ACA COMPLIANCE (EUROPE) LIMITED

🌳Matureactive

04548431 · ltd · incorporated 2002-09-30

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 16.0y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

ALSO REGISTERED FOR

70229Management consultancy activities other than financial management

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 16.0y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 16.0 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

24 officers (2 active, 24 linked, 19 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

9 connected companies via shared directors

Filing history

137 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 2 accounts
• 2 other

Counts from Companies House filing history.

Corporate timeline (71 events)Click to expand

2026-01-12
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-12
📄
legacy
accounts · PARENT_ACC
2026-01-12
📄
legacy
other · GUARANTEE2
2026-01-12
📄
legacy
other · AGREEMENT2
2024-12-28
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-12-28
📄
legacy
accounts · PARENT_ACC
2024-12-28
📄
legacy
other · AGREEMENT2
2024-12-28
📄
legacy
other · GUARANTEE2
2024-12-10
📄
legacy
other · GUARANTEE2
2024-12-09
📄
legacy
other · AGREEMENT2
2024-05-16
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-04-24
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-04-24
📄
legacy
accounts · PARENT_ACC
2024-04-24
📄
legacy
other · AGREEMENT2
2024-04-24
📄
legacy
other · GUARANTEE2
2024-04-05
📄
second-filing-of-director-termination-with-name
officers · RP04TM01
2024-02-08
📄
second-filing-of-director-appointment-with-name
officers · RP04AP01
2023-12-31
➖
WEEKES, Ron Gareth resigned
secretary
2023-10-18
➖
STEINHILBER, Matthew, Mr. resigned
secretary
2023-06-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-06-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-05
➕
OLSON, Patrick appointed
director
2023-06-05
➖
PALMER, Adam Keith resigned
director
2023-06-05
➖
SHAH, Shvetank resigned
director
2023-06-05
➖
WEEKES, Ron Gareth resigned
director
2022-11-01
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-05-27
➕
KARHADE, Neeraj, Director appointed
director
2022-05-26
➖
METZGER, David Michael Kinsey resigned
director
2021-03-10
➕
WEEKES, Ron Gareth appointed
director
2021-03-09
➕
METZGER, David Michael Kinsey appointed
director
2021-03-09
➖
WEEKES, Ron Gareth resigned
director
2020-05-15
➕
SHAH, Shvetank appointed
director
2019-06-07
➖
STYPE JR, Robert Louis resigned
director
2018-09-17
➖
CLARK, Geoffrey resigned
director
2018-09-17
➖
MCNULTY, JR., Martin resigned
director
2018-04-19
➖
SAADEH, Catherine, Ms. resigned
secretary
2018-04-17
➕
STEINHILBER, Matthew, Mr. appointed
secretary
2018-04-17
➖
COMER, Jacob resigned
director
2018-02-09
➕
CLARK, Geoffrey appointed
director
2018-02-09
➕
COMER, Jacob appointed
director
2018-02-09
➖
MASUCCI, Peter resigned
director
2018-02-09
➕
MCNULTY, JR., Martin appointed
director
2018-02-09
➖
MOURA, Andre M A Veloso F resigned
director
2018-02-09
➖
MULCARE, Robert Wadt resigned
director
2018-02-09
➖
WALKER, Joseph Stephen resigned
director
2017-09-13
🔓
Charge satisfied #1
2013-12-02
➕
SAADEH, Catherine, Ms. appointed
secretary
2013-12-02
➕
MASUCCI, Peter appointed
director

Showing most recent 50 of 71 events

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

56/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Columbo Topco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Columbo Topco Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ACA COMPLIANCE (EUROPE) LIMITED

This company · 04548431

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Columbo Topco Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	31/12/2020

1 historic (ceased) PSC

Mr Steven B. Klinskyceased 09/02/2018· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ALTERXCHANGE LIMITED→ 16769721 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALVACORPINC LTD→ 16936058 · est 2025 · no financials extracted	—	—	—	—	—	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2002-09-30

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

11 Strand

London

WC2N 5HR

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-10-02

Last: 2025-09-18

Officers (2 active · 22 resigned)

KARHADE, Neeraj, Director→

director · ~50y · appointed 2022-05-27

View their other companies + combined net worth →

Active

OLSON, Patrick→

director · ~61y · appointed 2023-06-05

View their other companies + combined net worth →

Active

SAADEH, Catherine, Ms.→

secretary · appointed 2013-12-02 · resigned 2018-04-19

Resigned

STEINHILBER, Matthew, Mr.→

secretary · appointed 2018-04-17 · resigned 2023-10-18

Resigned

WEEKES, Ron Gareth→

secretary · appointed 2002-10-17 · resigned 2023-12-31

Resigned

BRIGHTON SECRETARY LTD→

corporate-nominee-secretary · appointed 2002-09-30 · resigned 2002-10-07

Resigned

CLARK, Geoffrey→

director · ~54y · appointed 2018-02-09 · resigned 2018-09-17

Resigned

COMER, Jacob→

director · ~49y · appointed 2018-02-09 · resigned 2018-04-17

Resigned

MASUCCI, Peter→

director · ~51y · appointed 2013-12-02 · resigned 2018-02-09

Resigned

MCNULTY, JR., Martin→

director · ~48y · appointed 2018-02-09 · resigned 2018-09-17

Resigned

METZGER, David Michael Kinsey→

director · ~71y · appointed 2021-03-09 · resigned 2022-05-26

Resigned

MITCHELL, Paul→

director · ~66y · appointed 2002-10-17 · resigned 2002-11-01

Resigned

MORTON, Jeffrey Charles→

director · ~52y · appointed 2011-02-11 · resigned 2013-12-02

Resigned

MOURA, Andre M A Veloso F→

director · ~45y · appointed 2013-12-02 · resigned 2018-02-09

Resigned

MULCARE, Robert Wadt→

director · ~44y · appointed 2013-12-02 · resigned 2018-02-09

Resigned

PALMER, Adam Keith→

director · ~49y · appointed 2010-05-04 · resigned 2023-06-05

Resigned

SHAH, Shvetank→

director · ~60y · appointed 2020-05-15 · resigned 2023-06-05

Resigned

SHEEHAN, Mary Bernadette→

director · ~69y · appointed 2010-06-24 · resigned 2010-11-12

Resigned

STYPE JR, Robert Louis→

director · ~55y · appointed 2011-02-11 · resigned 2019-06-07

Resigned

WALKER, Joseph Stephen→

director · ~39y · appointed 2013-12-02 · resigned 2018-02-09

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Indus Capital Advisors (UK) Indus Capital Advisors (UK) LLP	Rent deposit deed	1 property	11/06/2010	13/09/2017

Recent filings (137 total)

accounts-with-accounts-type-audit-exemption-subsiduary

accounts · AA

2026-01-12

legacy

accounts · PARENT_ACC

2026-01-12

legacy

other · GUARANTEE2

2026-01-12

legacy

other · AGREEMENT2

2026-01-12

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-09-30

accounts-with-accounts-type-audit-exemption-subsiduary

accounts · AA

2024-12-28

legacy

accounts · PARENT_ACC

2024-12-28

legacy

other · AGREEMENT2

2024-12-28

legacy

other · GUARANTEE2

2024-12-28

legacy

other · GUARANTEE2

2024-12-10

legacy

other · AGREEMENT2

2024-12-09

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-09-30

termination-secretary-company-with-name-termination-date

officers · TM02

2024-05-16

accounts-with-accounts-type-audit-exemption-subsiduary

accounts · AA

2024-04-24

legacy

accounts · PARENT_ACC

2024-04-24