AM FRESH UK LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 79/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
8 live charges · 7 lenders · oldest 23.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.4 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (74 events)Click to expand
- 2025-11-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-04📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-17➕FUSTER FERNANDEZ-DELGADO, Amalio appointeddirector
- 2024-07-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-13📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-29🔒Charge registered #8Lender: Lombard North Central PLC
- 2023-08-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-25➖JESSOP, William Edward resigneddirector
- 2023-08-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-22🔓Charge satisfied #4
- 2023-03-17📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-03-16➕FUSTER FERNANDEZ-DELGADO, Amalio appointedsecretary
- 2022-06-08📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-20📄accounts-with-accounts-type-fullaccounts · AA
- 2020-11-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-11📄accounts-with-accounts-type-fullaccounts · AA
- 2020-07-31➖BULLOCK, Michael, Mr. resigneddirector
- 2020-04-20➖DE LUCAS LÓPEZ, Fernando Juan resigneddirector
- 2020-04-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2019-11-15📄resolutionresolution · RESOLUTIONS
- 2019-11-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-10-24➕PLAYER, Mark Robert, Mr. appointeddirector
- 2019-10-24➕WEST, Andrew John, Mr. appointeddirector
- 2019-10-24➕BULLOCK, Michael, Mr. appointeddirector
- 2019-10-24➕JESSOP, William Edward appointeddirector
- 2019-07-09➖HARESIGN, David John, Mr. resigneddirector
- 2019-07-09➖HEDGE, Jonathan Michael, Mr. resigneddirector
- 2019-07-09➖MACINTYRE, Ian Duncan resigneddirector
- 2019-05-23🔓Charge satisfied #6
- 2019-05-07➖WHELAN, Philip Scott resigneddirector
- 2018-05-09➕DE LUCAS LÓPEZ, Fernando Juan appointeddirector
- 2017-08-17➖BARBER, William Thomas resignedsecretary
- 2017-08-17➖BARBER, William Thomas resigneddirector
- 2017-08-10➖MUNOZ BERAZA, Antonio resigneddirector
- 2017-01-06🔓Charge satisfied #3
- 2016-12-09🔓Charge satisfied #5
- 2016-12-05🔒Charge registered #7Lender: National Westminster Bank PLC
- 2016-10-18🔒Charge registered #6Lender: The Royal Bank of Scotland PLC (As Security Agent)
- 2016-09-08🔓Charge satisfied #2
- 2016-09-08🔓Charge satisfied #1
- 2014-08-19🔒Charge registered #5Lender: Lloyds Bank PLC
- 2013-09-30🔒Charge registered #4Lender: Rbs Invoice Finance Limited
- 2012-10-08➖WARD, Benjamin resigneddirector
- 2009-05-19➖KIRKHAM, Andrew James resigneddirector
- 2009-05-19➕WHELAN, Philip Scott appointeddirector
- 2009-01-28🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Am Fresh Group Uk Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Am Fresh Group Uk Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| 14HERO LIMITED→ 16879113 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| 4KINTERIORS LTD→ 13738349 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 777 LOGISTIC LTD→ 10122560 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A & E FLOWERS LIMITED→ 08188755 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
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| A G MOORE LIMITED→ 08180886 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| A.E. LENTON LIMITED→ 00473649 · est 1949 · no financials extracted | — | — | — | — | 76y | — | — |
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 18 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lombard North Central Lombard North Central PLC | A registered charge | — | 29/09/2023 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 05/12/2016 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (As Security Agent) | A registered charge | — | 18/10/2016 | 23/05/2019 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 19/08/2014 | 09/12/2016 | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | A registered charge | 1 property | 30/09/2013 | 22/08/2023 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 28/01/2009 | 06/01/2017 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deposit agreement to secure own liabilities | 1 property | 30/03/2007 | 08/09/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 02/01/2003 | 08/09/2016 |