ARTHUR COCK AND SONS LIMITED
- · Oldest live charge 19.3y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 19.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-30 | 2025-03-30 |
|---|---|---|
| Average employees | 6 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (31 events)Click to expand
- 2026-07-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-09-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-03-01📄gazette-notice-compulsorygazette · GAZ1
- 2022-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-08➕SUTTON, Kay Louise appointeddirector
- 2021-10-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-02➖SUTTON, Michael Anthony resigneddirector
- 2020-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2007-04-20➕SUTTON, Daniel Michael appointedsecretary
- 2007-04-20➕SUTTON, Daniel Michael appointeddirector
- 2007-04-20➖COCK, Anne Beryl resignedsecretary
- 2007-04-20➖COCK, Anne Beryl resigneddirector
- 2007-04-20➖COCK, Martin Arthur resigneddirector
- 2007-04-20➕SUTTON, Michael Anthony appointeddirector
- 2007-04-20🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2002-08-29🏢Company incorporatedAs ARTHUR COCK AND SONS LIMITED
- 2002-08-29➕COCK, Anne Beryl appointedsecretary
- 2002-08-29➕COCK, Anne Beryl appointeddirector
- 2002-08-29➕COCK, Martin Arthur appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kay Louise Sutton Individual · British · DOB 06/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/09/2024 |
Mr Daniel Michael Sutton Individual · British · DOB 01/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/08/2016 |
1 historic (ceased) PSC
- Mr Michael Anthony Suttonceased 02/11/2020· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMP RETAIL LTD→ 12298175 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANGLING ESSENTIALS LIMITED→ 15250252 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANUTRA RETAIL HUB LTD→ 16862420 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARCHER DISTRIBUTION LIMITED→ 08694855 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ARJUN TRADERS LIMITED→ 11084262 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ARMZ-2024 LIMITED→ 15654724 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AROOJANA RETAILS LTD→ 15578665 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ARSLAN ASSOCIATES LIMITED→ 16919949 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARTESEAL LTD→ 15370835 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARUL RETAIL LIMITED→ 15470797 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHLEY CLOTHING LIMITED→ 07369434 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ASPERULA LIMITED→ 05359724 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/04/2007 | — |