BRUFORD & VALLANCE INSURANCE SERVICES LIMITED

⚰️Wound downliquidation

04540484 · ltd · incorporated 2002-09-19

Investment thesis

Company liquidation — not a live target.

Why interesting: Historical record only; useful for precedent research.

Why risky: Not transactable.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£172.0k

book net assets

Opportunity

51/100

Worth a look

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Special-situation opportunity

Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 51/100 (worth a look), bankability 50/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Resolve: Company in liquidation. Company is actively being wound up. Not a going concern. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

12 officers (4 active, 12 linked, 7 with DOB)

Ownership & PSC

4 active PSC(s) of 4 total, 4 with control declared

Director network

Network not yet resolved

Filing history

83 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

51/100Worth a look

PassWatchWorth a lookStrongExceptional

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality

Concerning — overdue filings or status flags present.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Multiple red flags — proceed with caution.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £172,025

Net assets shrinking

Down £9,127 YoY

Cash YoY

+5%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£374k

↑ 4.6% YoY

Net Worth

£172k

↓ 5.0% YoY

Current Assets

£386k

↓ 2.1% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-06-30	2024-06-30
Total assets	£177.6k	£187.1k
Current assets	£385.5k	£393.8k
Cash	£374.4k	£358.1k
Debtors	£11.1k	£35.7k
Net assets	£172.0k	£181.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 insolvency
• 1 address
• 1 resolution

Last 180 days

filings

• 2 insolvency
• 1 address
• 1 resolution

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2026-04-16
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-16
⚠️
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2026-04-16
📄
resolution
resolution · RESOLUTIONS
2026-04-16
⚠️
liquidation-voluntary-declaration-of-solvency
insolvency · LIQ01
2025-09-25
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-30
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-30
📄
change-person-director-company-with-change-date
officers · CH01
2022-08-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-08-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-08-25
📄
change-person-director-company-with-change-date
officers · CH01
2021-05-14
➖
BRUFORD, David John resigned
director
2021-05-14
➖
BRUFORD, Jane resigned
director
2020-09-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2012-03-24
➕
MAYLED, Amanda appointed
director
2012-03-24
➕
BRUFORD, Jane appointed
director
2007-05-31
➕
MAYLED, Amanda appointed
secretary
2007-05-31
➖
RUGG, Simon Nicholas resigned
secretary
2007-05-31
➖
RUGG, Simon Nicholas resigned
director
2003-03-08
➕
BROWN, Judy Beatrice appointed
director
2003-03-08
➕
MAYLED, Jason Lee appointed
director
2003-03-08
➕
RUGG, Simon Nicholas appointed
secretary
2003-03-08
➕
RUGG, Simon Nicholas appointed
director
2003-03-07
➖
BRUFORD, Jane resigned
secretary
2003-03-07
➖
BRUFORD, Jane resigned
director
2002-09-19
🏢
Company incorporated
As BRUFORD & VALLANCE INSURANCE SERVICES LIMITED
2002-09-19
➕
BRUFORD, Jane appointed
secretary
2002-09-19
➕
SWIFT INCORPORATIONS LIMITED appointed
corporate-nominee-secretary
2002-09-19
➖
SWIFT INCORPORATIONS LIMITED resigned
corporate-nominee-secretary
2002-09-19
➕
BRUFORD, David John appointed
director
2002-09-19
➕
BRUFORD, Jane appointed
director
2002-09-19
➕
INSTANT COMPANIES LIMITED appointed
corporate-nominee-director
2002-09-19
➖
INSTANT COMPANIES LIMITED resigned
corporate-nominee-director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 73 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 high ·

Company in liquidation

high

Company is actively being wound up. Not a going concern.

2 insolvency-related filings on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2026-04-16: liquidation-voluntary-appointment-of-liquidator; 2026-04-16: liquidation-voluntary-declaration-of-solvency

Shareholders & ownership

4 active beneficial owners · fragmented

Name	Shares	Voting rights	Nature of control	Notified
Mr David Bruford Individual · British · DOB 05/1955 · age 71	25–50%	—	25-50% shares	06/04/2016
Mrs Jane Bruford Individual · British · DOB 02/1957 · age 69	25–50%	—	25-50% shares	06/04/2016
Mrs Amanda Mayled Individual · British · DOB 09/1969 · age 57	25–50%	—	25-50% shares	06/04/2016
Mr Jason Lee Mayled Individual · British · DOB 11/1969 · age 57	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · TA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
1ST FINANCIAL GROUP LIMITED→ 04206886 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
A M RUTHVEN & ASSOCIATES LIMITED→ 04690684 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
ADANAC FINANCIAL SERVICES LIMITED→ 04524584 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ASHLEY COLMAN WEALTH MANAGEMENT (IFA) LTD.→ 07559391 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
AURUM COMMERCIAL FINANCE LTD→ 16050154 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
B COLES SW LTD→ 12328570 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
BEAUFORT FINANCIAL PLANNING (SOUTH WEST) LIMITED→ 08529290 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
BREED ELLIOTT (S.W.) LIMITED→ 07247402 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
BROOKWELL MORTGAGES LTD→ 05463626 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
BROUGHTON OF BATLEY (HOLDINGS)→ 00601712 · est 1958 · no financials extracted	—	—	—	—	68y	—	—
BUILDING CLAIMS SERVICES LIMITED→ 04709944 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
BURLEY SECURITIES LTD→ 14932457 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusliquidation

Typeltd

Incorporated2002-09-19

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Goodwood House

Blackbrook Park Avenue

Taunton

Somerset

TA1 2PX

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-10-03

Last: 2025-09-19

Officers (4 active · 8 resigned)

MAYLED, Amanda→

secretary · appointed 2007-05-31

View their other companies + combined net worth →

Active

BROWN, Judy Beatrice→

director · ~73y · appointed 2003-03-08

View their other companies + combined net worth →

Active

MAYLED, Amanda→

director · ~57y · appointed 2012-03-24

View their other companies + combined net worth →

Active

MAYLED, Jason Lee→

director · ~57y · appointed 2003-03-08

View their other companies + combined net worth →

Active

BRUFORD, Jane→

secretary · appointed 2002-09-19 · resigned 2003-03-07

Resigned

RUGG, Simon Nicholas→

secretary · appointed 2003-03-08 · resigned 2007-05-31

Resigned

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 2002-09-19 · resigned 2002-09-19

Resigned

BRUFORD, David John→

director · ~71y · appointed 2002-09-19 · resigned 2021-05-14

Resigned

BRUFORD, Jane→

director · ~69y · appointed 2012-03-24 · resigned 2021-05-14

Resigned

BRUFORD, Jane→

director · ~69y · appointed 2002-09-19 · resigned 2003-03-07

Resigned

RUGG, Simon Nicholas→

director · ~71y · appointed 2003-03-08 · resigned 2007-05-31

Resigned

INSTANT COMPANIES LIMITED→

corporate-nominee-director · appointed 2002-09-19 · resigned 2002-09-19

Resigned

Click a director name to see their full track record across all companies.

Recent filings (83 total)

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-04-16

liquidation-voluntary-appointment-of-liquidator

insolvency · 600

2026-04-16

resolution

resolution · RESOLUTIONS

2026-04-16

liquidation-voluntary-declaration-of-solvency

insolvency · LIQ01

2026-04-16

confirmation-statement-with-updates

confirmation-statement · CS01

2025-09-25

change-person-director-company-with-change-date

officers · CH01

2025-09-25

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-08-28

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-10-01

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-09-23

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-09-19

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-08-16

change-person-director-company-with-change-date

officers · CH01

2022-09-30

change-person-director-company-with-change-date

officers · CH01

2022-09-30

change-person-director-company-with-change-date

officers · CH01

2022-09-30

confirmation-statement-with-updates

confirmation-statement · CS01

2022-09-30