ALAN & THOMAS INSURANCE BROKERS LIMITED
🌳Matureactive
04514651 · ltd · incorporated 2002-08-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 22.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
13 officers (4 active, 13 linked, 9 with DOB)
84
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
144 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2025-10-04📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-04📄legacyaccounts · PARENT_ACC
- 2025-10-04📄legacyother · GUARANTEE2
- 2025-10-04📄legacyother · AGREEMENT2
- 2024-10-17📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-17📄legacyaccounts · PARENT_ACC
- 2024-10-17📄legacyother · AGREEMENT2
- 2024-10-17📄legacyother · GUARANTEE2
- 2024-08-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-10-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-10-13📄legacyaccounts · PARENT_ACC
- 2023-10-13📄legacyother · AGREEMENT2
- 2023-10-13📄legacyother · GUARANTEE2
- 2023-09-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-09➖GALE, Robert John resigneddirector
- 2023-08-09➖GRIEB, Stuart James resigneddirector
- 2023-05-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-05➖CARTER, Duncan Neil resigneddirector
- 2023-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-30➕MUNCER, Jonathan James appointeddirector
- 2023-01-19📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-01-19📄legacyaccounts · PARENT_ACC
- 2023-01-19📄legacyother · AGREEMENT2
- 2023-01-19📄legacyother · GUARANTEE2
- 2023-01-09➖BOUGHTON, Julian Clive resigneddirector
- 2022-02-07➖BRUCE, Michael Andrew resigneddirector
- 2022-02-07➕CARTER, Duncan Neil appointeddirector
- 2020-11-17➕GRIEB, Stuart James appointeddirector
- 2019-08-01➕HASELL, Mark Andrew appointeddirector
- 2019-08-01➕GALE, Robert John appointeddirector
- 2017-11-06🔓Charge satisfied #1
- 2017-10-31➕HUNTER, Andrew appointedsecretary
- 2017-10-31➖KING, Stewart Andrew resignedsecretary
- 2017-10-31➕BRUCE, Michael Andrew appointeddirector
- 2014-01-31🔓Charge satisfied #2
- 2009-11-06🔒Charge registered #2Lender: National Westminster Bank PLC
- 2004-12-31➖DAVIDSON, Mark Francis Edwin resigneddirector
- 2004-03-31🔒Charge registered #1Lender: National Westminster Bank PLC
- 2002-08-27➕KING, Stewart Andrew appointeddirector
- 2002-08-27➕KING, Stewart Andrew appointedsecretary
- 2002-08-27➕BOUGHTON, Julian Clive appointeddirector
- 2002-08-27➕DAVIDSON, Mark Francis Edwin appointeddirector
- 2002-08-22➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2002-08-22➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2002-08-19🏢Company incorporatedAs ALAN & THOMAS INSURANCE BROKERS LIMITED
- 2002-08-19➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2002-08-19➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Brown & Brown Retail Holdco (Europe) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Brown & Brown Retail Holdco (Europe) Limited
Corporate parent · holds 75-100% shares · board control
⬇
ALAN & THOMAS INSURANCE BROKERS LIMITED
This company · 04514651
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brown & Brown Retail Holdco (Europe) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 29/07/2024 |
4 historic (ceased) PSCs
- Alan & Thomas Holding Company Limitedceased 29/07/2024· 75-100% shares · 75-100% voting
- Mr Stewart Andrew Kingceased 01/07/2022· significant influence
- Mr Julian Clive Boughtonceased 01/07/2022· significant influence
- Alan &Amp; Thomas Holding Company Limitedceased 31/10/2017· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-08-19
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-02
Last: 2025-08-19
Officers (4 active · 9 resigned)
Active
HASELL, Mark Andrew→
Activedirector · ~57y · appointed 2019-08-01
View their other companies + combined net worth →
KING, Stewart Andrew→
Activedirector · ~60y · appointed 2002-08-27
View their other companies + combined net worth →
MUNCER, Jonathan James→
Activedirector · ~34y · appointed 2023-01-30
View their other companies + combined net worth →
KING, Stewart Andrew→
Resignedsecretary · appointed 2002-08-27 · resigned 2017-10-31
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2002-08-19 · resigned 2002-08-22
BOUGHTON, Julian Clive→
Resigneddirector · ~63y · appointed 2002-08-27 · resigned 2023-01-09
BRUCE, Michael Andrew→
Resigneddirector · ~64y · appointed 2017-10-31 · resigned 2022-02-07
CARTER, Duncan Neil→
Resigneddirector · ~59y · appointed 2022-02-07 · resigned 2023-05-05
DAVIDSON, Mark Francis Edwin→
Resigneddirector · ~56y · appointed 2002-08-27 · resigned 2004-12-31
GALE, Robert John→
Resigneddirector · ~65y · appointed 2019-08-01 · resigned 2023-08-09
GRIEB, Stuart James→
Resigneddirector · ~52y · appointed 2020-11-17 · resigned 2023-08-09
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2002-08-19 · resigned 2002-08-22
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 2 properties | 06/11/2009 | 31/01/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 31/03/2004 | 06/11/2017 |
Recent filings (144 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-04
legacy
accounts · PARENT_ACC
2025-10-04
legacy
other · GUARANTEE2
2025-10-04
legacy
other · AGREEMENT2
2025-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-17
legacy
accounts · PARENT_ACC
2024-10-17
legacy
other · AGREEMENT2
2024-10-17
legacy
other · GUARANTEE2
2024-10-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-08-05
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-10-13
legacy
accounts · PARENT_ACC
2023-10-13
legacy
other · AGREEMENT2
2023-10-13