CASCADE WATER GARDENS LTD
🌳Matureactive
04500470 · ltd · incorporated 2002-08-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£-11.6k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 21.4y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £11,611
Net assets shrinking
Down £24,858 YoY
Cash YoY
-20%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
↓ 20% YoY
Net Worth
-£12k
↓ 188% YoY
Current Assets
£121k
↑ 14% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £58.2k | £43.1k |
| Current assets | £121.0k | £105.8k |
| Cash | £3.7k | £4.7k |
| Debtors | £5.4k | £793 |
| Net assets | £-11.6k | £13.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-08-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-11📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-08-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-03📄capital-allotment-sharescapital · SH01
- 2021-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2010-01-16🔓Charge satisfied #1
- 2007-07-13🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2005-02-23🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-04-06➕DYSON, Pamela Jane appointeddirector
- 2002-08-01🏢Company incorporatedAs CASCADE WATER GARDENS LTD
- 2002-08-01➕DYSON, Pamela Jane appointedsecretary
- 2002-08-01➕DYSON, David Murray appointeddirector
- 2002-08-01➕INCORPORATE SECRETARIAT LIMITED appointedcorporate-nominee-secretary
- 2002-08-01➖INCORPORATE SECRETARIAT LIMITED resignedcorporate-nominee-secretary
- 2002-08-01➕INCORPORATE DIRECTORS LIMITED appointedcorporate-nominee-director
- 2002-08-01➖INCORPORATE DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Pamela Jane Dyson Individual · British · DOB 10/1963 · age 63 | 25–50% | — | 25-50% shares | 01/08/2016 |
Mr David Murray Dyson Individual · British · DOB 03/1959 · age 67 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr David Murray Dysonceased 01/08/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · HG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEDS SHAWLANDS LIMITED→ 12728713 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEST ELECTRIC LTD→ 09018210 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BOLT ENTERPRISE LTD→ 13234691 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BSM MARKETING LIMITED→ 16188868 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BUY TICKETS LIMITED→ 07639109 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CAROLINE GARDNER DESIGN LTD.→ 05589197 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| CASKETS BAND LTD→ 13276673 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CASTLEFORGE ANTIQUES LTD→ 05888113 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CEDARTREE IMPORTS LIMITED→ 06860376 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CENTURION CUES LIMITED→ 16304791 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHANDLER BAKERY LTD→ 12725013 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHANDLER RETAIL LTD→ 09975453 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-08-01
Jurisdictionengland-wales
Primary SIC47789 — Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Registered office
Low Barn Farm
Copt Hewick
Ripon
HG4 5DH
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (3 active · 2 resigned)
DYSON, Pamela Jane→
Activesecretary · appointed 2002-08-01
View their other companies + combined net worth →
DYSON, David Murray→
Activedirector · ~67y · appointed 2002-08-01
View their other companies + combined net worth →
DYSON, Pamela Jane→
Activedirector · ~63y · appointed 2004-04-06
View their other companies + combined net worth →
INCORPORATE SECRETARIAT LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-08-01 · resigned 2002-08-01
INCORPORATE DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2002-08-01 · resigned 2002-08-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 13/07/2007 | — | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 23/02/2005 | 16/01/2010 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (67 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-15
change-person-director-company-with-change-date
officers · CH01
2025-08-11
change-person-director-company-with-change-date
officers · CH01
2025-08-11
change-person-secretary-company-with-change-date
officers · CH03
2025-08-11
change-person-director-company-with-change-date
officers · CH01
2025-08-11
change-person-director-company-with-change-date
officers · CH01
2025-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-05