AM FRESH UK LIMITED

🌳Matureactive
04526463 · ltd · incorporated 2002-09-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Wholesale of fruit and vegetables
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

8 live charges · 7 lenders · oldest 23.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 23.4 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
23 officers (5 active, 23 linked, 17 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
131 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
  1. 2025-11-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-06-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2024-10-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2024-07-17
    FUSTER FERNANDEZ-DELGADO, Amalio appointed
    director
  5. 2024-07-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2023-11-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2023-10-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2023-09-29
    🔒
    Charge registered #8
    Lender: Lombard North Central PLC
  9. 2023-08-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2023-08-25
    JESSOP, William Edward resigned
    director
  11. 2023-08-22
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2023-08-22
    🔓
    Charge satisfied #4
  13. 2023-03-17
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  14. 2023-03-16
    FUSTER FERNANDEZ-DELGADO, Amalio appointed
    secretary
  15. 2022-06-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2021-09-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2020-11-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2020-08-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2020-08-11
    📄
    accounts-with-accounts-type-full
    accounts · AA
  20. 2020-07-31
    BULLOCK, Michael, Mr. resigned
    director
  21. 2020-04-20
    DE LUCAS LÓPEZ, Fernando Juan resigned
    director
  22. 2020-04-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2020-03-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  24. 2019-11-15
    📄
    resolution
    resolution · RESOLUTIONS
  25. 2019-11-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2019-10-24
    PLAYER, Mark Robert, Mr. appointed
    director
  27. 2019-10-24
    WEST, Andrew John, Mr. appointed
    director
  28. 2019-10-24
    BULLOCK, Michael, Mr. appointed
    director
  29. 2019-10-24
    JESSOP, William Edward appointed
    director
  30. 2019-07-09
    HARESIGN, David John, Mr. resigned
    director
  31. 2019-07-09
    HEDGE, Jonathan Michael, Mr. resigned
    director
  32. 2019-07-09
    MACINTYRE, Ian Duncan resigned
    director
  33. 2019-05-23
    🔓
    Charge satisfied #6
  34. 2019-05-07
    WHELAN, Philip Scott resigned
    director
  35. 2018-05-09
    DE LUCAS LÓPEZ, Fernando Juan appointed
    director
  36. 2017-08-17
    BARBER, William Thomas resigned
    secretary
  37. 2017-08-17
    BARBER, William Thomas resigned
    director
  38. 2017-08-10
    MUNOZ BERAZA, Antonio resigned
    director
  39. 2017-01-06
    🔓
    Charge satisfied #3
  40. 2016-12-09
    🔓
    Charge satisfied #5
  41. 2016-12-05
    🔒
    Charge registered #7
    Lender: National Westminster Bank PLC
  42. 2016-10-18
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC (As Security Agent)
  43. 2016-09-08
    🔓
    Charge satisfied #2
  44. 2016-09-08
    🔓
    Charge satisfied #1
  45. 2014-08-19
    🔒
    Charge registered #5
    Lender: Lloyds Bank PLC
  46. 2013-09-30
    🔒
    Charge registered #4
    Lender: Rbs Invoice Finance Limited
  47. 2012-10-08
    WARD, Benjamin resigned
    director
  48. 2009-05-19
    KIRKHAM, Andrew James resigned
    director
  49. 2009-05-19
    WHELAN, Philip Scott appointed
    director
  50. 2009-01-28
    🔒
    Charge registered #3
    Lender: Lloyds Tsb Bank PLC
Showing most recent 50 of 74 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Am Fresh Group Uk Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Am Fresh Group Uk Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
AM FRESH UK LIMITED
This company · 04526463

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Am Fresh Group Uk Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-09-04
Jurisdictionengland-wales
Primary SIC46310 — Wholesale of fruit and vegetables

Registered office

Riley House Unit 6 Forli Strada
Alwalton
Peterborough
PE7 3HH
England

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-05
Last: 2025-07-22

Officers (5 active · 18 resigned)

FUSTER FERNANDEZ-DELGADO, Amalio
secretary · appointed 2023-03-16
View their other companies + combined net worth →
Active
FUSTER FERNANDEZ-DELGADO, Amalio
director · ~46y · appointed 2024-07-17
View their other companies + combined net worth →
Active
MUNOZ BERAZA, Alvaro
director · ~60y · appointed 2002-09-09
View their other companies + combined net worth →
Active
PLAYER, Mark Robert, Mr.
director · ~57y · appointed 2019-10-24
View their other companies + combined net worth →
Active
WEST, Andrew John, Mr.
director · ~44y · appointed 2019-10-24
View their other companies + combined net worth →
Active
BARBER, William Thomas
secretary · appointed 2003-09-05 · resigned 2017-08-17
Resigned
HUNTINGTON, Richard
secretary · appointed 2002-09-09 · resigned 2003-09-05
Resigned
TAYLOR WESSING SECRETARIES LIMITED
corporate-secretary · appointed 2002-09-04 · resigned 2002-09-09
Resigned
BARBER, William Thomas
director · ~64y · appointed 2004-02-01 · resigned 2017-08-17
Resigned
BULLOCK, Michael, Mr.
director · ~56y · appointed 2019-10-24 · resigned 2020-07-31
Resigned
DE LUCAS LÓPEZ, Fernando Juan
director · ~53y · appointed 2018-05-09 · resigned 2020-04-20
Resigned
HARESIGN, David John, Mr.
director · ~63y · appointed 2002-09-09 · resigned 2019-07-09
Resigned
HEDGE, Jonathan Michael, Mr.
director · ~62y · appointed 2003-10-06 · resigned 2019-07-09
Resigned
JESSOP, William Edward
director · ~50y · appointed 2019-10-24 · resigned 2023-08-25
Resigned
KIRKHAM, Andrew James
director · ~58y · appointed 2006-06-01 · resigned 2009-05-19
Resigned
MACINTYRE, Ian Duncan
director · ~72y · appointed 2002-09-09 · resigned 2019-07-09
Resigned
MUNOZ BERAZA, Antonio
director · ~69y · appointed 2002-09-09 · resigned 2017-08-10
Resigned
PLAYER, Mark Robert
director · ~57y · appointed 2002-09-09 · resigned 2003-09-26
Resigned
RAKER, Henry John
director · ~53y · appointed 2006-05-01 · resigned 2007-05-01
Resigned
WARD, Benjamin
director · ~54y · appointed 2008-07-21 · resigned 2012-10-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
2
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Lombard North Central
Lombard North Central PLC
A registered charge29/09/2023
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge05/12/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC (As Security Agent)
A registered charge18/10/201623/05/2019
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge19/08/201409/12/2016
satisfied
NatWest Group
Rbs Invoice Finance Limited
A registered charge1 property30/09/201322/08/2023
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture1 property28/01/200906/01/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deposit agreement to secure own liabilities1 property30/03/200708/09/2016
satisfied
Lloyds Banking Group
Lloyds Tsb Commercial Finance Limited
All assets debenture1 property02/01/200308/09/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (131 total)

change-person-director-company-with-change-date
officers · CH01
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-07
accounts-with-accounts-type-full
accounts · AA
2025-06-04
accounts-with-accounts-type-full
accounts · AA
2024-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-09
appoint-person-director-company-with-name-date
officers · AP01
2024-07-17
accounts-with-accounts-type-full
accounts · AA
2023-11-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-16
termination-director-company-with-name-termination-date
officers · TM01
2023-08-31
mortgage-satisfy-charge-full
mortgage · MR04
2023-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-03
appoint-person-secretary-company-with-name-date
officers · AP03
2023-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01
accounts-with-accounts-type-full
accounts · AA
2022-06-08
accounts-with-accounts-type-full
accounts · AA
2021-09-20