ALLARD OFFICE FURNITURE LIMITED

🌳Matureactive
04515715 · ltd · incorporated 2002-08-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 4.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£10.0k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 4.2y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~4.2 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £10,005

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£10k
↑ 56% YoY
Current Assets
£244k
↓ 1.0% YoY
Current Liabilities
—
£0£49k£99k£148k£198k£247kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Total assets£101.6k£115.7k
Current assets£244.4k£246.9k
Cash—£2.7k
Debtors£234.0k£233.7k
Net assets£10.0k£6.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-05-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-08-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-03-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2022-03-22
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  9. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-12-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2020-06-12
    ➖
    ALLARD, Martin Henry resigned
    director
  12. 2020-03-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2018-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2018-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2018-12-20
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  18. 2018-09-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2018-08-20
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  20. 2015-04-29
    ➕
    ALLARD, Emma appointed
    director
  21. 2002-08-22
    ➖
    BRIGHTON SECRETARY LIMITED resigned
    corporate-nominee-secretary
  22. 2002-08-22
    ➖
    BRIGHTON DIRECTOR LIMITED resigned
    corporate-nominee-director
  23. 2002-08-21
    🏢
    Company incorporated
    As ALLARD OFFICE FURNITURE LIMITED
  24. 2002-08-21
    ➕
    ALLARD, Martin Henry appointed
    secretary
  25. 2002-08-21
    ➕
    ALLARD, Daniel appointed
    director
  26. 2002-08-21
    ➕
    BRIGHTON SECRETARY LIMITED appointed
    corporate-nominee-secretary
  27. 2002-08-21
    ➕
    ALLARD, Martin Henry appointed
    director
  28. 2002-08-21
    ➕
    BRIGHTON DIRECTOR LIMITED appointed
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "ALLARD" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-08-21
Jurisdictionengland-wales
Primary SIC47599 — Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores

Registered office

Little Winters Farm Roundbush Road
Layer Marney
Colchester
CO5 9UR
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-04
Last: 2025-08-21

Officers (3 active · 3 resigned)

ALLARD, Martin Henry→
secretary · appointed 2002-08-21
View their other companies + combined net worth →
Active
ALLARD, Daniel→
director · ~53y · appointed 2002-08-21
View their other companies + combined net worth →
Active
ALLARD, Emma→
director · ~50y · appointed 2015-04-29
View their other companies + combined net worth →
Active
BRIGHTON SECRETARY LIMITED→
corporate-nominee-secretary · appointed 2002-08-21 · resigned 2002-08-22
Resigned
ALLARD, Martin Henry→
director · ~78y · appointed 2002-08-21 · resigned 2020-06-12
Resigned
BRIGHTON DIRECTOR LIMITED→
corporate-nominee-director · appointed 2002-08-21 · resigned 2002-08-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge—22/03/2022—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (84 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-15
change-person-director-company-with-change-date
officers · CH01
2025-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
termination-director-company-with-name-termination-date
officers · TM01
2020-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-02