MONEYBARN GROUP LIMITED
⚰️Wound downliquidation
04525773 · ltd · incorporated 2002-09-04
Investment thesis
Company liquidation — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
49/100
Watch
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 49/100 (watch), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (65/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
7 live charges · 5 lenders · oldest 23.6y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 23.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 58/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
32 officers (3 active, 32 linked, 24 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
215 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
49/100Watch
PassWatchWorth a lookStrongExceptional
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
10
filings
- • 3 insolvency
- • 2 resolution
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (99 events)Click to expand
- 2026-01-05⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2026-01-05📄resolutionresolution · RESOLUTIONS
- 2026-01-05⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · LIQ01
- 2025-12-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-15📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-12-15📄legacycapital · SH20
- 2025-12-15⚠️legacyinsolvency · CAP-SS
- 2025-12-15📄resolutionresolution · RESOLUTIONS
- 2025-12-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-23📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-07-16📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-06-10📄legacyaccounts · PARENT_ACC
- 2025-06-10📄legacyother · AGREEMENT2
- 2025-06-10📄legacyother · GUARANTEE2
- 2024-11-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-27➖CRONIN, Gareth resigneddirector
- 2024-11-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-11-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-11➕MCCLURE, Elizabeth appointedsecretary
- 2024-10-11➖WHINCUP, David George resignedsecretary
- 2024-10-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-06📄legacyaccounts · PARENT_ACC
- 2024-10-06📄legacyother · AGREEMENT2
- 2024-10-06📄legacyother · GUARANTEE2
- 2024-09-26📄capital-allotment-sharescapital · SH01
- 2023-11-30➕WATTS, David Michael, Mr. appointeddirector
- 2023-11-30➖ANDERSON, Christopher Geoffrey resigneddirector
- 2023-11-30➕CRONIN, Gareth appointeddirector
- 2023-11-30➖SHRIMPTON-DAVIS, David Vernon resigneddirector
- 2023-08-07➖KAPUR, Neeraj resigneddirector
- 2023-08-01➕MCLAUGHLIN, Ian Michael Brian appointeddirector
- 2023-08-01➖LE MAY, Malcolm John resigneddirector
- 2021-08-25🔓Charge satisfied #6
- 2021-08-25🔓Charge satisfied #5
- 2021-03-01➖BAYLEY, Simon John resigneddirector
- 2021-02-02➕ANDERSON, Christopher Geoffrey appointeddirector
- 2020-11-30➖O'LOINGSIGH, Laoiseach Sean resigneddirector
- 2020-04-23➕SHRIMPTON-DAVIS, David Vernon appointeddirector
- 2020-04-01➕BAYLEY, Simon John appointeddirector
- 2020-04-01➕KAPUR, Neeraj appointeddirector
- 2020-03-31➖HODGSON, Shamus resigneddirector
- 2020-03-31➖THOMAS, Simon George resigneddirector
- 2018-12-31➖MINTER, Peter resigneddirector
- 2018-12-11➖ANDERSON, Robert William resigneddirector
- 2018-12-03➖FISHER, Andrew Charles resigneddirector
- 2018-12-03➕THOMAS, Simon George appointeddirector
- 2018-08-01➕O'LOINGSIGH, Laoiseach Sean appointeddirector
- 2018-07-16➕WHINCUP, David George appointedsecretary
- 2018-04-13➖LAW, Simon David Kelway resigneddirector
Showing most recent 50 of 99 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high · 1 med ·Company in liquidation
highCompany is actively being wound up. Not a going concern.
3 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-01-05: liquidation-voluntary-appointment-of-liquidator; 2026-01-05: liquidation-voluntary-declaration-of-solvency
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Provident Financial Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Provident Financial Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
MONEYBARN GROUP LIMITED
This company · 04525773
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Provident Financial Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/12/2025 |
1 historic (ceased) PSC
- Duncton Group Limitedceased 16/12/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-6 SYLVAN COURT RTM COMPANY LIMITED→ 12278503 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 117 LONGLEY ROAD FREEHOLD LIMITED→ 16496111 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 124 MILTON GROVE LIMITED→ 02944917 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| 13 SOUTHGATE STREET WINCHESTER MANAGEMENT LTD→ 15803320 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 140/142 COBBOLD ROAD MANAGEMENT LIMITED→ 16823371 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 141 OLD WOKING ROAD LIMITED→ 04589498 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| 145 LAVENDER HILL FREEHOLDERS LIMITED→ 10411938 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 148 QUEENSTOWN RD LTD→ 14805031 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 14QS FREEHOLD LTD→ 15050072 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 15 PANTILES MANAGEMENT COMPANY LIMITED→ 04821108 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 15 THORNTON AVENUE MANAGEMENT LIMITED→ 07068682 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 15 YORK ROAD MANAGEMENT LIMITED→ 02526458 · est 1990 · no financials extracted | — | — | — | — | 35y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusliquidation
Typeltd
Incorporated2002-09-04
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
Athena House
Bedford Road
Petersfield
GU32 3LJ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30
Officers (3 active · 29 resigned)
MCCLURE, Elizabeth→
Activesecretary · appointed 2024-10-11
View their other companies + combined net worth →
MCLAUGHLIN, Ian Michael Brian→
Activedirector · ~60y · appointed 2023-08-01
View their other companies + combined net worth →
WATTS, David Michael, Mr.→
Activedirector · ~60y · appointed 2023-11-30
View their other companies + combined net worth →
CLAYDEN, Michael Patrick Peter→
Resignedsecretary · appointed 2002-10-07 · resigned 2004-09-27
GOURLAY, Anthony David→
Resignedsecretary · appointed 2004-09-27 · resigned 2012-05-01
LAW, Simon David Kelway→
Resignedsecretary · appointed 2012-05-01 · resigned 2014-08-20
VERSLUYS, Emma Gayle→
Resignedsecretary · appointed 2014-08-20 · resigned 2017-05-12
WATTS, Paula→
Resignedsecretary · appointed 2017-05-12 · resigned 2018-03-31
WHINCUP, David George→
Resignedsecretary · appointed 2018-07-16 · resigned 2024-10-11
CLYDE SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2002-09-04 · resigned 2002-10-07
ANDERSON, Christopher Geoffrey→
Resigneddirector · ~52y · appointed 2021-02-02 · resigned 2023-11-30
ANDERSON, Robert William→
Resigneddirector · ~68y · appointed 2016-09-01 · resigned 2018-12-11
BAYLEY, Simon John→
Resigneddirector · ~54y · appointed 2020-04-01 · resigned 2021-03-01
CRONIN, Gareth→
Resigneddirector · ~51y · appointed 2023-11-30 · resigned 2024-11-27
CROOK, Peter Stuart→
Resigneddirector · ~63y · appointed 2014-08-20 · resigned 2017-08-21
CROSBY, James Robert→
Resigneddirector · ~70y · appointed 2011-07-01 · resigned 2014-08-20
DUFFY, Christopher William→
Resignednominee-director · ~69y · appointed 2002-09-04 · resigned 2002-10-07
FFORDE, Edward James Alexander→
Resigneddirector · ~65y · appointed 2002-10-07 · resigned 2014-08-20
FISHER, Andrew Charles→
Resigneddirector · ~68y · appointed 2014-08-20 · resigned 2018-12-03
GOURLAY, Anthony David→
Resigneddirector · ~73y · appointed 2004-09-27 · resigned 2012-05-01
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Bracken Holdings as Security for Itself and the Other Secured Parties (The Security Agent) Bracken Holdings Limited as Security for Itself and the Other Secured Parties (The Security Agent) | Debenture | 1 property | 12/11/2010 | 06/10/2014 | |
| satisfied | Europe Arab Bank Europe Arab Bank PLC | Fixed and floating security document | 1 property | 10/08/2007 | 25/08/2021 | |
| satisfied | Europe Arab Bank (Security Trustee) Europe Arab Bank PLC (Security Trustee) | Second fixed and floating security document | 1 property | 10/08/2007 | 25/08/2021 | |
| satisfied | Barclays Barclays Bank PLC the Security Trustee | Fixed and floating security document | 1 property | 30/06/2006 | 17/08/2007 | |
| satisfied | Barclays Barclays Bank PLC the Security Trustee | Share charge document | 1 property | 30/06/2006 | 17/08/2007 | |
| satisfied | Barclays Barclays Bank PLC | Share charge | 1 property | 21/10/2002 | 17/08/2007 | |
| satisfied | Barclays Barclays Bank PLC | Fixed and floating security document | 1 property | 21/10/2002 | 17/08/2007 |
Recent filings (215 total)
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2026-01-05
resolution
resolution · RESOLUTIONS
2026-01-05
liquidation-voluntary-declaration-of-solvency
insolvency · LIQ01
2026-01-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-18
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-12-15
legacy
capital · SH20
2025-12-15
legacy
insolvency · CAP-SS
2025-12-15
resolution
resolution · RESOLUTIONS
2025-12-15
change-person-director-company-with-change-date
officers · CH01
2025-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
change-sail-address-company-with-old-address-new-address
address · AD02
2025-09-23
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-07-16
legacy
accounts · PARENT_ACC
2025-06-10
legacy
other · AGREEMENT2
2025-06-10