A & J MOTORS (TODMORDEN) LIMITED

🌳Matureactive
04512580 · ltd · incorporated 2002-08-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 23.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 23.4y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 23.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · IFRS
Metric2024-09-302023-09-30
Average employees300300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-06-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-06-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2017-06-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  10. 2016-06-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2015-08-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-08-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2015-08-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2015-08-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2015-06-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2002-12-11
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  17. 2002-08-15
    🏢
    Company incorporated
    As A & J MOTORS (TODMORDEN) LIMITED
  18. 2002-08-15
    ➕
    MILLIGAN, Paula appointed
    secretary
  19. 2002-08-15
    ➕
    MILLIGAN, Adam James appointed
    director
  20. 2002-08-15
    ➕
    MILLIGAN, Paula appointed
    director
  21. 2002-08-15
    ➕
    SAME-DAY COMPANY SERVICES LIMITED appointed
    corporate-nominee-secretary
  22. 2002-08-15
    ➖
    SAME-DAY COMPANY SERVICES LIMITED resigned
    corporate-nominee-secretary
  23. 2002-08-15
    ➕
    WILDMAN & BATTELL LIMITED appointed
    corporate-nominee-director
  24. 2002-08-15
    ➖
    WILDMAN & BATTELL LIMITED resigned
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Paula Milligan
Individual · British · DOB 01/1976 · age 50
25–50%
25–50%board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence06/04/2016
Mr Adam Milligan
Individual · British · DOB 05/1974 · age 52
25–50%
25–50%board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-08-15
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112

Registered office

Crescent Mill
Rochdale Road
Todmorden
OL14 7NA

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-08-11
Last: 2025-07-28

Officers (3 active · 2 resigned)

MILLIGAN, Paula→
secretary · appointed 2002-08-15
View their other companies + combined net worth →
Active
MILLIGAN, Adam James→
director · ~52y · appointed 2002-08-15
View their other companies + combined net worth →
Active
MILLIGAN, Paula→
director · ~50y · appointed 2002-08-15
View their other companies + combined net worth →
Active
SAME-DAY COMPANY SERVICES LIMITED→
corporate-nominee-secretary · appointed 2002-08-15 · resigned 2002-08-15
Resigned
WILDMAN & BATTELL LIMITED→
corporate-nominee-director · appointed 2002-08-15 · resigned 2002-08-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
HSBC
Hsbc Bank PLC
Debenture1 property11/12/2002—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (58 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-08-02