4X4 ACCESSORIES & TYRES LIMITED
- · Oldest live charge 19.8y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 19.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (49 events)Click to expand
- 2026-04-21📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-09-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-03-13📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-19🔓Charge satisfied #5
- 2023-09-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-06📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-18🔓Charge satisfied #4
- 2023-05-18🔓Charge satisfied #2
- 2022-10-31➖ROBINSON, Ian Christopher resigneddirector
- 2022-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-01-14📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-01-09📄memorandum-articlesincorporation · MA
- 2022-01-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-04📄capital-cancellation-sharescapital · SH06
- 2022-01-02📄resolutionresolution · RESOLUTIONS
- 2022-01-02📄resolutionresolution · RESOLUTIONS
- 2021-12-22🔓Charge satisfied #3
- 2021-12-17➕KNAGENHIELM-KARLSSON, Nils Fredrik appointeddirector
- 2021-12-17➕NORDBY, Anders appointeddirector
- 2018-07-04➖CUTHBERT, Mark Darren resigneddirector
- 2018-07-03🔒Charge registered #6Lender: National Westminster Bank PLC
- 2018-07-03🔒Charge registered #5Lender: Rbs Invoice Finance LTD
- 2018-06-29➕ROBINSON, Ian Christopher appointeddirector
- 2017-06-28🔒Charge registered #4Lender: National Westminster Bank PLC
- 2017-06-12➖CUTHBERT, Dorothy resigneddirector
- 2017-06-12➕CUTHBERT, Mark Darren appointeddirector
- 2017-04-01➕CUTHBERT, Dorothy appointeddirector
- 2016-02-26🔓Charge satisfied #1
- 2015-01-12🔒Charge registered #3Lender: National Westminster Bank PLC
- 2014-08-01🔒Charge registered #2Lender: National Westminster Bank PLC
- 2011-04-03➖CUTHBERT, Mark Darren resigneddirector
- 2009-07-30➖NORMAN, Patricia Ann resignedsecretary
- 2006-09-05🔒Charge registered #1Lender: National Westminster Bank PLC
- 2002-08-14🏢Company incorporatedAs 4X4 ACCESSORIES & TYRES LIMITED
- 2002-08-14➕SNOWDEN, Timothy appointeddirector
- 2002-08-14➕NORMAN, Patricia Ann appointedsecretary
- 2002-08-14➕YORK PLACE COMPANY SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-08-14➖YORK PLACE COMPANY SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-08-14➕CUTHBERT, Mark Darren appointeddirector
- 2002-08-14➕YORK PLACE COMPANY NOMINEES LIMITED appointedcorporate-nominee-director
- 2002-08-14➖YORK PLACE COMPANY NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Nlg Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Nlg Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 04/07/2018 |
5 historic (ceased) PSCs
- Yorkshire Real Estate Ltdceased 17/12/2021· 25-50% shares · 25-50% voting
- Mr Stephen Bottomleyceased 04/07/2018· 25-50% shares · trust interest
- Mrs Dorothy Cuthbertceased 04/07/2018· 25-50% shares · trust interest
- Mr Timothy Snowdenceased 17/12/2021· 25-50% shares · 25-50% voting
- Mr Mark Darren Cuthbertceased 04/04/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 03/07/2018 | — | |
| satisfied | NatWest Group Rbs Invoice Finance LTD | A registered charge | — | 03/07/2018 | 19/10/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 28/06/2017 | 18/05/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 12/01/2015 | 22/12/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/08/2014 | 18/05/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 05/09/2006 | 26/02/2016 |