2PM FINANCIAL SERVICES LIMITED

💤Zombieactive

04544159 · ltd · incorporated 2002-09-24

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (1 active, 6 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

66 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-09-30	2024-09-30
Average employees	2	300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2026-03-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-04
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-09-04
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2019-09-04
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-09-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-08-30
➖
TAYLOR, Paul Vincent resigned
secretary
2019-08-30
➖
TAYLOR, Paul Vincent resigned
director
2019-01-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-02-08
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-01
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2013-06-25
➖
BAKER, Mark resigned
director
2002-09-24
🏢
Company incorporated
As 2PM FINANCIAL SERVICES LIMITED
2002-09-24
➕
LAWSON, Phillip David appointed
director
2002-09-24
➕
TAYLOR, Paul Vincent appointed
secretary
2002-09-24
➕
SWIFT INCORPORATIONS LIMITED appointed
corporate-nominee-secretary
2002-09-24
➖
SWIFT INCORPORATIONS LIMITED resigned
corporate-nominee-secretary
2002-09-24
➕
BAKER, Mark appointed
director
2002-09-24
➕
TAYLOR, Paul Vincent appointed
director
2002-09-24
➕
INSTANT COMPANIES LIMITED appointed
corporate-nominee-director
2002-09-24
➖
INSTANT COMPANIES LIMITED resigned
corporate-nominee-director

Owner dependency

85/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

75/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Phillip David Lawson Individual · British · DOB 01/1972 · age 54	75–100%	75–100%	75-100% shares · 75-100% voting	06/04/2016

1 historic (ceased) PSC

Mr Paul Vincent Taylorceased 30/08/2019· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · LS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
2410 TRADING LIMITED→ 16903740 · est 2025 · no financials extracted	—	—	—	—	—	—	—
260 DEGREES WEST→ 13495989 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
2M FINANCIAL SERVICES LTD→ 07013894 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
A1 CAPITAL LIMITED→ 06038834 · est 2007 · no financials extracted	—	—	—	—	19y	—	—
AB FINANCE LIMITED→ 10033105 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
AB21 CONSULTANCY LTD→ 14714905 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ABDULLAH MANIK LTD→ 17028119 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ABK1→ 10595646 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ABL CAPITAL LTD→ 07935906 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
ABOVE & BEYOND MORTGAGES (YORKSHIRE) LIMITED→ 12891319 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ADB FAMILYCO→ 11536396 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ADEL WILLS LTD→ 10147070 · est 2016 · no financials extracted	—	—	—	—	9y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2002-09-24

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

1st Floor 39 High Street

Kippax

Leeds

West Yorkshire

LS25 7AF

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-10-08

Last: 2025-09-24

Officers (1 active · 5 resigned)

LAWSON, Phillip David→

director · ~54y · appointed 2002-09-24

View their other companies + combined net worth →

Active

TAYLOR, Paul Vincent→

secretary · appointed 2002-09-24 · resigned 2019-08-30

Resigned

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 2002-09-24 · resigned 2002-09-24

Resigned

BAKER, Mark→

director · ~68y · appointed 2002-09-24 · resigned 2013-06-25

Resigned

TAYLOR, Paul Vincent→

director · ~68y · appointed 2002-09-24 · resigned 2019-08-30

Resigned

INSTANT COMPANIES LIMITED→

corporate-nominee-director · appointed 2002-09-24 · resigned 2002-09-24

Resigned

Click a director name to see their full track record across all companies.