaccounts · AA
- 2020-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-25➕FAGAN, Mark appointeddirector
- 2020-02-20📄accounts-with-accounts-type-fullaccounts · AA
- 2020-02-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-01-22➖BUCKLEY, Richard William resigneddirector
- 2019-03-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-02-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-02-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-31➖WATTS, Gary resigneddirector
- 2019-01-23➖BROWN, Paul Christopher resigneddirector
- 2019-01-21➖GOODENOUGH, Russell David resigneddirector
- 2018-12-11📄accounts-with-accounts-type-fullaccounts · AA
- 2018-01-02📄accounts-with-accounts-type-fullaccounts · AA
- 2017-09-18➖SEWART, Michael Paul resigneddirector
- 2016-07-12➕BROWN, Paul Christopher appointeddirector
- 2016-07-12➕SEWART, Michael Paul appointeddirector
- 2016-07-12➖SHAW, Nigel David resigneddirector
- 2015-09-04🔓Charge satisfied #2
- 2015-08-26🔓Charge satisfied #3
- 2015-08-24➕HITCHING, Rachel Heulwen appointedsecretary
- 2015-08-24➕FENN, Stuart Ian appointeddirector
- 2015-08-24➕HOOLES, Andrew Jonathan appointeddirector
- 2015-08-24➖MCNEIL, Duncan resignedsecretary
- 2015-08-24➕GOODENOUGH, Russell David appointeddirector
- 2015-08-24➖MCNEIL, Duncan resigneddirector
- 2015-08-24➕SHAW, Nigel David appointeddirector
- 2014-07-16🔒Charge registered #3Lender: Ase Consulting Limited
- 2012-04-11🔒Charge registered #2Lender: National Westminster Bank PLC
- 2011-04-06🔓Charge satisfied #1
- 2007-10-31➖DUTTON, Richard Stuart resigneddirector
- 2007-02-01➕BUCKLEY, Richard William appointeddirector
- 2006-01-09➕DUTTON, Richard Stuart appointeddirector
- 2002-10-29🔒Charge registered #1Lender: National Westminster Bank PLC
- 2002-07-03🏢Company incorporatedAs APPLIED CARD TECHNOLOGIES LIMITED
- 2002-07-03➕MCNEIL, Duncan appointedsecretary
- 2002-07-03➕MCNEIL, Duncan appointeddirector
- 2002-07-03➕WATTS, Gary appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Fujitsu Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Fujitsu Services Limited
Corporate parent · holds 75-100% shares · board control
⬇
APPLIED CARD TECHNOLOGIES LIMITED
This company · 04476799
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fujitsu Services Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.P.W. BUILDERS LTD→ 16020336 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| ALUMINI HOLDINGS LIMITED→ 02896188 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
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| AMBARROW COURTYARD MANAGEMENT LIMITED→ 03021408 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| ANGEL COURT RMC LIMITED→ 05938521 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
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| ANR RP LIMITED→ 14875999 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANTHRACITE HOLDINGS LTD→ 10971795 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
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| APRIKAM LTD→ 06017355 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-07-03
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company
Registered office
Fujitsu
Lovelace Road
Bracknell
RG12 8SN
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-04
Last: 2025-07-21
Officers (3 active · 10 resigned)
HITCHING, Rachel Heulwen→
Activesecretary · appointed 2015-08-24
View their other companies + combined net worth →
FENN, Stuart Ian→
Activedirector · ~49y · appointed 2015-08-24
View their other companies + combined net worth →
HOOLES, Andrew Jonathan→
Activedirector · ~57y · appointed 2015-08-24
View their other companies + combined net worth →
MCNEIL, Duncan→
Resignedsecretary · appointed 2002-07-03 · resigned 2015-08-24
BROWN, Paul Christopher→
Resigneddirector · ~49y · appointed 2016-07-12 · resigned 2019-01-23
BUCKLEY, Richard William→
Resigneddirector · ~54y · appointed 2007-02-01 · resigned 2020-01-22
DUTTON, Richard Stuart→
Resigneddirector · ~67y · appointed 2006-01-09 · resigned 2007-10-31
FAGAN, Mark→
Resigneddirector · ~59y · appointed 2020-03-25 · resigned 2026-06-18
GOODENOUGH, Russell David→
Resigneddirector · ~52y · appointed 2015-08-24 · resigned 2019-01-21
MCNEIL, Duncan→
Resigneddirector · ~74y · appointed 2002-07-03 · resigned 2015-08-24
SEWART, Michael Paul→
Resigneddirector · ~50y · appointed 2016-07-12 · resigned 2017-09-18
SHAW, Nigel David→
Resigneddirector · ~64y · appointed 2015-08-24 · resigned 2016-07-12
WATTS, Gary→
Resigneddirector · ~57y · appointed 2002-07-03 · resigned 2019-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ase Consulting Ase Consulting Limited | A registered charge | — | 16/07/2014 | 26/08/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 11/04/2012 | 04/09/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 29/10/2002 | 06/04/2011 |
Recent filings (90 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-06-18
accounts-with-accounts-type-dormant
accounts · AA
2026-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-22
accounts-with-accounts-type-dormant
accounts · AA
2025-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-22
accounts-with-accounts-type-dormant
accounts · AA
2024-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-24
accounts-with-accounts-type-dormant
accounts · AA
2023-01-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-04
accounts-with-accounts-type-full
accounts · AA
2022-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-01
accounts-with-accounts-type-full
accounts · AA
2021-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-31