ADLER FAIRWAYS INSURANCE BROKERS LIMITED

🌳Matureactive

04525948 · ltd · incorporated 2002-09-04

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 10.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£4.11M

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Non-life insurance

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 10.1y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 10.1 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

16 officers (3 active, 16 linked, 10 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

16 connected companies via shared directors

Filing history

111 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £4,107,803

Key financials

1 year extracted from filed iXBRL accounts

Cash

£129k

Net Worth

£4.1m

Current Assets

£4.7m

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31
Total assets	£4.21M
Current assets	£4.74M
Cash	£128.9k
Net assets	£4.11M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (55 events)Click to expand

2025-12-17
📄
accounts-with-accounts-type-medium
accounts · AA
2025-09-10
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-08-15
➖
THOMSETT, Neil Allan resigned
director
2025-08-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-23
➖
CRIPPS SECRETARIES LIMITED resigned
corporate-secretary
2025-05-28
📄
change-person-director-company-with-change-date
officers · CH01
2025-04-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
➖
ALWAY, Alexander Douglas resigned
director
2025-01-13
📄
accounts-with-accounts-type-full
accounts · AA
2024-12-11
➕
GOODMAN, Paul John Patrick appointed
director
2024-12-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-20
📄
accounts-with-accounts-type-full
accounts · AA
2022-12-30
📄
accounts-with-accounts-type-full
accounts · AA
2022-11-30
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-29
🔒
Charge registered #3
Lender: Hsbc Bank PLC
2022-01-08
📄
accounts-with-accounts-type-full
accounts · AA
2021-06-11
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2021-05-25
✏️
change-of-name-request-comments
change-of-name · NM06
2021-05-25
📄
resolution
resolution · RESOLUTIONS
2021-05-07
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-02-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-02-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-01-28
📄
resolution
resolution · RESOLUTIONS
2021-01-28
📄
memorandum-articles
incorporation · MA
2021-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2021-01-14
🔓
Charge satisfied #2
2021-01-01
➕
DAVEY, Johann Nathan appointed
director
2021-01-01
➕
CRIPPS SECRETARIES LIMITED appointed
corporate-secretary
2021-01-01
➖
CROSS, Peter Laurence resigned
director
2021-01-01
➖
IRVINE, Angela Nadine resigned
director
2020-11-27
🔓
Charge satisfied #1
2020-10-23
➖
ADLER, Shirley Jane resigned
secretary
2020-07-31
➕
ALWAY, Alexander Douglas appointed
director
2019-12-09
➕
THOMSETT, Neil Allan appointed
director
2019-07-19
➖
HUNT, Darren Phillip resigned
director
2018-08-20
➕
CROSS, Peter Laurence appointed
director
2018-06-14
🔒
Charge registered #2
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
2016-05-05
➖
ADLER, Andre John resigned
director
2016-05-05
🔒
Charge registered #1
Lender: Hsbc Bank PLC
2015-12-18
➕
ADLER, Shirley Jane appointed
secretary
2015-12-18
➖
POWELL, Stuart Edward resigned
secretary
2015-12-18
➖
POWELL, Stuart Edward resigned
director
2015-11-02
➕
IRVINE, Angela Nadine appointed
director
2015-02-26
➕
POWELL, Stuart Edward appointed
secretary
2015-02-24
➖
ADLER, Shirley Jane resigned
secretary
2014-08-18
➕
HUNT, Darren Phillip appointed
director
2010-08-02
➕
ADLER, Anthony James appointed
director
2010-08-02
➕
POWELL, Stuart Edward appointed
director
2002-09-04
🏢
Company incorporated
As ADLER FAIRWAYS INSURANCE BROKERS LIMITED
2002-09-04
➕
ADLER, Shirley Jane appointed
secretary

Showing most recent 50 of 55 events

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Founder name in company name: Company name contains director surname "ADLER" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

53/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
secondary12+ year tenure: Director in role 16 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CRIPPS SECRETARIES LIMITED resigned 2025-07-23; THOMSETT, Neil Allan resigned 2025-08-15

Group structure

Adler Fairways Insurance Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Adler Fairways Insurance Group Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ADLER FAIRWAYS INSURANCE BROKERS LIMITED

This company · 04525948

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Adler Fairways Insurance Group Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	23/10/2020

1 historic (ceased) PSC

Mr Anthony James Adlerceased 23/10/2020· 50-75% shares · 50-75% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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APHELION CAPITAL LTD→ 16257737 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ARFAM INVESTMENT COMPANY LIMITED→ 16134143 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ARGONATH LIMITED→ 12884180 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2002-09-04

Jurisdictionengland-wales

Primary SIC65120 — Non-life insurance

Registered office

Number 22 Mount Ephraim

Tunbridge Wells

Kent

TN4 8AS

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-11-06

Last: 2025-10-23

Officers (3 active · 13 resigned)

ADLER, Anthony James→

director · ~48y · appointed 2010-08-02

View their other companies + combined net worth →

Active

DAVEY, Johann Nathan→

director · ~47y · appointed 2021-01-01

View their other companies + combined net worth →

Active

GOODMAN, Paul John Patrick→

director · ~58y · appointed 2024-12-11

View their other companies + combined net worth →

Active

ADLER, Shirley Jane→

secretary · appointed 2015-12-18 · resigned 2020-10-23

Resigned

ADLER, Shirley Jane→

secretary · appointed 2002-09-04 · resigned 2015-02-24

Resigned

POWELL, Stuart Edward→

secretary · appointed 2015-02-26 · resigned 2015-12-18

Resigned

CRIPPS SECRETARIES LIMITED→

corporate-secretary · appointed 2021-01-01 · resigned 2025-07-23

Resigned

SECRETARIAL APPOINTMENTS LIMITED→

corporate-nominee-secretary · appointed 2002-09-04 · resigned 2002-09-04

Resigned

ADLER, Andre John→

director · ~75y · appointed 2002-09-04 · resigned 2016-05-05

Resigned

ALWAY, Alexander Douglas→

director · ~66y · appointed 2020-07-31 · resigned 2025-04-01

Resigned

CROSS, Peter Laurence→

director · ~68y · appointed 2018-08-20 · resigned 2021-01-01

Resigned

HUNT, Darren Phillip→

director · ~57y · appointed 2014-08-18 · resigned 2019-07-19

Resigned

IRVINE, Angela Nadine→

director · ~58y · appointed 2015-11-02 · resigned 2021-01-01

Resigned

POWELL, Stuart Edward→

director · ~57y · appointed 2010-08-02 · resigned 2015-12-18

Resigned

THOMSETT, Neil Allan→

director · ~44y · appointed 2019-12-09 · resigned 2025-08-15

Resigned

CORPORATE APPOINTMENTS LIMITED→

corporate-nominee-director · appointed 2002-09-04 · resigned 2002-09-04

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
outstanding	HSBC Hsbc Bank PLC	A registered charge	—	29/11/2022	—
satisfied	Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)	A registered charge	1 property	14/06/2018	14/01/2021
satisfied	HSBC Hsbc Bank PLC	A registered charge	1 property	05/05/2016	27/11/2020

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (111 total)

accounts-with-accounts-type-medium

accounts · AA

2025-12-17

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-10-26

termination-secretary-company-with-name-termination-date

officers · TM02

2025-09-10

termination-director-company-with-name-termination-date

officers · TM01

2025-08-15

change-person-director-company-with-change-date

officers · CH01

2025-05-28

termination-director-company-with-name-termination-date

officers · TM01

2025-04-14

accounts-with-accounts-type-full

accounts · AA

2025-01-13

appoint-person-director-company-with-name-date

officers · AP01

2024-12-11

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-10-30

accounts-with-accounts-type-full

accounts · AA

2023-12-20

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-10-25

accounts-with-accounts-type-full

accounts · AA

2022-12-30

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2022-11-30

confirmation-statement-with-updates

confirmation-statement · CS01

2022-10-27

accounts-with-accounts-type-full

accounts · AA

2022-01-08