OWEN MATTHEWS ASSOCIATES LIMITED

🌳Matureactive
04494625 · ltd · incorporated 2002-07-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 23.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 23.8y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 23.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Oct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-10-312024-10-31
Average employees3300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-07-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-02-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-07-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-04-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-04-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-04-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-10-21
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2023-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-10-10
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  10. 2023-09-26
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  11. 2022-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-10-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-07-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2020-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-07-01
    ➕
    MOYSE, Christopher James appointed
    director
  16. 2020-07-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2019-08-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2019-08-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  19. 2017-08-01
    ➕
    OWEN, Deborah appointed
    director
  20. 2017-07-31
    ➖
    MATTHEWS, Jason Bernard resigned
    secretary
  21. 2017-07-31
    ➖
    MATTHEWS, Jason Bernard resigned
    director
  22. 2009-11-30
    ➖
    MOYSE, Christopher James resigned
    director
  23. 2007-03-05
    🔒
    Charge registered #3
    Lender: Chip (One) Limited
  24. 2005-07-05
    ➖
    HOBBS, Colin Dennis resigned
    director
  25. 2005-06-30
    🔒
    Charge registered #2
    Lender: Chip (One) Limited
  26. 2002-10-08
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  27. 2002-07-25
    🏢
    Company incorporated
    As OWEN MATTHEWS ASSOCIATES LIMITED
  28. 2002-07-25
    ➕
    OWEN, Peter Edward appointed
    director
  29. 2002-07-25
    ➕
    MATTHEWS, Jason Bernard appointed
    secretary
  30. 2002-07-25
    ➕
    SAME-DAY COMPANY SERVICES LIMITED appointed
    corporate-nominee-secretary
  31. 2002-07-25
    ➖
    SAME-DAY COMPANY SERVICES LIMITED resigned
    corporate-nominee-secretary
  32. 2002-07-25
    ➕
    HOBBS, Colin Dennis appointed
    director
  33. 2002-07-25
    ➕
    MATTHEWS, Jason Bernard appointed
    director
  34. 2002-07-25
    ➕
    MOYSE, Christopher James appointed
    director
  35. 2002-07-25
    ➕
    WILDMAN & BATTELL LIMITED appointed
    corporate-nominee-director
  36. 2002-07-25
    ➖
    WILDMAN & BATTELL LIMITED resigned
    corporate-nominee-director

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "OWEN" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Peter Edward Owen
Individual · British · DOB 11/1948 · age 78
25–50%
25–50%25-50% shares · 25-50% voting25/07/2016
Mrs Deborah Owen
Individual · British · DOB 04/1959 · age 67
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-07-25
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

5a Widcombe Street
Poundbury
Dorchester
Dorset
DT1 3BS
England

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-08-08
Last: 2026-07-25

Officers (3 active · 6 resigned)

MOYSE, Christopher James→
director · ~54y · appointed 2020-07-01
View their other companies + combined net worth →
Active
OWEN, Deborah→
director · ~67y · appointed 2017-08-01
View their other companies + combined net worth →
Active
OWEN, Peter Edward→
director · ~78y · appointed 2002-07-25
View their other companies + combined net worth →
Active
MATTHEWS, Jason Bernard→
secretary · appointed 2002-07-25 · resigned 2017-07-31
Resigned
SAME-DAY COMPANY SERVICES LIMITED→
corporate-nominee-secretary · appointed 2002-07-25 · resigned 2002-07-25
Resigned
HOBBS, Colin Dennis→
director · ~66y · appointed 2002-07-25 · resigned 2005-07-05
Resigned
MATTHEWS, Jason Bernard→
director · ~72y · appointed 2002-07-25 · resigned 2017-07-31
Resigned
MOYSE, Christopher James→
director · ~54y · appointed 2002-07-25 · resigned 2009-11-30
Resigned
WILDMAN & BATTELL LIMITED→
corporate-nominee-director · appointed 2002-07-25 · resigned 2002-07-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Chip (One)
Chip (One) Limited
Rent deposit deed1 property05/03/2007—
outstanding
Chip (One)
Chip (One) Limited
Rent deposit deed1 property30/06/2005—
outstanding
National Westminster Bank
National Westminster Bank PLC
Debenture1 property08/10/2002—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (85 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-29
accounts-with-accounts-type-micro-entity
accounts · AA
2026-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-24
change-person-director-company-with-change-date
officers · CH01
2024-04-23
change-person-director-company-with-change-date
officers · CH01
2024-04-23
change-person-director-company-with-change-date
officers · CH01
2024-04-23
gazette-filings-brought-up-to-date
gazette · DISS40
2023-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-20
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2023-10-10
gazette-notice-compulsory
gazette · GAZ1
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-31